Stock Analysis
United Parcel Service, Inc. Class BUPS
P/E 18.15×· 5Y range 12.23–31.60×· 70th percentile of history
Sector: Industrials · Industry: Trucking & Courier Services (No Air)
AnalystsBuy35 analystsP/E 18.1× sits at the 70th percentile of its 5.086926762491444-year history.
Cash covers 16% of debt · Q2 2026.
PMP Verdict
Mixed fundamentals, fairly valued
Strengths
- Quality90
Risks
- Growth25
Mixed picture — no clear quality or value edge.
Bull Case
- ✓ROE 30.3% — efficient capital deployment
- ✓Interest coverage 8.3× — debt well covered
What's happening with UPS
Profile
Strong earnings quality; growth lags behind.
How is each axis scored?
- Valuation62/100 · Moderate
- P/E vs own history (70th pct)5/25
- FCF yield (6.6%)20/25
- P/S (0.9x)25/25
- EV/EBIT (16.3x)12/25
- Growth25/100 · Weak
- Revenue CAGR (-2.3%)0/25
- Net income CAGR (-18.9%)0/25
- EPS CAGR 5Y (-18.2%)0/25
- Fwd implied growth (48.1%)25/25
- Profitability55/100 · Moderate
- ROIC (13.3%)12/25
- ROE (30.3%)25/25
- Net margin (5.1%)13/25
- Operating margin (7.3%)5/25
- Financial Health53/100 · Moderate
- Altman Z (2.02)18/25
- Current ratio (1.18)12/25
- Interest coverage (8.3x)18/25
- Net cash / debt (D/A 34%)5/25
- Quality90/100 · Strong
- Piotroski F (5/9)15/25
- Beneish M (-2.59)25/25
- FCF conversion (119%)25/25
- Margin stability (σ 2.4%)25/25
- Moat55/100 · Moderate
- ROIC >12% years (10/10 yrs)25/25
- Median gross margin (10.7%)0/25
- FCF-positive years (9/10 yrs)18/25
- Worst-year net margin (worst 1.6%)12/25
Risk Flags
- ⚠Revenue shrinking 2.3%/yr
About United Parcel Service, Inc. Class B
As the world's largest parcel delivery company, UPS manages a massive fleet of more than 500 planes and 100,000 vehicles, along with many hundreds of sorting facilities, to deliver an average of about 22 million packages per day to residences and businesses across the globe. Show more
UPS' domestic US package operations generate around 65% of total revenue, while international package makes up 20%. Air and ocean freight forwarding and contract logistics make up the remainder.
Headquarters: ATLANTA, GA · Employees: 460,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
62BP/E (TTM)18.1xB
Grade B: FairPrice / TTM EPS (own statements) — vs own 5Y history: 12.2x–31.6x · 70th pct
P/FCF15.3xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield6.6%A
Grade A: ValueTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 3.7%–7.7% · 85th pct
P/S (TTM)0.92xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.8x–2.2x · 12th pct
EV/EBIT16.3xB
Grade B: FairEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 10.5x–19.6x · 83rd pct
EV/Sales1.1xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E12.2xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio5.49xC
Grade C: ExpensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio4.77D
Grade D: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield6.49%C
Grade C: HighTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio118.4%D
Grade D: UnsustainableDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
55CROIC13.3%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE30.3%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA6.4%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin5.1%C
Grade C: AverageNet Income / Revenue
Operating Margin7.3%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin7.3%D
Grade D: LowGross Profit / Revenue
FCF Margin6.1%D
Grade D: LowFCF / Revenue
True FCF Margin5.9%C
Grade C: AverageTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
25ERevenue CAGR-2.3%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-18.9%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-18.2%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth48.1%A
Grade A: HighAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-3.1%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income2.5%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.1%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
53CAltman Z-Score2.02C
Grade C: Gray zoneBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio1.18xC
Grade C: OkCurrent Assets/Liabilities
Quick Ratio1.18xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage8.3xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment4.4yC
Grade C: AverageYears to repay net debt via FCF
Net Debt/EBIT3.7xC
Grade C: MedLeverage. <2x Low, >4x High
Debt/Equity1.90xC
Grade C: MedDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.16xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
90A+Piotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.59A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion119.4%A
Grade A: StrongFCF / Net Income
Margin Stability2.4%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue3.8%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover1.25xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Ramos Wilfredo Filed | Ramos Wilfredo | Grant / award | +5.4K | |
Subramanian Bala Filed | Subramanian Bala | Grant / award | +29.2K | |
