Stock Analysis
Molina Healthcare, Inc.MOH
Sector: Financial Services · Industry: Hospital & Medical Service Plans
AnalystsHold25 analystsPrice is 70% of the way from the year's low to its high.
Cash covers 219% of debt · FY 2025.
PMP Verdict
Cheap for a reason — weak fundamentals
Strengths
- Financial Health93
Risks
- Profitability5
- Growth20
Cheap for a reason — fundamentals remain weak.
Market context
-2.4% today· Z 1.3σ
Bull Case
- ✓Altman Z 4.4 — safe-zone balance sheet
- ✓Revenue CAGR 13.1% — durable top-line growth
- ✓Interest coverage 15.8× — debt well covered
What's happening with MOH
Profile
Strong financial health; profitability, growth, moat, valuation and earnings quality lag behind.
How is each axis scored?
- Valuation45/100 · Weak
- P/E vs own history (n/a)10/25
- FCF yield (2.5%)5/25
- P/S (0.2x)25/25
- EV/EBIT (31.2x)5/25
- Growth20/100 · Weak
- Revenue CAGR (13.1%)20/25
- Net income CAGR (-8.0%)0/25
- EPS CAGR 5Y (-5.6%)0/25
- Fwd implied growth (n/a)0/25
- Profitability5/100 · Weak
- ROIC (n/a)0/25
- ROE (-0.2%)0/25
- Net margin (-0.0%)0/25
- Operating margin (0.5%)5/25
- Financial Health93/100 · Strong
- Altman Z (4.37)25/25
- Current ratio (1.69)18/25
- Interest coverage (15.8x)25/25
- Net cash / debt (Net cash)25/25
- Quality47/100 · Weak
- Piotroski F (4/9)10/25
- Beneish M (-2.16)12/25
- FCF conversion (-3871%)0/25
- Margin stability (σ 2.4%)25/25
- Moat23/100 · Weak
- ROIC >12% years (n/a)0/25
- Median gross margin (14.8%)0/25
- FCF-positive years (8/10 yrs)18/25
- Worst-year net margin (worst -2.6%)5/25
About Molina Healthcare, Inc.
Molina Healthcare Inc provides medical insurance plans through Medicaid, the individual exchanges, and Medicare. Show more
The company operates in four reportable segments consisting of: 1) Medicaid; 2) Medicare; 3) Marketplace; and 4) Other. It manages health benefit risks for more than 5 million people, with more than 85% of those members coming through contracts with state governments for their Medicaid programs. Medicaid contracts in four states-California, New York, Texas, and Washington-account for over half of its enrollees.
Headquarters: LONG BEACH, CA · Employees: 19,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
45D+P/E (TTM)—
Price / TTM EPS (own statements)
P/FCF10.5xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield2.5%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: -8.8%–17.5% · 28th pct
P/S (TTM)0.24xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.1x–0.8x · 22nd pct
EV/EBIT31.2xD
Grade D: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 1.5x–39.2x · 96th pct
EV/Sales0.2xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E39.6xD
Grade D: ExpensivePrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio2.66xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio—
Finnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield—
TTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio—
Dividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
5EROIC—
NOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE-0.2%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA-0.0%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin-0.0%D
Grade D: LowNet Income / Revenue
Operating Margin0.5%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin12.6%D
Grade D: LowGross Profit / Revenue
FCF Margin0.6%D
Grade D: LowFCF / Revenue
True FCF Margin0.4%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
20ERevenue CAGR13.1%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-8.0%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-5.6%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth—
Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-10.9%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.2%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
93A+Altman Z-Score4.37A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio1.69xC
Grade C: OkCurrent Assets/Liabilities
Quick Ratio1.61xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage15.8xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt RepaymentNet CashA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBITNet CashA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.93xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt2.19xA
Grade A: CoveredCash covers how much of total debt. >1 = could repay all debt from cash
Quality
47D+Piotroski F-Score4/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.16C
Grade C: Gray zoneEarnings manipulation risk. < -2.22 Safe
FCF Conversion-3871.4%D
Grade D: PoorFCF / Net Income
Margin Stability2.4%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue0.2%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover2.80xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Lockhart Stephen H Filed | Lockhart Stephen H | Grant / award | +304 | |
