Stock Analysis
Moody's CorporationMCO
P/E 30.06×· 5Y range 23.89–49.27×· bottom 11% of history
Sector: Financial Services · Industry: Services-Consumer Credit Reporting, Collection Agencies
AnalystsStrong Buy31 analystsP/E 30.1× sits at the 11th percentile of its 5.086926762491444-year history.
Cash covers 35% of debt · FY 2025.
PMP Verdict
Strong business, attractive price
Strengths
- Profitability100
- Quality95
Risks
- Growth44
High-quality business at an attractive price.
Bull Case
- ✓Piotroski F-Score 8/9 — high earnings quality
- ✓Altman Z 7.4 — safe-zone balance sheet
- ✓ROE 68.9% — efficient capital deployment
- ✓Interest coverage 20.1× — debt well covered
- ✓P/E 30.1× at bottom 11% of 5-year history
What's happening with MCO
Profile
Strong profitability, earnings quality, moat and financial health; growth lags behind.
How is each axis scored?
- Valuation54/100 · Moderate
- P/E vs own history (11th pct)25/25
- FCF yield (3.5%)12/25
- P/S (10.3x)5/25
- EV/EBIT (24.2x)12/25
- Growth44/100 · Weak
- Revenue CAGR (5.6%)12/25
- Net income CAGR (2.7%)6/25
- EPS CAGR 5Y (3.8%)6/25
- Fwd implied growth (17.5%)20/25
- Profitability100/100 · Strong
- ROIC (33.6%)25/25
- ROE (68.9%)25/25
- Net margin (34.3%)25/25
- Operating margin (44.8%)25/25
- Financial Health80/100 · Strong
- Altman Z (7.44)25/25
- Current ratio (1.74)18/25
- Interest coverage (20.1x)25/25
- Net cash / debt (D/A 29%)12/25
- Quality95/100 · Strong
- Piotroski F (8/9)25/25
- Beneish M (-2.63)25/25
- FCF conversion (106%)25/25
- Margin stability (σ 5.5%)20/25
- Moat93/100 · Strong
- ROIC >12% years (9/9 yrs)25/25
- Median gross margin (72.5%)25/25
- FCF-positive years (10/10 yrs)25/25
- Worst-year net margin (worst 7.4%)18/25
About Moody's Corporation
Moody's, along with S&P Ratings, is a leading provider of credit ratings on fixed-income securities. Show more
The ratings segment, Moody's Investors Service, includes corporates, structured finance, financial institutions, and public finance ratings. MIS represents a majority of the firm's profit and often (depending on bond issuance levels) a majority of the firm's revenue. The other segment, Moody's Analytics, consists of decision solutions, research and insights, and data and information.
Headquarters: NEW YORK, NY · Employees: 5,300 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
54CP/E (TTM)30.1xC
Grade C: ExpensivePrice / TTM EPS (own statements) — vs own 5Y history: 23.9x–49.3x · 11th pct
P/FCF27.4xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield3.5%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 1.9%–4.0% · 93rd pct
P/S (TTM)10.29xD
Grade D: ExpensivePrice / TTM Revenue (own statements) — vs own 5Y history: 7.6x–14.0x · 31st pct
EV/EBIT24.2xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 19.9x–40.8x · 11th pct
EV/Sales10.6xD
Grade D: Very expensiveEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E25.6xC
Grade C: ExpensivePrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio20.72xD
Grade D: Very expensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio2.39C
Grade C: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.86%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio25.0%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
100A+ROIC33.6%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE68.9%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA18.4%A
Grade A: StrongReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin34.3%A
Grade A: HighNet Income / Revenue
Operating Margin44.8%A
Grade A: HighTTM EBIT / TTM Revenue
Gross Margin75.0%A
Grade A: PremiumGross Profit / Revenue
FCF Margin36.4%A
Grade A: HighFCF / Revenue
True FCF Margin33.5%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
44D+Revenue CAGR5.6%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR2.7%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)3.8%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth17.5%C
Grade C: MedAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-8.0%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income8.3%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue2.8%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
80AAltman Z-Score7.44A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio1.74xC
Grade C: OkCurrent Assets/Liabilities
Quick Ratio1.19xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage20.1xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment1.5yA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBIT1.2xA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity1.73xC
Grade C: MedDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.35xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Quality
95A+Piotroski F-Score8/9A
Grade A: StrongFinancial strength 0–9. >7 Strong
Beneish M-Score-2.63A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion106.2%A
Grade A: StrongFCF / Net Income
