Stock Analysis
State Street CorporationSTT
P/E 13.17×· 5Y range 7.69–16.03×· 74th percentile of history
Sector: Financial Services · Industry: State Commercial Banks
AnalystsBuy21 analystsP/E 13.2× sits at the 74th percentile of its 5.086926762491444-year history.
PMP Verdict
Mixed fundamentals, fairly valued
Strengths
- Quality80
- Profitability69
Risks
- Financial Health6
- Growth36
Mixed picture — no clear quality or value edge.
What's happening with STT
Profile
Strong earnings quality; financial health, moat, growth and valuation lag behind.
How is each axis scored?
- Valuation47/100 · Weak
- P/E vs own history (74th pct)5/25
- FCF yield (4.4%)12/25
- P/S (3.1x)20/25
- EV/EBIT (n/a)10/25
- Growth36/100 · Weak
- Revenue CAGR (3.8%)6/25
- Net income CAGR (2.3%)6/25
- EPS CAGR 5Y (7.9%)12/25
- Fwd implied growth (10.0%)12/25
- Profitability69/100 · Moderate
- ROIC (10.6%)12/25
- ROE (12.4%)12/25
- Net margin (23.0%)25/25
- Operating margin (24.8%)20/25
- Financial Health6/100 · Weak
- Altman Z (0.28)3/25
- Current ratio (n/a)0/25
- Interest coverage (0.3x)3/25
- Net cash / debt (n/a)0/25
- Quality80/100 · Strong
- Piotroski F (6/9)15/25
- Beneish M (-2.53)25/25
- FCF conversion (58%)15/25
- Margin stability (σ 2.4%)25/25
- Moat35/100 · Weak
- ROIC >12% years (0/5 yrs)0/25
- Median gross margin (n/a)0/25
- FCF-positive years (7/10 yrs)10/25
- Worst-year net margin (worst 16.3%)25/25
Risk Flags
- ⚠Altman Z 0.3 — distress-zone balance sheet
- ⚠Interest coverage 0.3× — thin debt cushion
About State Street Corporation
State Street is a leading provider of financial services, including investment servicing, investment management, and investment research and trading. Show more
With approximately $54 trillion in assets under custody and administration, and $5.7 trillion in assets under management, as of Dec. 31, 2025, State Street operates globally in more than 100 geographic markets and employs about 51,500 worldwide.
Headquarters: BOSTON, MA · Employees: 50,596 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
47D+P/E (TTM)13.4xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 7.7x–16.0x · 74th pct
P/FCF2.3xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield4.4%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: -49.4%–37.3% · 61st pct
P/S (TTM)3.07xB
Grade B: FairPrice / TTM Revenue (own statements) — vs own 5Y history: 1.7x–3.5x · 91st pct
EV/EBITDA—
Enterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales—
Enterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E12.2xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.66xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio0.89A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.52%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio33.4%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
69BROIC10.6%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE12.4%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA0.9%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin23.0%A
Grade A: HighNet Income / Revenue
Operating Margin24.8%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin—
Gross Profit / Revenue
FCF Margin13.4%C
Grade C: AverageFCF / Revenue
True FCF Margin13.4%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
36DRevenue CAGR3.8%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR2.3%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)7.9%C
Grade C: OkCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth10.0%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-22.3%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Financial Health
6EAltman Z-Score0.28D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio—
Current Assets/Liabilities
Quick Ratio—
(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage0.3xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity0.92xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt—
Cash covers how much of total debt. >1 = could repay all debt from cash
Quality
80APiotroski F-Score6/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.53A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion58.4%C
Grade C: AverageFCF / Net Income
Margin Stability2.4%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue9.7%C
Grade C: AverageTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover—
Revenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Vollert Karl Alexander Filed | Vollert Karl Alexander | Grant / award | +784 | |
RICHARDS MICHAEL L Filed | RICHARDS MICHAEL L | Gift | -1009 | |
Read Craig Jack Filed | Read Craig Jack | Grant / award | +9.4K | |
TAHIRI MOSTAPHA Filed | TAHIRI MOSTAPHA | Tax withholding | -54 | |
RICHARDS MICHAEL L Filed | RICHARDS MICHAEL L | Tax withholding | -196 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
O HANLEY RONALD P Filed | O HANLEY RONALD P | Option exercise | -2204 | |
O HANLEY RONALD P Filed | O HANLEY RONALD P | Gift | -10500 | |
O HANLEY RONALD P Filed | O HANLEY RONALD P | SellDisposition | -2204 |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
35DROIC >12% Years0/5 yrsD
Grade D: WeakShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)—
Median annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years7/10 yrsD
Grade D: WeakShare of completed fiscal years with positive free cash flow
Net Margin Floor16.3%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$12.58
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$12.99
Cash & short-term investments per share (Finnhub)
Book Value / Share$105.23
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt—
Total debt obligations (short + long term)
Cash & Equiv.—
Cash and short-term investments
Net Debt—
Total Debt minus Cash. Negative = Net Cash position
Total Equity$27.84B
Shareholders' equity (book value)
Asset / Liability1.08xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$46.26B
Current Market Capitalization
Beta1.38C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: State Street Corporation (STT)
STT is down 1.12% at the last close. Piotroski F-Score of 6/9 indicates mixed fundamentals for State Street Corporation. Altman Z-Score of 0.28 is below the 1.81 distress threshold — an elevated financial-risk flag.
- Beneish M-Score of -2.53 suggests a low likelihood of earnings manipulation.
- Interest coverage of 0.3× leaves little room for earnings shocks.
- The stock currently yields 2.5% in dividends.
See how STT ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all STT moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 14 | Pre-market | 157.01 | -9.82% | -12.56 |
| Oct 14 | Regular | 165.98 | -4.66% | -5.63 |
| Oct 14 | After-hours | 167.25 | -3.93% | -4.68 |
| Oct 2 | After-hours | 169.23 | -3.09% | -2.52 |
Frequently Asked Questions about STT
What is the current State Street Corporation (STT) stock price?
STT is trading at $165.72 at the last market close, down 1.12% on the session. PreMarketPrice tracks STT pre-market, intraday and after-hours prices.
Is STT stock a buy right now?
PreMarketPrice's quantitative model rates State Street Corporation's financial health at 6/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is STT stock overvalued?
State Street Corporation trades at a trailing P/E of 13.4 and our valuation score rates it 47/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does State Street Corporation report earnings?
No confirmed earnings date is currently scheduled for STT. The Earnings section lists recent reports and updates as dates are announced.
What sector does State Street Corporation operate in?
State Street Corporation operates in the Financial Services sector, within the State Commercial Banks industry. The Related Stocks section lists sector peers for comparison.
What does State Street Corporation do?
State Street is a leading provider of financial services, including investment servicing, investment management, and investment research and trading.
About State Street Corporation (STT) Stock
State Street Corporation (STT) is a US-listed stock operating in the Financial Services sector, specifically the State Commercial Banks industry. As of the latest update, State Street Corporation is trading at $165.72, down 1.12% on the day with a market capitalization of $46.3 billion. The financial health score for STT is 6/100, which indicates poor financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for STT stock.
STT Stock Analysis & Key Metrics
On PreMarketPrice, you can track State Street Corporation (STT) across multiple dimensions:
- Pre-market price & movement: Real-time STT stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for STT with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for State Street Corporation across multiple reporting periods.
- Financial health score: A composite score of 6/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for STT.
- Sector peers: Compare STT against 6 other financial services stocks on key financial metrics.
Is STT a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate State Street Corporation (STT) as an investment. The financial health score of 6/100 suggests poor financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.State Street Corporation (STT) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.