Schapiro Richard M Filed | Schapiro Richard M | Grant / award | +304 | |
ZORETIC RICHARD C Filed | ZORETIC RICHARD C | Grant / award | +304 | |
GROHOWSKI LEO P Filed | GROHOWSKI LEO P | Grant / award | +304 | |
SOISTMAN FRANCIS S JR Filed | SOISTMAN FRANCIS S JR | Grant / award | +304 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
WOLF DALE B Filed | WOLF DALE B | Grant / award | +304 | |
ORLANDO STEVEN J Filed | ORLANDO STEVEN J | Grant / award | +304 | |
ROMNEY RONNA Filed | ROMNEY RONNA | Grant / award | +304 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
23EROIC >12% Years—
Share of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)14.8%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years8/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor-2.6%D
Grade D: WeakWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)—
TTM net income per share (Finnhub fallback)
Cash / Share$171.44
Cash & short-term investments per share (Finnhub)
Book Value / Share$80.21
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$3.77B
Total debt obligations (short + long term)
Cash & Equiv.$8.26B
Cash and short-term investments
Net Debt$-4.49BA
Grade A: Net CashTotal Debt minus Cash. Negative = Net Cash position
Total Equity$4.07B
Shareholders' equity (book value)
Asset / Liability1.35xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$10.82B
Current Market Capitalization
Beta0.74B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Molina Healthcare, Inc. (MOH)
MOH is down 2.42% at the last close. Piotroski F-Score of 4/9 indicates mixed fundamentals for Molina Healthcare, Inc.. Altman Z-Score of 4.37 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk.
- Company is effectively debt-free after netting cash.
- Molina Healthcare, Inc. posted a net loss in 1 of 10 available completed fiscal years (2016–2025).
See how MOH ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all MOH moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 12 | Regular | 206.84 | +5.03% | 2.46 |
| Oct 12 | After-hours | 208.35 | +5.80% | 2.80 |
| Oct 2 | Regular | 188.62 | +4.30% | 2.08 |
| Oct 2 | After-hours | 189.54 | +4.81% | 2.29 |
Frequently Asked Questions about MOH
What is the current Molina Healthcare, Inc. (MOH) stock price?
MOH is trading at $207.36 at the last market close, down 2.42% on the session. PreMarketPrice tracks MOH pre-market, intraday and after-hours prices.
Is MOH stock a buy right now?
PreMarketPrice's quantitative model rates Molina Healthcare, Inc.'s financial health at 93/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is MOH stock overvalued?
Molina Healthcare, Inc. trades at a trailing P/E of n/a and our valuation score rates it 45/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Molina Healthcare, Inc. report earnings?
No confirmed earnings date is currently scheduled for MOH. The Earnings section lists recent reports and updates as dates are announced.
What sector does Molina Healthcare, Inc. operate in?
Molina Healthcare, Inc. operates in the Financial Services sector, within the Hospital & Medical Service Plans industry. The Related Stocks section lists sector peers for comparison.
What does Molina Healthcare, Inc. do?
Molina Healthcare Inc provides medical insurance plans through Medicaid, the individual exchanges, and Medicare.
About Molina Healthcare, Inc. (MOH) Stock
Molina Healthcare, Inc. (MOH) is a US-listed stock operating in the Financial Services sector, specifically the Hospital & Medical Service Plans industry. As of the latest update, Molina Healthcare, Inc. is trading at $207.36, down 2.42% on the day with a market capitalization of $10.8 billion. The financial health score for MOH is 93/100, which indicates excellent financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for MOH stock.
MOH Stock Analysis & Key Metrics
On PreMarketPrice, you can track Molina Healthcare, Inc. (MOH) across multiple dimensions:
- Pre-market price & movement: Real-time MOH stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for MOH with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Molina Healthcare, Inc. across multiple reporting periods.
- Financial health score: A composite score of 93/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for MOH.
- Sector peers: Compare MOH against 6 other financial services stocks on key financial metrics.
Is MOH a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Molina Healthcare, Inc. (MOH) as an investment. The financial health score of 93/100 suggests excellent financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Molina Healthcare, Inc. (MOH) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.