PreMarket Price
PreMarket Price
EarningsAT&T Inc. (T) reports in 5 days (2026-10-21, after market close).Full calendar →
AT&T Inc. (T) logo

Stock Analysis

AT&T Inc.T

Price:$23.44Market Closed-0.26%at last close

P/E 7.45×· 5Y range 5.54–34.09×· bottom 18% of history

Sector: Communication Services · Industry: Telephone Communications (No Radiotelephone)

AnalystsBuy35 analysts
EW Score 32/65 · #267Mkt Cap 160.55BP/E 7.4Div Yield 5.00%ROE 16.8%Earnings in 5d
Low 5.5×7.5×High 34.1×

P/E 7.5× sits at the 18th percentile of its 5.0978781656399725-year history.

Cash $17.57BNet debt $148.19BDebt $165.76B

Cash covers 11% of debt · Q2 2026.

Profilev95g12p65h24q74m50

PMP Verdict

Cheap for a reason — weak fundamentals

Strengths

  • Quality74
  • Profitability65

Risks

  • Growth12
  • Financial Health24
Revenue -7.1% CAGRP/E 7× · 18th pctl

Cheap for a reason — fundamentals remain weak.

Bull Case

  • ✓ROE 16.8% — efficient capital deployment
  • ✓P/E 7.5× at bottom 18% of 5-year history

What's happening with T

Earnings in 5 daysLast big move: -7.1% on 2026-10-09

Profile

Valuation — 95/100 (Strong) P/E vs own history: 18th pct → 25/25 FCF yield: 11.0% → 25/25 P/S: 1.3x → 25/25 EV/EBIT: 12.1x → 20/25Valuation95Growth — 12/100 (Weak) Revenue CAGR: -7.1% → 0/25 Net income CAGR: 2.3% → 6/25 EPS CAGR 5Y: 2.2% → 6/25 Fwd implied growth: -25.6% → 0/25Growth12Profitability — 65/100 (Moderate) ROIC: 7.3% → 5/25 ROE: 16.8% → 20/25 Net margin: 16.9% → 20/25 Operating margin: 20.1% → 20/25Profitability65Financial Health — 24/100 (Weak) Altman Z: 0.64 → 3/25 Current ratio: 0.97 → 6/25 Interest coverage: 3.4x → 10/25 Net cash / debt: D/A 35% → 5/25Health24Quality — 74/100 (Moderate) Piotroski F: 5/9 → 15/25 Beneish M: -2.18 → 12/25 FCF conversion: 82% → 22/25 Margin stability: σ 3.4% → 25/25Quality74Moat — 50/100 (Moderate) ROIC >12% years: 0/10 yrs → 0/25 Median gross margin: 80.6% → 25/25 FCF-positive years: 10/10 yrs → 25/25 Worst-year net margin: worst -7.1% → 0/25Moat50

Strong valuation; growth and financial health lag behind.

How is each axis scored?
  • Valuation95/100 · Strong
    • P/E vs own history (18th pct)25/25
    • FCF yield (11.0%)25/25
    • P/S (1.3x)25/25
    • EV/EBIT (12.1x)20/25
  • Growth12/100 · Weak
    • Revenue CAGR (-7.1%)0/25
    • Net income CAGR (2.3%)6/25
    • EPS CAGR 5Y (2.2%)6/25
    • Fwd implied growth (-25.6%)0/25
  • Profitability65/100 · Moderate
    • ROIC (7.3%)5/25
    • ROE (16.8%)20/25
    • Net margin (16.9%)20/25
    • Operating margin (20.1%)20/25
  • Financial Health24/100 · Weak
    • Altman Z (0.64)3/25
    • Current ratio (0.97)6/25
    • Interest coverage (3.4x)10/25
    • Net cash / debt (D/A 35%)5/25
  • Quality74/100 · Moderate
    • Piotroski F (5/9)15/25
    • Beneish M (-2.18)12/25
    • FCF conversion (82%)22/25
    • Margin stability (σ 3.4%)25/25
  • Moat50/100 · Moderate
    • ROIC >12% years (0/10 yrs)0/25
    • Median gross margin (80.6%)25/25
    • FCF-positive years (10/10 yrs)25/25
    • Worst-year net margin (worst -7.1%)0/25

Risk Flags

  • ⚠Altman Z 0.6 — distress-zone balance sheet
  • ⚠2 loss-making years in recent history
  • ⚠Revenue shrinking 7.1%/yr

About AT&T Inc.

