Stock Analysis
Manulife Financial Corp.MFC
Sector: Financial Services
AnalystsStrong Buy19 analystsPrice is 97% of the way from the year's low to its high.
PMP Verdict
Insufficient financial data
No financial statements on file for this ticker — fundamental scores are not computed.
Bull Case
- ✓Interest coverage 9.0× — debt well covered
What's happening with MFC
About Manulife Financial Corp.
Manulife Financial is one of the Big Three Canadian life insurers. Show more
The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings. The firm had around CAD 1.2 trillion in assets under management and administration as of the end of June 2026.
Employees: 37,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
Valuation
50CP/E (TTM)—
Price / TTM EPS (own statements)
P/FCF3.3xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield30.2%A
Grade A: ValueInverse of Finnhub P/FCF (own TTM FCF unavailable)
P/S (TTM)2.50xB
Grade B: FairPrice / TTM Revenue (own statements)
EV/EBITDA10.6xA
Grade A: CheapEnterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales2.2xB
Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E12.7xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.80xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio2.07C
Grade C: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield3.35%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio50.9%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
40D+ROIC—
NOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE13.0%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA0.6%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin16.5%A
Grade A: HighNet Income / Revenue
Operating Margin—
TTM EBIT / TTM Revenue
Gross Margin—
Gross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
0ERevenue CAGR—
Compound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR—
Compound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)—
Compound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth—
Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Financial Health
30DAltman Z-Score—
Bankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio1.14xC
Grade C: OkCurrent Assets/Liabilities
Quick Ratio1.14xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage9.0xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity0.27xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt—
Cash covers how much of total debt. >1 = could repay all debt from cash
Quality
0EPiotroski F-Score—
Financial strength 0–9. >7 Strong
Beneish M-Score—
Earnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability—
EBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.04xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
0EROIC >12% Years—
Share of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)—
Median annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years—
Share of completed fiscal years with positive free cash flow
Net Margin Floor—
Weakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)—
TTM net income per share (Finnhub fallback)
Cash / Share$12.18
Cash & short-term investments per share (Finnhub)
Book Value / Share$32.05
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt—
Total debt obligations (short + long term)
Cash & Equiv.—
Cash and short-term investments
Net Debt—
Total Debt minus Cash. Negative = Net Cash position
Total Equity—
Shareholders' equity (book value)
Asset / Liability—
Total Assets / Total Liabilities
Market
Market Cap$73.35B
Current Market Capitalization
Beta0.44B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Ratio snapshot Oct 17, 2026
Key Insights: Manulife Financial Corp. (MFC)
MFC is up 1.09% at the last close.
- The stock currently yields 3.4% in dividends.
See how MFC ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all MFC moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 14 | After-hours | 42.22 | -2.46% | -2.26 |
| Oct 7 | Regular | 41.71 | -2.84% | -3.61 |
| Oct 7 | After-hours | 41.67 | -2.94% | -3.73 |
Frequently Asked Questions about MFC
What is the current Manulife Financial Corp. (MFC) stock price?
MFC is trading at $44.34 at the last market close, up 1.09% on the session. PreMarketPrice tracks MFC pre-market, intraday and after-hours prices.
Is MFC stock a buy right now?
PreMarketPrice's quantitative model rates Manulife Financial Corp.'s financial health at 30/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is MFC stock overvalued?
Manulife Financial Corp. trades at a trailing P/E of n/a and our valuation score rates it 50/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Manulife Financial Corp. report earnings?
No confirmed earnings date is currently scheduled for MFC. The Earnings section lists recent reports and updates as dates are announced.
What sector does Manulife Financial Corp. operate in?
Manulife Financial Corp. operates in the Financial Services sector. The Related Stocks section lists sector peers for comparison.
What does Manulife Financial Corp. do?
Manulife Financial is one of the Big Three Canadian life insurers.
About Manulife Financial Corp. (MFC) Stock
Manulife Financial Corp. (MFC) is a US-listed stock operating in the Financial Services sector. As of the latest update, Manulife Financial Corp. is trading at $44.34, up 1.09% on the day with a market capitalization of $73.3 billion. The financial health score for MFC is 30/100, which indicates weak financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for MFC stock.
MFC Stock Analysis & Key Metrics
On PreMarketPrice, you can track Manulife Financial Corp. (MFC) across multiple dimensions:
- Pre-market price & movement: Real-time MFC stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for MFC with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Manulife Financial Corp. across multiple reporting periods.
- Financial health score: A composite score of 30/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for MFC.
- Sector peers: Compare MFC against 2 other financial services stocks on key financial metrics.
Is MFC a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Manulife Financial Corp. (MFC) as an investment. The financial health score of 30/100 suggests weak financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Manulife Financial Corp. (MFC) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.