Stock Analysis
NRG Energy, Inc.NRG
P/E 27.89×· 5Y range 2.17–206.74×· top 18% of history
Sector: Utilities · Industry: Electric Services
AnalystsStrong Buy21 analystsP/E 27.9× sits at the 82nd percentile of its 5.086926762491444-year history.
Cash covers 1% of debt · Q2 2026.
PMP Verdict
Weak fundamentals, expensive
Risks
- Valuation42
- Financial Health27
Weak fundamentals at a demanding price.
Bull Case
- ✓ROE 16.1% — efficient capital deployment
What's happening with NRG
Profile
moat, financial health, growth, profitability, valuation and earnings quality lag behind.
How is each axis scored?
- Valuation42/100 · Weak
- P/E vs own history (82th pct)0/25
- FCF yield (1.6%)5/25
- P/S (0.7x)25/25
- EV/EBIT (22.4x)12/25
- Growth31/100 · Weak
- Revenue CAGR (3.3%)6/25
- Net income CAGR (-22.3%)0/25
- EPS CAGR 5Y (-18.2%)0/25
- Fwd implied growth (179.5%)25/25
- Profitability36/100 · Weak
- ROIC (5.7%)5/25
- ROE (16.1%)20/25
- Net margin (2.4%)6/25
- Operating margin (6.1%)5/25
- Financial Health27/100 · Weak
- Altman Z (1.00)3/25
- Current ratio (0.97)6/25
- Interest coverage (5.7x)18/25
- Net cash / debt (D/A 58%)0/25
- Quality47/100 · Weak
- Piotroski F (5/9)15/25
- Beneish M (-2.11)12/25
- FCF conversion (45%)8/25
- Margin stability (σ 8.6%)12/25
- Moat23/100 · Weak
- ROIC >12% years (6/10 yrs)13/25
- Median gross margin (9.7%)0/25
- FCF-positive years (7/10 yrs)10/25
- Worst-year net margin (worst -20.3%)0/25
Risk Flags
- ⚠Altman Z 1.0 — distress-zone balance sheet
- ⚠2 loss-making years in recent history
- ⚠P/E 27.9× at top 18% of 5-year history
About NRG Energy, Inc.
NRG Energy is one of the largest retail energy providers in the US, with 6 million customers. Show more
Vivint Smart Home, which NRG acquired in 2023, has 2 million home-services customers. NRG also is one of the largest US independent power producers, with 26 gigawatts of coal, gas, and oil power generation capacity in Texas and the Eastern US. NRG exited Chapter 11 bankruptcy as a stand-alone entity in December 2003.
Headquarters: HOUSTON, TX · Employees: 16,702 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
42D+P/E (TTM)27.9xC
Grade C: ExpensivePrice / TTM EPS (own statements) — vs own 5Y history: 2.2x–206.7x · 82nd pct
P/FCF20.5xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative · Heavy investment cycle — CapEx = 78% of operating cash flow, significantly depressing reported FCF
FCF Yield1.6%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: -52.6%–35.5% · 39th pct · Heavy investment cycle — CapEx = 78% of operating cash flow, significantly depressing reported FCF
P/S (TTM)0.66xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.2x–1.2x · 62nd pct
EV/EBIT22.4xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 2.8x–56.3x · 80th pct
EV/Sales1.3xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E10.0xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio4.49xC
Grade C: ExpensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.59B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.12%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio51.7%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Heavy investment: Heavy investment cycle — CapEx = 78% of operating cash flow, significantly depressing reported FCF
Profitability
36DROIC5.7%D
Grade D: LowNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE16.1%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA2.5%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin2.4%D
Grade D: LowNet Income / Revenue
Operating Margin6.1%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin6.0%D
Grade D: LowGross Profit / Revenue
FCF Margin1.1%D
Grade D: LowFCF / Revenue · Heavy investment cycle — CapEx = 78% of operating cash flow, significantly depressing reported FCF
True FCF Margin0.6%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost · Heavy investment cycle — CapEx = 78% of operating cash flow, significantly depressing reported FCF
Growth
31DRevenue CAGR3.3%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-22.3%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-18.2%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth179.5%A
Grade A: HighAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-14.2%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income18.4%C
Grade C: MedStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.4%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
27EAltman Z-Score1.00D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.97xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.76xC
Grade C: Ok(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage5.7xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment67.0yD
Grade D: SlowYears to repay net debt via FCF · Heavy investment cycle — CapEx = 78% of operating cash flow, significantly depressing reported FCF
Net Debt/EBIT11.6xD
Grade D: HighLeverage. <2x Low, >4x High
Debt/Equity4.83xD
Grade D: HighDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.01xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
47D+Piotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.11C
