Stock Analysis
HDFC Bank LimitedHDB
Sector: Financial Services
AnalystsStrong Buy47 analystsPrice is 13% of the way from the year's low to its high.
PMP Verdict
Insufficient financial data
No financial statements on file for this ticker — fundamental scores are not computed.
What's happening with HDB
About HDFC Bank Limited
HDFC Bank Ltd company engaged in providing a range of banking and financial services including retail banking, wholesale banking and treasury operations. Show more
Its segments are Treasury, Retail banking, Wholesale banking, and Other banking Operations. Majority of incomes if from Retail Banking which consists of digital banking segment which represents business by Digital Banking Units (DBUs) of the Bank. The said DBUs serves retail customers through the Bank's digital network and other online channels; and Non-Digital Banking which serves retail customers through the Bank's branch network and other channels. The bank generates majority of income from Domestic market. Its products are Personal Loan, Car Loan, Business Loan, Two Wheeler Loan, Gold Loan, Home Loan, Pre-Verified Properties, etc.
Employees: 211,178 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
Valuation
42D+P/E (TTM)—
Price / TTM EPS (own statements)
P/FCF7.9xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield12.7%A
Grade A: ValueInverse of Finnhub P/FCF (own TTM FCF unavailable)
P/S (TTM)6.77xC
Grade C: ExpensivePrice / TTM Revenue (own statements)
EV/EBITDA—
Enterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales—
Enterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E12.8xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio2.03xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.15B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield1.84%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio105.6%D
Grade D: UnsustainableDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
50CROIC—
NOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE13.7%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA1.7%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin32.5%A
Grade A: HighNet Income / Revenue
Operating Margin—
TTM EBIT / TTM Revenue
Gross Margin—
Gross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
0ERevenue CAGR—
Compound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR—
Compound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)—
Compound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth—
Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Financial Health
25EAltman Z-Score—
Bankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio—
Current Assets/Liabilities
Quick Ratio—
(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage—
EBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity0.93xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt—
Cash covers how much of total debt. >1 = could repay all debt from cash
Quality
0EPiotroski F-Score—
Financial strength 0–9. >7 Strong
Beneish M-Score—
Earnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability—
EBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover—
Revenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 records| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Srinivasan N Filed | Srinivasan N | SellOpen market sale | -10000 | |
RAJPUT RAKESH KUMAR Filed | RAJPUT RAKESH KUMAR | SellX | -12600 | |
RAJPUT RAKESH KUMAR Filed | RAJPUT RAKESH KUMAR | BuyX | +12.6K | |
Parthasarthy Ashish Filed | Parthasarthy Ashish | SellOpen market sale | -5600 | |
Bhavnani Anil Filed | Bhavnani Anil | SellX | -3000 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Bhavnani Anil Filed | Bhavnani Anil | SellX | -3000 | |
Bhavnani Anil Filed | Bhavnani Anil | BuyX | +3.0K | |
Bhavnani Anil Filed | Bhavnani Anil | BuyX | +3.0K |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
0EROIC >12% Years—
Share of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)—
Median annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years—
Share of completed fiscal years with positive free cash flow
Net Margin Floor—
Weakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)—
TTM net income per share (Finnhub fallback)
Cash / Share$257.37
Cash & short-term investments per share (Finnhub)
Book Value / Share$393.67
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt—
Total debt obligations (short + long term)
Cash & Equiv.—
Cash and short-term investments
Net Debt—
Total Debt minus Cash. Negative = Net Cash position
Total Equity—
Shareholders' equity (book value)
Asset / Liability—
Total Assets / Total Liabilities
Market
Market Cap$121.02B
Current Market Capitalization
Beta1.09B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Ratio snapshot Oct 17, 2026
See how HDB ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all HDB moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 15 | Regular | 23.54 | +4.00% | 2.38 |
| Oct 15 | After-hours | 23.53 | +3.98% | 2.37 |
Frequently Asked Questions about HDB
What is the current HDFC Bank Limited (HDB) stock price?
HDB is trading at $23.84 at the last market close, up 1.32% on the session. PreMarketPrice tracks HDB pre-market, intraday and after-hours prices.
Is HDB stock a buy right now?
PreMarketPrice's quantitative model rates HDFC Bank Limited's financial health at 25/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is HDB stock overvalued?
HDFC Bank Limited trades at a trailing P/E of n/a and our valuation score rates it 42/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does HDFC Bank Limited report earnings?
No confirmed earnings date is currently scheduled for HDB. The Earnings section lists recent reports and updates as dates are announced.
What sector does HDFC Bank Limited operate in?
HDFC Bank Limited operates in the Financial Services sector. The Related Stocks section lists sector peers for comparison.
What does HDFC Bank Limited do?
HDFC Bank Ltd company engaged in providing a range of banking and financial services including retail banking, wholesale banking and treasury operations.
About HDFC Bank Limited (HDB) Stock
HDFC Bank Limited (HDB) is a US-listed stock operating in the Financial Services sector. As of the latest update, HDFC Bank Limited is trading at $23.84, up 1.32% on the day with a market capitalization of $121.0 billion. The financial health score for HDB is 25/100, which indicates poor financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for HDB stock.
HDB Stock Analysis & Key Metrics
On PreMarketPrice, you can track HDFC Bank Limited (HDB) across multiple dimensions:
- Pre-market price & movement: Real-time HDB stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for HDB with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for HDFC Bank Limited across multiple reporting periods.
- Financial health score: A composite score of 25/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for HDB.
- Sector peers: Compare HDB against 2 other financial services stocks on key financial metrics.
Is HDB a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate HDFC Bank Limited (HDB) as an investment. The financial health score of 25/100 suggests poor financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.HDFC Bank Limited (HDB) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.