Stock Analysis
Union Pacific Corp.UNP
P/E 23.43×· 5Y range 16.39–29.29×· top 17% of history
Sector: Industrials · Industry: Railroads, Line-Haul Operating
AnalystsBuy31 analystsP/E 23.4× sits at the 83rd percentile of its 5.086926762491444-year history.
Cash covers 4% of debt · FY 2025.
PMP Verdict
High quality, but expensive
Strengths
- Profitability95
- Quality94
Risks
- Valuation36
- Growth38
Excellent business. Weak entry price.
Bull Case
- ✓Piotroski F-Score 7/9 — high earnings quality
- ✓Altman Z 4.2 — safe-zone balance sheet
- ✓ROE 39.7% — efficient capital deployment
What's happening with UNP
Profile
Strong profitability, earnings quality and moat; valuation and growth lag behind.
How is each axis scored?
- Valuation36/100 · Weak
- P/E vs own history (83th pct)0/25
- FCF yield (3.8%)12/25
- P/S (6.8x)12/25
- EV/EBIT (19.9x)12/25
- Growth38/100 · Weak
- Revenue CAGR (3.0%)6/25
- Net income CAGR (2.3%)6/25
- EPS CAGR 5Y (4.7%)6/25
- Fwd implied growth (18.4%)20/25
- Profitability95/100 · Strong
- ROIC (16.4%)20/25
- ROE (39.7%)25/25
- Net margin (28.8%)25/25
- Operating margin (40.0%)25/25
- Financial Health54/100 · Moderate
- Altman Z (4.22)25/25
- Current ratio (0.91)6/25
- Interest coverage (7.5x)18/25
- Net cash / debt (D/A 44%)5/25
- Quality94/100 · Strong
- Piotroski F (7/9)22/25
- Beneish M (-2.50)25/25
- FCF conversion (89%)22/25
- Margin stability (σ 2.1%)25/25
- Moat88/100 · Strong
- ROIC >12% years (10/10 yrs)25/25
- Median gross margin (40.1%)13/25
- FCF-positive years (10/10 yrs)25/25
- Worst-year net margin (worst 21.2%)25/25
Risk Flags
- ⚠P/E 23.4× at top 17% of 5-year history
About Union Pacific Corp.
Omaha, Nebraska-based Union Pacific is the largest public railroad in North America. Show more
Operating on more than 30,000 miles of track in the western two-thirds of the US, Union Pacific generated $24.5 billion of revenue in 2025 by hauling coal, industrial products, intermodal containers, agricultural goods, chemicals, fertilizers, and automotive goods. Union Pacific owns about one-fourth of Mexican railroad Ferromex and historically derives roughly 10% of its revenue hauling freight to and from Mexico.
Headquarters: OMAHA, NE · Employees: 28,716 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
36DP/E (TTM)23.4xB
Grade B: FairPrice / TTM EPS (own statements) — vs own 5Y history: 16.4x–29.3x · 83rd pct
P/FCF26.3xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield3.8%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 3.0%–5.1% · 32nd pct
P/S (TTM)6.76xC
Grade C: ExpensivePrice / TTM Revenue (own statements) — vs own 5Y history: 4.7x–8.5x · 87th pct
EV/EBIT19.9xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 14.9x–23.6x · 85th pct
EV/Sales7.9xC
Grade C: ExpensiveEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E19.8xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio9.30xD
Grade D: Very expensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio2.75C
Grade C: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield1.92%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio44.7%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
95A+ROIC16.4%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE39.7%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA10.5%A
Grade A: StrongReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin28.8%A
Grade A: HighNet Income / Revenue
Operating Margin40.0%A
Grade A: HighTTM EBIT / TTM Revenue
Gross Margin40.0%C
Grade C: AverageGross Profit / Revenue
FCF Margin25.6%A
Grade A: HighFCF / Revenue
True FCF Margin25.6%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
38DRevenue CAGR3.0%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR2.3%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)4.7%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth18.4%C
Grade C: MedAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-10.6%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Financial Health
54CAltman Z-Score4.22A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.91xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.82xC
Grade C: Ok(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage7.5xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment4.7yC
Grade C: AverageYears to repay net debt via FCF
Net Debt/EBIT3.0xC
Grade C: MedLeverage. <2x Low, >4x High
Debt/Equity1.72xC
Grade C: MedDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.04xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
94A+Piotroski F-Score7/9A
Grade A: StrongFinancial strength 0–9. >7 Strong
Beneish M-Score-2.50A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion88.7%A
Grade A: StrongFCF / Net Income
Margin Stability2.1%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue14.8%C