Margin Stability5.5%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue4.3%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.54xC
Grade C: AverageRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Minaya Jose Filed | Minaya Jose | Grant / award | +92 | |
Phillips Jason D Filed | Phillips Jason D | Tax withholding | -21 | |
Fauber Robert Filed | Fauber Robert | Option exercise | -572 | |
Fauber Robert Filed | Fauber Robert | Option exercise | -51 | |
Fauber Robert Filed | Fauber Robert | SellOpen market sale | -623 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Fauber Robert Filed | Fauber Robert | Option exercise | +572 | |
Fauber Robert Filed | Fauber Robert | Option exercise | +51 | |
Fauber Robert Filed | Fauber Robert | SellOpen market sale | -300 |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
93A+ROIC >12% Years9/9 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)72.5%A
Grade A: DurableMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor7.4%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$16.14
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$8.56
Cash & short-term investments per share (Finnhub)
Book Value / Share$17.32
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$6.99B
Total debt obligations (short + long term)
Cash & Equiv.$2.45B
Cash and short-term investments
Net Debt$4.55B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$4.05B
Shareholders' equity (book value)
Asset / Liability1.36xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$84.00B
Current Market Capitalization
Beta1.33C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Moody's Corporation (MCO)
Moody's Corporation meets 8 of 9 Piotroski F-Score criteria, placing its fundamental strength in the top tier of US-listed stocks. Altman Z-Score of 7.44 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk. Beneish M-Score of -2.63 suggests a low likelihood of earnings manipulation.
- Moody's Corporation converts about 36% of revenue into free cash flow — strong cash generation.
- Takes ~1.5 years to repay net debt from free cash flow.
- Return on equity of 68.9% is well above the market average.
See how MCO ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all MCO moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 15 | Regular | 484.93 | +4.79% | 3.92 |
| Oct 15 | After-hours | 483.00 | +4.37% | 3.58 |
Frequently Asked Questions about MCO
What is the current Moody's Corporation (MCO) stock price?
MCO is trading at $485.07 at the last market close, up 0.29% on the session. PreMarketPrice tracks MCO pre-market, intraday and after-hours prices.
Is MCO stock a buy right now?
PreMarketPrice's quantitative model rates Moody's Corporation's financial health at 80/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is MCO stock overvalued?
Moody's Corporation trades at a trailing P/E of 30.1 and our valuation score rates it 54/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Moody's Corporation report earnings?
No confirmed earnings date is currently scheduled for MCO. The Earnings section lists recent reports and updates as dates are announced.
What sector does Moody's Corporation operate in?
Moody's Corporation operates in the Financial Services sector, within the Services-Consumer Credit Reporting, Collection Agencies industry. The Related Stocks section lists sector peers for comparison.
What does Moody's Corporation do?
Moody's, along with S&P Ratings, is a leading provider of credit ratings on fixed-income securities.
About Moody's Corporation (MCO) Stock
Moody's Corporation (MCO) is a US-listed stock operating in the Financial Services sector, specifically the Services-Consumer Credit Reporting, Collection Agencies industry. As of the latest update, Moody's Corporation is trading at $485.07, up 0.29% on the day with a market capitalization of $84.0 billion. The financial health score for MCO is 80/100, which indicates excellent financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for MCO stock.
MCO Stock Analysis & Key Metrics
On PreMarketPrice, you can track Moody's Corporation (MCO) across multiple dimensions:
- Pre-market price & movement: Real-time MCO stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for MCO with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Moody's Corporation across multiple reporting periods.
- Financial health score: A composite score of 80/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for MCO.
- Sector peers: Compare MCO against 6 other financial services stocks on key financial metrics.
Is MCO a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Moody's Corporation (MCO) as an investment. The financial health score of 80/100 suggests excellent financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Moody's Corporation (MCO) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.