Stock Analysis
NVR, Inc.NVR
P/E 13.82×· 5Y range 8.71–20.25×· 34th percentile of history
Sector: Industrials · Industry: Operative Builders
AnalystsSell14 analystsP/E 13.8× sits at the 34th percentile of its 5.086926762491444-year history.
Cash covers 271% of debt · Q1 2023.
PMP Verdict
Mixed fundamentals, fairly valued
Strengths
- Profitability90
- Quality77
Risks
- Growth24
Mixed picture — no clear quality or value edge.
Bull Case
- ✓Altman Z 12.1 — safe-zone balance sheet
- ✓ROE 29.5% — efficient capital deployment
- ✓Interest coverage 41.2× — debt well covered
What's happening with NVR
Profile
Strong profitability, moat, earnings quality, valuation and financial health; growth lags behind.
How is each axis scored?
- Valuation75/100 · Strong
- P/E vs own history (34th pct)20/25
- FCF yield (6.6%)20/25
- P/S (1.7x)25/25
- EV/EBIT (n/a)10/25
- Growth24/100 · Weak
- Revenue CAGR (3.6%)6/25
- Net income CAGR (2.0%)6/25
- EPS CAGR 5Y (8.0%)12/25
- Fwd implied growth (-16.2%)0/25
- Profitability90/100 · Strong
- ROIC (60.9%)25/25
- ROE (29.5%)25/25
- Net margin (12.0%)20/25
- Operating margin (15.8%)20/25
- Financial Health75/100 · Strong
- Altman Z (12.15)25/25
- Current ratio (2.93)25/25
- Interest coverage (41.2x)25/25
- Net cash / debt (n/a)0/25
- Quality77/100 · Strong
- Piotroski F (4/9)10/25
- Beneish M (-2.27)20/25
- FCF conversion (92%)22/25
- Margin stability (σ 3.5%)25/25
- Moat81/100 · Strong
- ROIC >12% years (9/9 yrs)25/25
- Median gross margin (24.4%)6/25
- FCF-positive years (10/10 yrs)25/25
- Worst-year net margin (worst 11.1%)25/25
About NVR, Inc.
NVR Inc is engaged in the construction and sale of residential properties, including single-family detached homes, townhomes, and condominium buildings, all of which are built on a pre-sold basis. Show more
Additionally, the company provides related services through its mortgage banking and title services businesses. Its business segments are Homebuilding and Mortgage Banking. Its geographical segments include the Mid Atlantic, the North East, the Mid East, and the South East regions of America. The majority of the company's revenue is derived from the Homebuilding Mid Atlantic segment, which includes homebuilding operations that construct and sell single-family detached homes, townhomes and condominiums in Maryland, Virginia, West Virginia, Delaware and Washington, D.C. regions.
Headquarters: RESTON, VA · Employees: 6,300 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
75B+P/E (TTM)13.8xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 8.7x–20.2x · 34th pct
P/FCF12.8xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield6.6%A
Grade A: ValueTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 3.6%–9.7% · 58th pct
P/S (TTM)1.66xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 1.4x–3.3x · 11th pct
EV/EBITDA10.1xA
Grade A: CheapEnterprise value / EBITDA (Finnhub) — capital-structure neutral — vs own 5Y history: 9.0x–12.8x · 3rd pct
EV/Sales1.6xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E16.5xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio4.08xC
Grade C: ExpensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio—
Finnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield—
TTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio—
Dividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
90A+ROIC60.9%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE29.5%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA19.9%A
Grade A: StrongReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin12.0%A
Grade A: HighNet Income / Revenue
Operating Margin15.8%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin-12.4%D
Grade D: LowGross Profit / Revenue
FCF Margin11.0%C
Grade C: AverageFCF / Revenue
True FCF Margin10.3%C
Grade C: AverageTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
24ERevenue CAGR3.6%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR2.0%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)8.0%C
Grade C: OkCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth-16.2%D
Grade D: Decl.Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-32.0%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income5.7%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.7%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
75B+Altman Z-Score12.15A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio2.93xA
Grade A: HighCurrent Assets/Liabilities
Quick Ratio1.02xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage41.2xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity0.27xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt—
Cash covers how much of total debt. >1 = could repay all debt from cash
Quality
77B+Piotroski F-Score4/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.27A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion91.7%A