Grade C: AverageTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.36xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
WILLIAMS CHRISTOPHER J Filed | WILLIAMS CHRISTOPHER J | Grant / award | +194 | |
Will W Anthony Filed | Will W Anthony | Grant / award | +162 | |
WIEHOFF JOHN Filed | WIEHOFF JOHN | Grant / award | +172 | |
Tien John K Jr Filed | Tien John K Jr | Grant / award | +171 | |
Simons Doyle Filed | Simons Doyle | Grant / award | +312 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Lute Jane H Filed | Lute Jane H | Grant / award | +372 | |
HOPKINS DEBORAH C Filed | HOPKINS DEBORAH C | Grant / award | +229 | |
Finley Teresa Filed | Finley Teresa | Grant / award | +179 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
88AROIC >12% Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)40.1%C
Grade C: ModerateMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor21.2%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$12.34
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$3.56
Cash & short-term investments per share (Finnhub)
Book Value / Share$34.81
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$31.81B
Total debt obligations (short + long term)
Cash & Equiv.$1.27B
Cash and short-term investments
Net Debt$30.55B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$18.47B
Shareholders' equity (book value)
Asset / Liability1.36xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$171.71B
Current Market Capitalization
Beta0.87B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 16, 2026
Key Insights: Union Pacific Corp. (UNP)
Union Pacific Corp. meets 7 of 9 Piotroski F-Score criteria, placing its fundamental strength in the top tier of US-listed stocks. Altman Z-Score of 4.22 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk. Beneish M-Score of -2.50 suggests a low likelihood of earnings manipulation.
- Union Pacific Corp. converts about 26% of revenue into free cash flow — strong cash generation.
- Takes ~4.7 years to repay net debt from free cash flow.
- Return on equity of 39.7% is well above the market average.
See how UNP ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all UNP moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 14 | After-hours | 289.72 | +2.61% | 2.16 |
| Oct 2 | Regular | 278.05 | +2.07% | 2.32 |
| Oct 2 | After-hours | 278.28 | +2.15% | 2.40 |
| Sep 22 | Regular | 274.28 | +1.72% | 2.15 |
| Sep 22 | After-hours | 274.61 | +1.85% | 2.25 |
Frequently Asked Questions about UNP
What is the current Union Pacific Corp. (UNP) stock price?
UNP is trading at $289.04 at the last market close, up 0.11% on the session. PreMarketPrice tracks UNP pre-market, intraday and after-hours prices.
Is UNP stock a buy right now?
PreMarketPrice's quantitative model rates Union Pacific Corp.'s financial health at 54/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is UNP stock overvalued?
Union Pacific Corp. trades at a trailing P/E of 23.4 and our valuation score rates it 36/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Union Pacific Corp. report earnings?
No confirmed earnings date is currently scheduled for UNP. The Earnings section lists recent reports and updates as dates are announced.
What sector does Union Pacific Corp. operate in?
Union Pacific Corp. operates in the Industrials sector, within the Railroads, Line-Haul Operating industry. The Related Stocks section lists sector peers for comparison.
What does Union Pacific Corp. do?
Omaha, Nebraska-based Union Pacific is the largest public railroad in North America.
About Union Pacific Corp. (UNP) Stock
Union Pacific Corp. (UNP) is a US-listed stock operating in the Industrials sector, specifically the Railroads, Line-Haul Operating industry. As of the latest update, Union Pacific Corp. is trading at $289.04, up 0.11% on the day with a market capitalization of $171.7 billion. The financial health score for UNP is 54/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for UNP stock.
UNP Stock Analysis & Key Metrics
On PreMarketPrice, you can track Union Pacific Corp. (UNP) across multiple dimensions:
- Pre-market price & movement: Real-time UNP stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for UNP with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Union Pacific Corp. across multiple reporting periods.
- Financial health score: A composite score of 54/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for UNP.
- Sector peers: Compare UNP against 6 other industrials stocks on key financial metrics.
Is UNP a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Union Pacific Corp. (UNP) as an investment. The financial health score of 54/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Union Pacific Corp. (UNP) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.