The wireless business contributes nearly 70% of AT&T's revenue. Show more

The company is the third-largest US wireless carrier, connecting 74 million postpaid and 17 million prepaid phone customers. Fixed-line enterprise services, which account for about 14% of revenue, include internet access, private networking, security, voice, and wholesale network capacity. Residential services, about 11% of revenue, primarily consist of in-home broadband internet access, serving 15 million customers. AT&T also has a sizable presence in Mexico, with 25 million wireless customers, but this business only accounts for 3% of revenue. The company recently sold its 70% equity stake in satellite television provider DirecTV to its partner, private equity firm TPG.

Headquarters: DALLAS, TX · Employees: 133,030 · Website ↗

Price History

Weekly Candlestick Chart — up to 5Y

Key Metrics

Financial snapshot · Tap any metric for its definition and grade

TTM Snapshot

trailing twelve months · YoY
Revenue
127.2B+3%
Op. Income
25.6B+30%
Net Income
21.6B+69%
EPS
3.09+75%
Operating CF
39.9B-3%
Free CF
17.6B-10%

Valuation

95A+
P/E (TTM)7.4xA

Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.5x–34.1x · 18th pct

P/FCF9.1xA

Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative · Elevated investment — CapEx = 56% of operating cash flow, weighing on reported FCF

FCF Yield11.0%A

Grade A: ValueTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 6.6%–22.9% · 40th pct · Elevated investment — CapEx = 56% of operating cash flow, weighing on reported FCF

P/S (TTM)1.26xA

Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.7x–2.5x · 46th pct

EV/EBIT12.1xB

Grade B: FairEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 10.4x–68.1x · 32nd pct

EV/Sales2.3xB

Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple

Forward P/E10.0xA

Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth

P/B Ratio1.25xA

Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks

PEG Ratio0.77A

Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)

Dividend Yield5.00%A

Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress

Payout Ratio37.2%A

Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable

P/E vs own 5Y historyBelow average · 18th pct

Elevated investment: Elevated investment — CapEx = 56% of operating cash flow, weighing on reported FCF

Profitability

65B
ROIC7.3%D

Grade D: LowNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat

ROE16.8%C

Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks

ROA5.1%C

Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit

Net Margin16.9%A

Grade A: HighNet Income / Revenue

Operating Margin20.1%C

Grade C: AverageTTM EBIT / TTM Revenue

Gross Margin79.6%A

Grade A: PremiumGross Profit / Revenue

FCF Margin13.9%C

Grade C: AverageFCF / Revenue · Elevated investment — CapEx = 56% of operating cash flow, weighing on reported FCF

True FCF Margin13.9%A

Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost · Elevated investment — CapEx = 56% of operating cash flow, weighing on reported FCF

Growth

12E
Revenue CAGR-7.1%D

Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)

Net Income CAGR2.3%D

Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)

EPS CAGR (5Y)2.2%D

Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0

Implied EPS Growth-25.6%D

Grade D: Decl.Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth

Dilution (5Y)-4.7%A

Grade A: BuybacksShare count change over 5Y

SBC / Net Income—

Stock-based comp/Net income. >30% = dilution risk

SBC / Revenue—

TTM stock-based comp / TTM Revenue

Financial Health

24E
Altman Z-Score0.64D

Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress

Current Ratio0.97xD

Grade D: LowCurrent Assets/Liabilities

Quick Ratio0.68xC

Grade C: Ok(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory

Interest Coverage3.4xC

Grade C: OkEBIT/Interest. >10 Strong

Debt Repayment8.4yC

Grade C: AverageYears to repay net debt via FCF · Elevated investment — CapEx = 56% of operating cash flow, weighing on reported FCF

Net Debt/EBIT5.8xD

Grade D: HighLeverage. <2x Low, >4x High

Debt/Equity1.29xC

Grade C: MedDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.

Cash / Debt0.11xD

Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash

Quality

74B+
Piotroski F-Score5/9C

Grade C: AverageFinancial strength 0–9. >7 Strong

Beneish M-Score-2.18C

Grade C: Gray zoneEarnings manipulation risk. < -2.22 Safe

FCF Conversion81.7%A

Grade A: StrongFCF / Net Income · Elevated investment — CapEx = 56% of operating cash flow, weighing on reported FCF

Margin Stability3.4%A

Grade A: StableEBIT margin std deviation. Lower = stable

Capex / Revenue17.5%D

Grade D: HeavyTTM CapEx / TTM Revenue — high % = capital-hungry business

Asset Turnover0.30xD

Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales

2/9 Loss Years

Insider Transactions

SEC Form 4 · 8 records
Open-market · 90dBuy —Sell —Other filings 15No open-market trades

P/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.

