Old National Bancorp (ONB) Stock Analysis
Market Closed
Sector: Financial Services · Industry: National Commercial Banks
AnalystsBuy15 analystsWhat's happening with ONB
Price History
5-Year Weekly Candlestick Chart
Profile
Strong growth.
How is each axis scored?
- Valuation62/100 · Moderate
- P/E vs own history (58th pct)12/25
- FCF yield (7.6%)20/25
- P/S (2.4x)20/25
- EV/EBIT (n/a)10/25
- Growth81/100 · Strong
- Revenue CAGR (44.7%)25/25
- Net income CAGR (24.6%)25/25
- EPS CAGR 5Y (2.3%)6/25
- Fwd implied growth (44.3%)25/25
- Profitability64/100 · Moderate
- ROIC (11.2%)12/25
- ROE (8.9%)12/25
- Net margin (18.9%)20/25
- Operating margin (23.8%)20/25
- Financial Health53/100 · Moderate
- Altman Z (0.17)3/25
- Current ratio (n/a)0/25
- Interest coverage (no interest expense)25/25
- Net cash / debt (Net cash)25/25
- Quality69/100 · Moderate
- Piotroski F (5/9)15/25
- Beneish M (-2.24)20/25
- FCF conversion (96%)22/25
- Margin stability (σ 9.3%)12/25
About Old National Bancorp
Old National Bancorp is a provider of lending and deposit services. Show more
The bank offers comprehensive wealth management, trust, investment advisory, brokerage, and foreign currency services. For businesses, it provides treasury management, merchant, and capital markets services as well as community development lending and equity investment solutions intended to produce jobs and revitalize its communities. It earns interest income on loans as well as fee income from the origination of loans and from providing other services to its clients.
Headquarters: EVANSVILLE, IN · Employees: 4,914 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- SellTax withholding · filed 2026-09-03-2036 sh2026-09-01
- SellTax withholding · filed 2026-08-04-2335 sh2026-08-01
- SellOpen market sale · filed 2026-07-31-11771 sh2026-07-30
- SellOpen market sale · filed 2026-07-29-20000 sh2026-07-28
- BuyGrant / award · filed 2026-07-07+349 sh2026-07-02
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
62BP/E (TTM)12.8xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.9x–22.8x · 58th pct
P/FCF10.1xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield7.6%A
Grade A: ValueTTM FCF / Market Cap — vs own 5Y history: 5.6%–18.9% · 20th pct
P/S (TTM)2.39xB
Grade B: FairPrice / TTM Revenue (own statements) — vs own 5Y history: 1.6x–4.1x · 55th pct
EV/EBITDA—
Enterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales—
Enterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E8.9xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.13xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio0.33A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.51%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio33.6%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
64BROIC11.2%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE8.9%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA1.2%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin18.9%A
Grade A: HighNet Income / Revenue
Operating Margin23.8%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin—
Gross Profit / Revenue
FCF Margin18.2%A
Grade A: HighFCF / Revenue
True FCF Margin17.3%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
53CAltman Z-Score0.17D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio—
Current Assets/Liabilities
Quick Ratio—
(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage—
EBIT/Interest. >10 Strong
Debt RepaymentNet CashA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity0.14xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt—
Cash covers how much of total debt. >1 = could repay all debt from cash
Growth
81ARevenue CAGR44.7%A
Grade A: HighCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR24.6%A
Grade A: HighCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)2.3%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth44.3%A
Grade A: HighImplied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)+134.2%D
Grade D: DilutiveShare count change over 5Y
SBC / Net Income4.3%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.8%A
Grade A: LowTTM stock-based comp / TTM Revenue
Quality
69BPiotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.24A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion96.0%A
Grade A: StrongFCF / Net Income
Margin Stability9.3%C
Grade C: AverageEBIT margin std deviation. Lower = stable
Capex / Revenue1.3%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover—
Revenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$1.95
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$1.55
Cash & short-term investments per share (Finnhub)
Book Value / Share$21.80
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt—
Total debt obligations (short + long term)
Cash & Equiv.$1.75B
Cash and short-term investments
Net Debt—
Total Debt minus Cash. Negative = Net Cash position
Total Equity$8.51B
Shareholders' equity (book value)
Asset / Liability1.13xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$9.60B
Current Market Capitalization
Beta0.90B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Company is effectively debt-free after netting cash. · Current P/E of 12.8x sits at the 58th percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 25, 2026
Key Insights: Old National Bancorp (ONB)
Piotroski F-Score of 5/9 indicates mixed fundamentals for Old National Bancorp. Altman Z-Score of 0.17 is below the 1.81 distress threshold — an elevated financial-risk flag. Beneish M-Score of -2.24 suggests a low likelihood of earnings manipulation. Revenue has compounded at roughly 45% annually, with net income growing about 25% per year — a strong growth profile.
- Old National Bancorp converts about 18% of revenue into free cash flow — strong cash generation.
- Company is effectively debt-free after netting cash.
- The stock currently yields 2.5% in dividends.
See how ONB ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for ONB in the last 30 days.
See ONB move history →Frequently Asked Questions about ONB
Is ONB stock a buy right now?
PreMarketPrice's quantitative model rates Old National Bancorp's financial health at 53/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is ONB stock overvalued?
Old National Bancorp trades at a trailing P/E of 12.8 and our valuation score rates it 62/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Old National Bancorp report earnings?
No confirmed earnings date is currently scheduled for ONB. The Earnings section lists recent reports and updates as dates are announced.
What sector does Old National Bancorp operate in?
Old National Bancorp operates in the Financial Services sector, within the National Commercial Banks industry. The Related Stocks section lists sector peers for comparison.
What does Old National Bancorp do?
Old National Bancorp is a provider of lending and deposit services.
About Old National Bancorp (ONB) Stock
Old National Bancorp (ONB) is a US-listed stock operating in the Financial Services sector, specifically the National Commercial Banks industry. Real-time pricing data for Old National Bancorp is available on this page with a market capitalization of $9.6 billion. The financial health score for ONB is 53/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for ONB stock.
ONB Stock Analysis & Key Metrics
On PreMarketPrice, you can track Old National Bancorp (ONB) across multiple dimensions:
- Pre-market price & movement: Real-time ONB stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for ONB with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Old National Bancorp across multiple reporting periods.
- Financial health score: A composite score of 53/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for ONB.
- Sector peers: Compare ONB against 10 other financial services stocks on key financial metrics.
Is ONB a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Old National Bancorp (ONB) as an investment. The financial health score of 53/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Old National Bancorp (ONB) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.