Cesarone Nando Filed | Cesarone Nando | Grant / award | +58.4K | |
Subramanian Bala Filed | Subramanian Bala | Option exercise | -3086 | |
Subramanian Bala Filed | Subramanian Bala | Tax withholding | -1027 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Subramanian Bala Filed | Subramanian Bala | Option exercise | +3.1K | |
Gutmann Kathleen M. Filed | Gutmann Kathleen M. | Option exercise | -3552 | |
Gutmann Kathleen M. Filed | Gutmann Kathleen M. | Tax withholding | -1582 |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
55CROIC >12% Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)10.7%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years9/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor1.6%C
Grade C: ModerateWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$5.37
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$5.47
Cash & short-term investments per share (Finnhub)
Book Value / Share$17.73
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$28.67B
Total debt obligations (short + long term)
Cash & Equiv.$4.65B
Cash and short-term investments
Net Debt$24.02B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$15.10B
Shareholders' equity (book value)
Asset / Liability1.27xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$82.87B
Current Market Capitalization
Beta0.99B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: United Parcel Service, Inc. Class B (UPS)
Piotroski F-Score of 5/9 indicates mixed fundamentals for United Parcel Service, Inc. Class B. Altman Z-Score of 2.02 falls in the grey zone (1.81–2.99) — financial distress is unlikely but not ruled out. Beneish M-Score of -2.59 suggests a low likelihood of earnings manipulation. Revenue has been contracting (CAGR ≈ -2%), which weighs on the growth outlook.
- Takes ~4.4 years to repay net debt from free cash flow.
- Return on equity of 30.3% is well above the market average.
- The stock currently yields 6.5% in dividends.
See how UPS ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all UPS moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Sep 24 | Regular | 91.78 | -4.22% | -2.44 |
| Sep 24 | After-hours | 92.01 | -3.98% | -2.28 |
| Sep 21 | Regular | 94.89 | -4.21% | -2.99 |
| Sep 21 | After-hours | 94.90 | -4.20% | -2.99 |
Frequently Asked Questions about UPS
What is the current United Parcel Service, Inc. Class B (UPS) stock price?
UPS is trading at $97.48 at the last market close, down 0.36% on the session. PreMarketPrice tracks UPS pre-market, intraday and after-hours prices.
Is UPS stock a buy right now?
PreMarketPrice's quantitative model rates United Parcel Service, Inc. Class B's financial health at 53/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is UPS stock overvalued?
United Parcel Service, Inc. Class B trades at a trailing P/E of 18.1 and our valuation score rates it 62/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does United Parcel Service, Inc. Class B report earnings?
No confirmed earnings date is currently scheduled for UPS. The Earnings section lists recent reports and updates as dates are announced.
What sector does United Parcel Service, Inc. Class B operate in?
United Parcel Service, Inc. Class B operates in the Industrials sector, within the Trucking & Courier Services (No Air) industry. The Related Stocks section lists sector peers for comparison.
What does United Parcel Service, Inc. Class B do?
As the world's largest parcel delivery company, UPS manages a massive fleet of more than 500 planes and 100,000 vehicles, along with many hundreds of sorting facilities, to deliver an average of about 22 million packages per day to residences and businesses across the globe.
About United Parcel Service, Inc. Class B (UPS) Stock
United Parcel Service, Inc. Class B (UPS) is a US-listed stock operating in the Industrials sector, specifically the Trucking & Courier Services (No Air) industry. As of the latest update, United Parcel Service, Inc. Class B is trading at $97.48, down 0.36% on the day with a market capitalization of $82.9 billion. The financial health score for UPS is 53/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for UPS stock.
UPS Stock Analysis & Key Metrics
On PreMarketPrice, you can track United Parcel Service, Inc. Class B (UPS) across multiple dimensions:
- Pre-market price & movement: Real-time UPS stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for UPS with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for United Parcel Service, Inc. Class B across multiple reporting periods.
- Financial health score: A composite score of 53/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for UPS.
- Sector peers: Compare UPS against 4 other industrials stocks on key financial metrics.
Is UPS a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate United Parcel Service, Inc. Class B (UPS) as an investment. The financial health score of 53/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.United Parcel Service, Inc. Class B (UPS) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.