Stock Analysis
Toll Brothers, Inc.TOL
P/E 10.28×· 5Y range 3.81–12.91×· 79th percentile of history
Sector: Industrials · Industry: Operative Builders
AnalystsStrong Buy23 analystsP/E 10.3× sits at the 79th percentile of its 5.0513347022587265-year history.
PMP Verdict
Mixed fundamentals, expensive valuation
Strengths
- Quality72
- Profitability64
Risks
- Valuation65
- Financial Health43
Mixed fundamentals at a demanding price.
What's happening with TOL
Profile
financial health lags behind.
How is each axis scored?
- Valuation65/100 · Moderate
- P/E vs own history (79th pct)5/25
- FCF yield (8.8%)25/25
- P/S (1.1x)25/25
- EV/EBIT (n/a)10/25
- Growth57/100 · Moderate
- Revenue CAGR (5.7%)12/25
- Net income CAGR (12.7%)20/25
- EPS CAGR 5Y (19.5%)20/25
- Fwd implied growth (3.5%)5/25
- Profitability64/100 · Moderate
- ROIC (16.3%)20/25
- ROE (14.3%)12/25
- Net margin (11.1%)20/25
- Operating margin (13.8%)12/25
- Financial Health43/100 · Weak
- Altman Z (2.34)18/25
- Current ratio (3.86)25/25
- Interest coverage (-8.7x)0/25
- Net cash / debt (n/a)0/25
- Quality72/100 · Moderate
- Piotroski F (3/9)5/25
- Beneish M (-2.34)20/25
- FCF conversion (91%)22/25
- Margin stability (σ 3.9%)25/25
- Moat74/100 · Moderate
- ROIC >12% years (9/10 yrs)25/25
- Median gross margin (24.2%)6/25
- FCF-positive years (10/10 yrs)25/25
- Worst-year net margin (worst 6.3%)18/25
Risk Flags
- ⚠Interest coverage -8.7× — thin debt cushion
About Toll Brothers, Inc.
Toll Brothers is the leading luxury homebuilder in the United States with an average sale price well above that of public competitors. Show more
The company operates in over 60 markets across 24 states and caters to move-up, active-adult, and second-homebuyers. Toll Brothers consistently ranks as a top 10 builder in the US based on total home closings. Traditional homebuilding operations represent most of the company's revenue. Toll Brothers also builds luxury for-sale and for-rent properties in urban centers across the US. Its headquarters are in Horsham, Pennsylvania.
Headquarters: FORT WASHINGTON, PA · Employees: 4,900 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
65BP/E (TTM)10.3xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 3.8x–12.9x · 79th pct
P/FCF11.2xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield8.8%A
Grade A: ValueTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 5.3%–24.4% · 50th pct
P/S (TTM)1.15xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.5x–1.8x · 55th pct
EV/EBITDA8.9xA
Grade A: CheapEnterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales1.3xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E9.9xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.47xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.73B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.79%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio8.1%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
64BROIC16.3%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE14.3%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA8.2%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin11.1%A
Grade A: HighNet Income / Revenue
Operating Margin13.8%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin23.7%D
Grade D: LowGross Profit / Revenue
FCF Margin10.1%C
Grade C: AverageFCF / Revenue
True FCF Margin9.8%C
Grade C: AverageTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
57CRevenue CAGR5.7%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR12.7%C
Grade C: OkCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)19.5%A
Grade A: HighCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth3.5%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-27.1%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income2.6%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.3%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
43D+Altman Z-Score2.34C
Grade C: Gray zoneBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio3.86xA
Grade A: HighCurrent Assets/Liabilities
Quick Ratio0.36xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage-8.7xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity0.32xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt—
Cash covers how much of total debt. >1 = could repay all debt from cash
Quality
72B+Piotroski F-Score3/9D
Grade D: WeakFinancial strength 0–9. >7 Strong
Beneish M-Score-2.34A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion91.0%A
Grade A: StrongFCF / Net Income
Margin Stability3.9%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue0.9%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.74xC
Grade C: AverageRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
