Stifel Financial Corp. (SF) Stock Analysis
P/E 13.61×· 5Y range 5.20–16.57×· 79th percentile of history
Sector: Financial Services · Industry: Security Brokers, Dealers & Flotation Companies
AnalystsBuy16 analystsStrengths
- ✓Revenue CAGR 13.6% — durable top-line growth
Risks
- ⚠Altman Z 0.3 — distress-zone balance sheet
- ⚠Interest coverage 1.7× — thin debt cushion
What's happening with SF
Price History
5-Year Weekly Candlestick Chart
Profile
Strong earnings quality and profitability; financial health lags behind.
How is each axis scored?
- Valuation65/100 · Moderate
- P/E vs own history (79th pct)5/25
- FCF yield (8.4%)25/25
- P/S (1.6x)25/25
- EV/EBIT (n/a)10/25
- Growth69/100 · Moderate
- Revenue CAGR (13.6%)20/25
- Net income CAGR (6.5%)12/25
- EPS CAGR 5Y (7.5%)12/25
- Fwd implied growth (31.2%)25/25
- Profitability77/100 · Strong
- ROIC (29.0%)25/25
- ROE (14.1%)12/25
- Net margin (12.9%)20/25
- Operating margin (17.3%)20/25
- Financial Health31/100 · Weak
- Altman Z (0.25)3/25
- Current ratio (0.12)0/25
- Interest coverage (1.7x)3/25
- Net cash / debt (Net cash)25/25
- Quality85/100 · Strong
- Piotroski F (5/9)15/25
- Beneish M (-2.45)20/25
- FCF conversion (106%)25/25
- Margin stability (σ 4.8%)25/25
About Stifel Financial Corp.
Stifel Financial is a diversified financial-services provider that generates revenue from wealth management, investment banking, and lending. Show more
The firm was founded in 1890 as a Saint Louis-based full-service brokerage but has been transformed under CEO Ronald Kruszewski through a slew of acquisitions into a globally competitive wealth manager, investment bank, and retail and institutional brokerage. The firm generated $5.5 billion in revenue in 2025, with roughly two-thirds derived from wealth management and one-third derived from trading and investment banking.
Headquarters: ST. LOUIS, MO · Employees: 9,000 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- SellOpen market sale · filed 2026-07-27-2200 sh2026-07-23
- SellOpen market sale · filed 2026-07-27-2500 sh2026-07-23
- BuyGrant / award · filed 2026-06-11+2.5K sh2026-06-09
- BuyGrant / award · filed 2026-06-11+2.5K sh2026-06-09
- BuyGrant / award · filed 2026-06-11+2.5K sh2026-06-09
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
65BP/E (TTM)13.6xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.2x–16.6x · 79th pct
P/FCF14.0xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield8.4%A
Grade A: ValueTTM FCF / Market Cap — vs own 5Y history: 4.8%–31.6% · 20th pct
P/S (TTM)1.62xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.8x–2.1x · 86th pct
EV/EBITDA34.7xD
Grade D: ExpensiveEnterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales6.5xC
Grade C: ExpensiveEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E10.4xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.77xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio0.20A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.43%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio35.6%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
77B+ROIC29.0%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE14.1%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA2.2%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin12.9%A
Grade A: HighNet Income / Revenue
Operating Margin17.3%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin99.0%A
Grade A: PremiumGross Profit / Revenue
FCF Margin13.6%C
Grade C: AverageFCF / Revenue
True FCF Margin11.0%C
Grade C: AverageTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
31DAltman Z-Score0.25D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.12xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.12xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage1.7xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt RepaymentNet CashA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity5.33xD
Grade D: HighDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt—
Cash covers how much of total debt. >1 = could repay all debt from cash
Growth
69BRevenue CAGR13.6%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR6.5%C
Grade C: OkCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)7.5%C
Grade C: OkCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth31.2%A
Grade A: HighImplied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)-7.6%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income20.4%D
Grade D: HighStock-based comp/Net income. >30% = dilution risk
SBC / Revenue2.6%A
Grade A: LowTTM stock-based comp / TTM Revenue
Quality
85APiotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.45A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion105.6%A
Grade A: StrongFCF / Net Income
Margin Stability4.8%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue1.4%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.15xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)$5.17
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$14.78
Cash & short-term investments per share (Finnhub)
Book Value / Share$39.20
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt—
Total debt obligations (short + long term)
Cash & Equiv.$2.90B
Cash and short-term investments
Net Debt—
Total Debt minus Cash. Negative = Net Cash position
Total Equity$5.98B
Shareholders' equity (book value)
Asset / Liability1.16xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$10.62B
Current Market Capitalization
Beta1.03B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
Company is effectively debt-free after netting cash. · Current P/E of 13.6x sits at the 79th percentile of its historical range.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 26, 2026
Key Insights: Stifel Financial Corp. (SF)
Piotroski F-Score of 5/9 indicates mixed fundamentals for Stifel Financial Corp.. Altman Z-Score of 0.25 is below the 1.81 distress threshold — an elevated financial-risk flag. Beneish M-Score of -2.45 suggests a low likelihood of earnings manipulation.
- Company is effectively debt-free after netting cash.
- Interest coverage of 1.7× leaves little room for earnings shocks.
- The stock currently yields 2.4% in dividends.
See how SF ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all SF moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Sep 22 | After-hours | 73.18 | -3.35% | -2.36 |
Frequently Asked Questions about SF
Is SF stock a buy right now?
PreMarketPrice's quantitative model rates Stifel Financial Corp.'s financial health at 31/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is SF stock overvalued?
Stifel Financial Corp. trades at a trailing P/E of 13.6 and our valuation score rates it 65/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Stifel Financial Corp. report earnings?
No confirmed earnings date is currently scheduled for SF. The Earnings section lists recent reports and updates as dates are announced.
What sector does Stifel Financial Corp. operate in?
Stifel Financial Corp. operates in the Financial Services sector, within the Security Brokers, Dealers & Flotation Companies industry. The Related Stocks section lists sector peers for comparison.
What does Stifel Financial Corp. do?
Stifel Financial is a diversified financial-services provider that generates revenue from wealth management, investment banking, and lending.
About Stifel Financial Corp. (SF) Stock
Stifel Financial Corp. (SF) is a US-listed stock operating in the Financial Services sector, specifically the Security Brokers, Dealers & Flotation Companies industry. Real-time pricing data for Stifel Financial Corp. is available on this page with a market capitalization of $10.6 billion. The financial health score for SF is 31/100, which indicates weak financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for SF stock.
SF Stock Analysis & Key Metrics
On PreMarketPrice, you can track Stifel Financial Corp. (SF) across multiple dimensions:
- Pre-market price & movement: Real-time SF stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for SF with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Stifel Financial Corp. across multiple reporting periods.
- Financial health score: A composite score of 31/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for SF.
- Sector peers: Compare SF against 10 other financial services stocks on key financial metrics.
Is SF a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Stifel Financial Corp. (SF) as an investment. The financial health score of 31/100 suggests weak financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Stifel Financial Corp. (SF) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.