Grade C: Gray zoneEarnings manipulation risk. < -2.22 Safe
FCF Conversion44.5%D
Grade D: PoorFCF / Net Income · Heavy investment cycle — CapEx = 78% of operating cash flow, significantly depressing reported FCF
Margin Stability8.6%C
Grade C: AverageEBIT margin std deviation. Lower = stable
Capex / Revenue3.6%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover1.00xC
Grade C: AverageRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Spencer Gerald Alfred Filed | Spencer Gerald Alfred | SellOpen market sale | -1580 | |
Bentley Brad Filed | Bentley Brad | Tax withholding | -3401 | |
Bentley Brad Filed | Bentley Brad | Tax withholding | -1570 | |
Donohue Elisabeth B Filed | Donohue Elisabeth B | Grant / award | +81 | |
Cox Heather Filed | Cox Heather | Grant / award | +68 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Carter Matthew Jr Filed | Carter Matthew Jr | Grant / award | +149 | |
Carrillo Antonio Filed | Carrillo Antonio | Grant / award | +65 | |
Spencer Gerald Alfred Filed | Spencer Gerald Alfred | Grant / award | +14 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
23EROIC >12% Years6/10 yrsC
Grade C: ModerateShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)9.7%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years7/10 yrsD
Grade D: WeakShare of completed fiscal years with positive free cash flow
Net Margin Floor-20.3%D
Grade D: WeakWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$3.72
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$0.77
Cash & short-term investments per share (Finnhub)
Book Value / Share$23.09
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$23.47B
Total debt obligations (short + long term)
Cash & Equiv.$162.00M
Cash and short-term investments
Net Debt$23.30B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$4.86B
Shareholders' equity (book value)
Asset / Liability1.14xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$21.81B
Current Market Capitalization
Beta1.22C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: NRG Energy, Inc. (NRG)
NRG is up 0.87% at the last close. Piotroski F-Score of 5/9 indicates mixed fundamentals for NRG Energy, Inc.. Altman Z-Score of 1.00 is below the 1.81 distress threshold — an elevated financial-risk flag.
- Takes ~67.0 years to repay net debt from free cash flow.
- NRG Energy, Inc. posted a net loss in 2 of 10 available completed fiscal years (2016–2025).
- The stock currently yields 2.1% in dividends.
See how NRG ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all NRG moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 14 | Regular | 101.20 | -5.58% | -2.21 |
| Oct 14 | After-hours | 100.00 | -6.70% | -2.66 |
| Oct 7 | Regular | 108.91 | +5.13% | 2.11 |
| Oct 7 | After-hours | 108.75 | +4.97% | 2.05 |
| Oct 6 | Pre-market | 100.15 | +3.46% | 2.23 |
Frequently Asked Questions about NRG
What is the current NRG Energy, Inc. (NRG) stock price?
NRG is trading at $103.75 at the last market close, up 0.87% on the session. PreMarketPrice tracks NRG pre-market, intraday and after-hours prices.
Is NRG stock a buy right now?
PreMarketPrice's quantitative model rates NRG Energy, Inc.'s financial health at 27/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is NRG stock overvalued?
NRG Energy, Inc. trades at a trailing P/E of 27.9 and our valuation score rates it 42/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does NRG Energy, Inc. report earnings?
No confirmed earnings date is currently scheduled for NRG. The Earnings section lists recent reports and updates as dates are announced.
What sector does NRG Energy, Inc. operate in?
NRG Energy, Inc. operates in the Utilities sector, within the Electric Services industry. The Related Stocks section lists sector peers for comparison.
What does NRG Energy, Inc. do?
NRG Energy is one of the largest retail energy providers in the US, with 6 million customers.
About NRG Energy, Inc. (NRG) Stock
NRG Energy, Inc. (NRG) is a US-listed stock operating in the Utilities sector, specifically the Electric Services industry. As of the latest update, NRG Energy, Inc. is trading at $103.75, up 0.87% on the day with a market capitalization of $21.8 billion. The financial health score for NRG is 27/100, which indicates poor financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for NRG stock.
NRG Stock Analysis & Key Metrics
On PreMarketPrice, you can track NRG Energy, Inc. (NRG) across multiple dimensions:
- Pre-market price & movement: Real-time NRG stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for NRG with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for NRG Energy, Inc. across multiple reporting periods.
- Financial health score: A composite score of 27/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for NRG.
- Sector peers: Compare NRG against 6 other utilities stocks on key financial metrics.
Is NRG a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate NRG Energy, Inc. (NRG) as an investment. The financial health score of 27/100 suggests poor financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.NRG Energy, Inc. (NRG) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.