Stock Analysis
Equitable Holdings, Inc.EQH
Sector: Financial Services · Industry: Insurance Agents, Brokers & Service
AnalystsStrong Buy18 analystsPrice is 93% of the way from the year's low to its high.
Cash covers 267% of debt · Q2 2026.
PMP Verdict
Weak fundamentals, expensive
Strengths
- Financial Health63
Risks
- Valuation70
- Profitability0
Weak fundamentals at a demanding price.
What's happening with EQH
Profile
profitability, growth, moat and earnings quality lag behind.
How is each axis scored?
- Valuation70/100 · Moderate
- P/E vs own history (n/a)10/25
- FCF yield (9.2%)25/25
- P/S (1.4x)25/25
- EV/EBIT (n/a)10/25
- Growth6/100 · Weak
- Revenue CAGR (1.4%)6/25
- Net income CAGR (n/a)0/25
- EPS CAGR 5Y (n/a)0/25
- Fwd implied growth (n/a)0/25
- Profitability0/100 · Weak
- ROIC (n/a)0/25
- ROE (-75.7%)0/25
- Net margin (-8.7%)0/25
- Operating margin (-5.7%)0/25
- Financial Health63/100 · Moderate
- Altman Z (0.18)3/25
- Current ratio (2.03)25/25
- Interest coverage (4.3x)10/25
- Net cash / debt (Net cash)25/25
- Quality27/100 · Weak
- Piotroski F (5/9)15/25
- Beneish M (-0.67)6/25
- FCF conversion (n/a)0/25
- Margin stability (σ 15.7%)6/25
- Moat13/100 · Weak
- ROIC >12% years (n/a)0/25
- Median gross margin (35.7%)13/25
- FCF-positive years (n/a)0/25
- Worst-year net margin (worst -18.1%)0/25
Risk Flags
- ⚠Altman Z 0.2 — distress-zone balance sheet
- ⚠Beneish M -0.67 — earnings-manipulation flag
- ⚠4 loss-making years in recent history
About Equitable Holdings, Inc.
Equitable Holdings Inc is a financial services company providing retirement, asset management, and wealth management solutions for individual and institutional clients, operating through three segments. Show more
The Retirement segment generates the majority of revenue and offers annuities, retirement savings plans, institutional savings products, and includes the spread lending business. The Asset Management segment provides diversified investment management and related services globally through Institutional, Retail, and Private Wealth channels and reflects the business of AB. The Wealth Management segment offers advisory accounts, financial planning and advice, life insurance, and annuity products. Revenues are earned predominantly from fee income, income from investments, and insurance premiums.
Headquarters: NEW YORK, NY · Employees: 8,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
70B+P/E (TTM)—
Price / TTM EPS (own statements)
P/FCF9.9xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield9.2%A
Grade A: ValueLatest stored TTM FCF / Market Cap — vs own 5Y history: 7.9%–11.0% · 44th pct
P/S (TTM)1.37xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.6x–2.0x · 81st pct
EV/EBITDA9.5xA
Grade A: CheapEnterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales1.7xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E6.2xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio11.86xD
Grade D: Very expensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio0.32A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.58%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio21.5%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
0EROIC—
NOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE-75.7%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA-0.3%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin-8.7%D
Grade D: LowNet Income / Revenue
Operating Margin-5.7%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin12.8%D
Grade D: LowGross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
6ERevenue CAGR1.4%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR—
Compound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)—
Compound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth—
Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-36.4%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Financial Health
63BAltman Z-Score0.18D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio2.03xA
Grade A: HighCurrent Assets/Liabilities
Quick Ratio5.67xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage4.3xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT19.7xD
Grade D: HighLeverage. <2x Low, >4x High
Debt/Equity5.86xD
Grade D: HighDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt2.67xA
Grade A: CoveredCash covers how much of total debt. >1 = could repay all debt from cash
Quality
27EPiotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-0.67D
Grade D: RiskyEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability15.7%D
Grade D: VolatileEBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.05xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
SCOTT BERTRAM L Filed | SCOTT BERTRAM L | SellOpen market sale | -2780 | |
MacKay Craig C Filed | MacKay Craig C | SellOpen market sale | -2000 | |
Lane Nick Filed | Lane Nick | SellOpen market sale | -14923 | |