Grade A: StrongFCF / Net Income
Margin Stability3.5%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue0.2%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover1.68xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Oliver George Filed | Oliver George | BuyOpen market buy | +63 | |
Martinez Melquiades R. Filed | Martinez Melquiades R. | Gift | -29 | |
Ross Susan Williamson Filed | Ross Susan Williamson | Option exercise | -238 | |
Ross Susan Williamson Filed | Ross Susan Williamson | Option exercise | +238 | |
DeVito Michael J Filed | DeVito Michael J | Grant / award | +154 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Jung Alexandra A Filed | Jung Alexandra A | Grant / award | +154 | |
Ross Susan Williamson Filed | Ross Susan Williamson | Grant / award | +154 | |
Malzahn Daniel David Filed | Malzahn Daniel David | Grant / award | +1.3K |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
81AROIC >12% Years9/9 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)24.4%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor11.1%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$428.29
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$427.41
Cash & short-term investments per share (Finnhub)
Book Value / Share$1266.25
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt—
Total debt obligations (short + long term)
Cash & Equiv.$1.92B
Cash and short-term investments
Net Debt—
Total Debt minus Cash. Negative = Net Cash position
Total Equity$3.86B
Shareholders' equity (book value)
Asset / Liability2.94xA
Grade A: SolidTotal Assets / Total Liabilities
Market
Market Cap$15.78B
Current Market Capitalization
Beta0.93B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: NVR, Inc. (NVR)
Piotroski F-Score of 4/9 indicates mixed fundamentals for NVR, Inc.. Altman Z-Score of 12.15 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk. Beneish M-Score of -2.27 suggests a low likelihood of earnings manipulation.
- At a valuation score of 75/100, NVR trades near the cheapest end of its own historical range (P/E 13.8).
- Return on equity of 29.5% is well above the market average.
See how NVR ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all NVR moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 15 | Regular | 5,937.14 | +3.56% | 2.97 |
| Oct 15 | After-hours | 5,940.83 | +3.62% | 3.02 |
| Sep 22 | Regular | 6,371.17 | +2.94% | 2.46 |
| Sep 22 | After-hours | 6,338.92 | +2.42% | 2.06 |
Frequently Asked Questions about NVR
What is the current NVR, Inc. (NVR) stock price?
NVR is trading at $5919.82 at the last market close, down 0.35% on the session. PreMarketPrice tracks NVR pre-market, intraday and after-hours prices.
Is NVR stock a buy right now?
PreMarketPrice's quantitative model rates NVR, Inc.'s financial health at 75/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is NVR stock overvalued?
NVR, Inc. trades at a trailing P/E of 13.8 and our valuation score rates it 75/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does NVR, Inc. report earnings?
No confirmed earnings date is currently scheduled for NVR. The Earnings section lists recent reports and updates as dates are announced.
What sector does NVR, Inc. operate in?
NVR, Inc. operates in the Industrials sector, within the Operative Builders industry. The Related Stocks section lists sector peers for comparison.
What does NVR, Inc. do?
NVR Inc is engaged in the construction and sale of residential properties, including single-family detached homes, townhomes, and condominium buildings, all of which are built on a pre-sold basis.
About NVR, Inc. (NVR) Stock
NVR, Inc. (NVR) is a US-listed stock operating in the Industrials sector, specifically the Operative Builders industry. As of the latest update, NVR, Inc. is trading at $5919.82, down 0.35% on the day with a market capitalization of $15.8 billion. The financial health score for NVR is 75/100, which indicates excellent financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for NVR stock.
NVR Stock Analysis & Key Metrics
On PreMarketPrice, you can track NVR, Inc. (NVR) across multiple dimensions:
- Pre-market price & movement: Real-time NVR stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for NVR with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for NVR, Inc. across multiple reporting periods.
- Financial health score: A composite score of 75/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for NVR.
- Sector peers: Compare NVR against 6 other industrials stocks on key financial metrics.
Is NVR a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate NVR, Inc. (NVR) as an investment. The financial health score of 75/100 suggests excellent financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.NVR, Inc. (NVR) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.