Recent insider transactions
Trade dateTransactionShares
Cakaric Darcie M.
Filed
Option exercise
-38655
Cakaric Darcie M.
Filed
Tax withholding
-15211
Cakaric Darcie M.
Filed
Option exercise
+38.7K
Sabrina Sanders S
Filed
Grant / award
+145
McElfresh Jeffery S.
Filed
Grant / award
+512
Show 3 more filings
Additional recent insider transactions
Trade dateTransactionShares
Lee Lori M
Filed
Grant / award
+369
Merchant Fazal F
Filed
Grant / award
+10.7K
Desroches Pascal
Filed
Grant / award
+1.8K

Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.

More metrics — Moat, Per Share, Balance Sheet, Market

Moat

50C
ROIC >12% Years0/10 yrsD

Grade D: WeakShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability

Gross Margin (Med.)80.6%A

Grade A: DurableMedian annual gross margin across available fiscal years — pricing-power durability

FCF-Positive Years10/10 yrsA

Grade A: DurableShare of completed fiscal years with positive free cash flow

Net Margin Floor-7.1%D

Grade D: WeakWeakest annual net margin across completed fiscal years — recession/downcycle resilience

Per Share

EPS (TTM)$3.15

Own TTM net income / shares — same earnings basis as P/E

Cash / Share$2.55

Cash & short-term investments per share (Finnhub)

Book Value / Share$16.06

Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks

Balance Sheet

Total Debt$165.76B

Total debt obligations (short + long term)

Cash & Equiv.$17.57B

Cash and short-term investments

Net Debt$148.19B

Total Debt minus Cash. Negative = Net Cash position

Total Equity$128.44B

Shareholders' equity (book value)

Asset / Liability1.43xC

Grade C: AdequateTotal Assets / Total Liabilities

Market

Market Cap$160.55B

Current Market Capitalization

Beta0.26B

Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings

How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.

Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026

Key Insights: AT&T Inc. (T)

Piotroski F-Score of 5/9 indicates mixed fundamentals for AT&T Inc.. Altman Z-Score of 0.64 is below the 1.81 distress threshold — an elevated financial-risk flag. Revenue has been contracting (CAGR ≈ -7%), which weighs on the growth outlook. Takes ~8.4 years to repay net debt from free cash flow.

  • AT&T Inc. posted a net loss in 2 of 9 available completed fiscal years (2017–2025).
  • At a valuation score of 95/100, T trades near the cheapest end of its own historical range (P/E 7.4).
  • The stock currently yields 5.0% in dividends.
  • AT&T Inc. reports earnings in 5 days — a potential volatility catalyst.

See how T ranks on the Capex Tracker — top 50 capital spenders compared.

Next Earnings

DateTimeEPS Est.Rev Est.
Oct 21, 2026After-Hrs$0.61$32.3B

Recent Market Moves

See all T moves →
DateSessionPriceMoveZ-Score
Oct 9Pre-market23.10-7.12%-5.76
Oct 9Regular22.19-10.80%-9.01
Oct 9After-hours22.22-10.65%-8.88
Oct 8After-hours23.20-5.19%-4.02

Frequently Asked Questions about T

What is the current AT&T Inc. (T) stock price?

T is trading at $23.44 at the last market close, down 0.26% on the session. PreMarketPrice tracks T pre-market, intraday and after-hours prices.

Is T stock a buy right now?

PreMarketPrice's quantitative model rates AT&T Inc.'s financial health at 24/100. This is a data-driven snapshot of fundamentals, not investment advice.

Is T stock overvalued?

AT&T Inc. trades at a trailing P/E of 7.4 and our valuation score rates it 95/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.

When does AT&T Inc. report earnings?

T is scheduled to report on 2026-10-21 (in 5 days). Check the Earnings section for recent results and the full calendar.

What sector does AT&T Inc. operate in?

AT&T Inc. operates in the Communication Services sector, within the Telephone Communications (No Radiotelephone) industry. The Related Stocks section lists sector peers for comparison.

What does AT&T Inc. do?

The wireless business contributes nearly 70% of AT&T's revenue.

About AT&T Inc. (T) Stock

AT&T Inc. (T) is a US-listed stock operating in the Communication Services sector, specifically the Telephone Communications (No Radiotelephone) industry. As of the latest update, AT&T Inc. is trading at $23.44, down 0.26% on the day with a market capitalization of $160.6 billion. The financial health score for T is 24/100, which indicates poor financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for T stock.

T Stock Analysis & Key Metrics

On PreMarketPrice, you can track AT&T Inc. (T) across multiple dimensions:

Is T a Good Stock to Buy?

This page provides data-driven analysis to help you evaluate AT&T Inc. (T) as an investment. The financial health score of 24/100 suggests poor financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average. Earnings data reveals whether the company is meeting or beating analyst expectations.However, this is not financial advice — always do your own research before investing.

Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.AT&T Inc. (T) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.

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