Isaacs-Lowe Arlene Filed | Isaacs-Lowe Arlene | SellOpen market sale | -1000 | |
HURD JEFFREY J Filed | HURD JEFFREY J | Option exercise | -9359 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
HURD JEFFREY J Filed | HURD JEFFREY J | SellOpen market sale | -300 | |
HURD JEFFREY J Filed | HURD JEFFREY J | SellOpen market sale | -2241 | |
HURD JEFFREY J Filed | HURD JEFFREY J | SellOpen market sale | -2459 |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
13EROIC >12% Years—
Share of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)35.7%C
Grade C: ModerateMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years—
Share of completed fiscal years with positive free cash flow
Net Margin Floor-18.1%D
Grade D: WeakWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)—
TTM net income per share (Finnhub fallback)
Cash / Share$62.92
Cash & short-term investments per share (Finnhub)
Book Value / Share$0.97
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$7.17B
Total debt obligations (short + long term)
Cash & Equiv.$19.13B
Cash and short-term investments
Net Debt$-11.96BA
Grade A: Net CashTotal Debt minus Cash. Negative = Net Cash position
Total Equity$1.22B
Shareholders' equity (book value)
Asset / Liability1.00xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$14.51B
Current Market Capitalization
Beta1.08B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 16, 2026
Key Insights: Equitable Holdings, Inc. (EQH)
EQH is down 0.52% at the last close. Piotroski F-Score of 5/9 indicates mixed fundamentals for Equitable Holdings, Inc.. Altman Z-Score of 0.18 is below the 1.81 distress threshold — an elevated financial-risk flag. Beneish M-Score of -0.67 is above the −1.78 flag threshold, a signal that reported earnings warrant closer scrutiny.
- Equitable Holdings, Inc. posted a net loss in 4 of 8 available completed fiscal years (2018–2025).
- At a valuation score of 70/100, EQH trades near the cheapest end of its own historical range.
- The stock currently yields 2.6% in dividends.
See how EQH ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all EQH moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 5 | Regular | 54.14 | +2.85% | 2.03 |
| Oct 5 | After-hours | 54.27 | +3.10% | 2.20 |
| Sep 28 | Regular | 52.17 | -3.10% | -2.03 |
| Sep 22 | After-hours | 52.20 | -3.10% | -2.40 |
Frequently Asked Questions about EQH
What is the current Equitable Holdings, Inc. (EQH) stock price?
EQH is trading at $53.21 at the last market close, down 0.52% on the session. PreMarketPrice tracks EQH pre-market, intraday and after-hours prices.
Is EQH stock a buy right now?
PreMarketPrice's quantitative model rates Equitable Holdings, Inc.'s financial health at 63/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is EQH stock overvalued?
Equitable Holdings, Inc. trades at a trailing P/E of n/a and our valuation score rates it 70/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Equitable Holdings, Inc. report earnings?
No confirmed earnings date is currently scheduled for EQH. The Earnings section lists recent reports and updates as dates are announced.
What sector does Equitable Holdings, Inc. operate in?
Equitable Holdings, Inc. operates in the Financial Services sector, within the Insurance Agents, Brokers & Service industry. The Related Stocks section lists sector peers for comparison.
What does Equitable Holdings, Inc. do?
Equitable Holdings Inc is a financial services company providing retirement, asset management, and wealth management solutions for individual and institutional clients, operating through three segments.
About Equitable Holdings, Inc. (EQH) Stock
Equitable Holdings, Inc. (EQH) is a US-listed stock operating in the Financial Services sector, specifically the Insurance Agents, Brokers & Service industry. As of the latest update, Equitable Holdings, Inc. is trading at $53.21, down 0.52% on the day with a market capitalization of $14.5 billion. The financial health score for EQH is 63/100, which indicates good financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for EQH stock.
EQH Stock Analysis & Key Metrics
On PreMarketPrice, you can track Equitable Holdings, Inc. (EQH) across multiple dimensions:
- Pre-market price & movement: Real-time EQH stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for EQH with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Equitable Holdings, Inc. across multiple reporting periods.
- Financial health score: A composite score of 63/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for EQH.
- Sector peers: Compare EQH against 6 other financial services stocks on key financial metrics.
Is EQH a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Equitable Holdings, Inc. (EQH) as an investment. The financial health score of 63/100 suggests good financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Equitable Holdings, Inc. (EQH) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.