East Stephen F. Filed | East Stephen F. | SellOpen market sale | -800 | |
Yearley Douglas C. Jr. Filed | Yearley Douglas C. Jr. | Option exercise | -77957 | |
Yearley Douglas C. Jr. Filed | Yearley Douglas C. Jr. | SellOpen market sale | -77957 | |
Yearley Douglas C. Jr. Filed | Yearley Douglas C. Jr. | Option exercise | +78.0K | |
Parahus Robert Filed | Parahus Robert | SellOpen market sale | -7500 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
East Stephen F. Filed | East Stephen F. | SellOpen market sale | -1000 | |
McLean John A Filed | McLean John A | Option exercise | -2313 | |
McLean John A Filed | McLean John A | SellOpen market sale | -2313 |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
74B+ROIC >12% Years9/10 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)24.2%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor6.3%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$13.01
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$11.45
Cash & short-term investments per share (Finnhub)
Book Value / Share$92.36
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt—
Total debt obligations (short + long term)
Cash & Equiv.$1.20B
Cash and short-term investments
Net Debt—
Total Debt minus Cash. Negative = Net Cash position
Total Equity$8.41B
Shareholders' equity (book value)
Asset / Liability2.40xA
Grade A: SolidTotal Assets / Total Liabilities
Market
Market Cap$12.32B
Current Market Capitalization
Beta1.32C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jul 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Toll Brothers, Inc. (TOL)
Toll Brothers, Inc. meets only 3 of 9 Piotroski F-Score criteria — a sign of weak underlying fundamentals. Altman Z-Score of 2.34 falls in the grey zone (1.81–2.99) — financial distress is unlikely but not ruled out.
- Beneish M-Score of -2.34 suggests a low likelihood of earnings manipulation.
- Interest coverage of -8.7× leaves little room for earnings shocks.
See how TOL ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all TOL moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 15 | Regular | 134.02 | +2.77% | 2.21 |
| Oct 15 | After-hours | 134.03 | +2.78% | 2.22 |
| Oct 7 | Regular | 133.59 | -3.20% | -2.78 |
| Oct 7 | After-hours | 133.86 | -3.00% | -2.61 |
Frequently Asked Questions about TOL
What is the current Toll Brothers, Inc. (TOL) stock price?
TOL is trading at $133.70 at the last market close, down 0.18% on the session. PreMarketPrice tracks TOL pre-market, intraday and after-hours prices.
Is TOL stock a buy right now?
PreMarketPrice's quantitative model rates Toll Brothers, Inc.'s financial health at 43/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is TOL stock overvalued?
Toll Brothers, Inc. trades at a trailing P/E of 10.3 and our valuation score rates it 65/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Toll Brothers, Inc. report earnings?
No confirmed earnings date is currently scheduled for TOL. The Earnings section lists recent reports and updates as dates are announced.
What sector does Toll Brothers, Inc. operate in?
Toll Brothers, Inc. operates in the Industrials sector, within the Operative Builders industry. The Related Stocks section lists sector peers for comparison.
What does Toll Brothers, Inc. do?
Toll Brothers is the leading luxury homebuilder in the United States with an average sale price well above that of public competitors.
About Toll Brothers, Inc. (TOL) Stock
Toll Brothers, Inc. (TOL) is a US-listed stock operating in the Industrials sector, specifically the Operative Builders industry. As of the latest update, Toll Brothers, Inc. is trading at $133.70, down 0.18% on the day with a market capitalization of $12.3 billion. The financial health score for TOL is 43/100, which indicates weak financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for TOL stock.
TOL Stock Analysis & Key Metrics
On PreMarketPrice, you can track Toll Brothers, Inc. (TOL) across multiple dimensions:
- Pre-market price & movement: Real-time TOL stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for TOL with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Toll Brothers, Inc. across multiple reporting periods.
- Financial health score: A composite score of 43/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for TOL.
- Sector peers: Compare TOL against 6 other industrials stocks on key financial metrics.
Is TOL a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Toll Brothers, Inc. (TOL) as an investment. The financial health score of 43/100 suggests weak financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Toll Brothers, Inc. (TOL) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.