Stock Analysis
W.R. Berkley CorporationWRB
P/E 14.52×· 5Y range 5.85–47.86×· 26th percentile of history
Sector: Financial Services · Industry: Fire, Marine & Casualty Insurance
AnalystsSell28 analystsP/E 14.5× sits at the 26th percentile of its 5.086926762491444-year history.
Cash covers 82% of debt · FY 2025.
PMP Verdict
Mixed fundamentals, fairly valued
Strengths
- Profitability80
- Growth65
Mixed picture — no clear quality or value edge.
Bull Case
- ✓ROE 19.9% — efficient capital deployment
- ✓Revenue CAGR 11.7% — durable top-line growth
- ✓Interest coverage 19.5× — debt well covered
What's happening with WRB
Profile
Strong valuation and profitability.
How is each axis scored?
- Valuation90/100 · Strong
- P/E vs own history (26th pct)20/25
- FCF yield (12.7%)25/25
- P/S (1.9x)25/25
- EV/EBIT (11.6x)20/25
- Growth65/100 · Moderate
- Revenue CAGR (11.7%)20/25
- Net income CAGR (14.9%)20/25
- EPS CAGR 5Y (13.2%)20/25
- Fwd implied growth (3.4%)5/25
- Profitability80/100 · Strong
- ROIC (18.9%)20/25
- ROE (19.9%)20/25
- Net margin (12.9%)20/25
- Operating margin (16.5%)20/25
- Financial Health61/100 · Moderate
- Altman Z (1.50)10/25
- Current ratio (0.92)6/25
- Interest coverage (19.5x)25/25
- Net cash / debt (D/A 1%)20/25
- Quality65/100 · Moderate
- Piotroski F (5/9)15/25
- Beneish M (-2.57)25/25
- FCF conversion (n/a)0/25
- Margin stability (σ 4.5%)25/25
- Moat68/100 · Moderate
- ROIC >12% years (9/9 yrs)25/25
- Median gross margin (n/a)0/25
- FCF-positive years (3/3 yrs)25/25
- Worst-year net margin (worst 6.6%)18/25
Risk Flags
- ⚠Altman Z 1.5 — distress-zone balance sheet
About W.R. Berkley Corporation
W. Show more
R. Berkley is an insurance holding company with a host of subsidiaries that primarily underwrite commercial casualty insurance. The firm specializes in niche products that include various excess and surplus lines, workers' compensation insurance, self-insurance consulting, reinsurance, and regional commercial lines for small and midsize businesses.
Headquarters: GREENWICH, CT · Employees: 8,804 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
90A+P/E (TTM)14.5xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.9x–47.9x · 26th pct
P/FCF8.1xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield12.7%A
Grade A: ValueLatest stored TTM FCF / Market Cap — vs own 5Y history: 12.7%–13.7% · lowest in history
P/S (TTM)1.88xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.7x–3.2x · 28th pct
EV/EBIT11.6xA
Grade A: CheapEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 10.7x–15.9x · 68th pct
EV/Sales1.9xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E14.0xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio2.89xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio2.86C
Grade C: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield1.74%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio37.5%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
80AROIC18.9%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE19.9%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA4.3%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin12.9%A
Grade A: HighNet Income / Revenue
Operating Margin16.5%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin—
Gross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
65BRevenue CAGR11.7%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR14.9%C
Grade C: OkCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)13.2%C
Grade C: OkCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth3.4%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income2.9%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.4%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
61BAltman Z-Score1.50D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.92xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.92xC
Grade C: Ok(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage19.5xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT0.2xA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.32xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.82xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Quality
65BPiotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.57A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability4.5%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.34xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Welt Philip S Filed | Welt Philip S | Tax withholding | -592 | |
Welt Philip S Filed | Welt Philip S | Grant / award | +14.1K | |
Baio Richard Mark Filed | Baio Richard Mark | Tax withholding | -650 | |
Baio Richard Mark Filed | Baio Richard Mark | Grant / award | +14.1K | |
BERKLEY WILLIAM R JR Filed | BERKLEY WILLIAM R JR | Tax withholding | -4139 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
BERKLEY WILLIAM R JR Filed | BERKLEY WILLIAM R JR | Grant / award | +98.6K | |
SHIEL JAMES G Filed | SHIEL JAMES G | Tax withholding | -650 | |
SHIEL JAMES G Filed | SHIEL JAMES G | Grant / award | +14.1K |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
68BROIC >12% Years9/9 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)—
Median annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years3/3 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor6.6%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$5.19
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$6.38
Cash & short-term investments per share (Finnhub)
Book Value / Share$26.50
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$3.10B
Total debt obligations (short + long term)
Cash & Equiv.$2.54B
Cash and short-term investments
Net Debt$560.24M
Total Debt minus Cash. Negative = Net Cash position
Total Equity$9.70B
Shareholders' equity (book value)
Asset / Liability1.28xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$28.00B
Current Market Capitalization
Beta0.24B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 16, 2026
Key Insights: W.R. Berkley Corporation (WRB)
WRB is up 1.96% in after-hours trading. Piotroski F-Score of 5/9 indicates mixed fundamentals for W.R. Berkley Corporation. Altman Z-Score of 1.50 is below the 1.81 distress threshold — an elevated financial-risk flag.
- Beneish M-Score of -2.57 suggests a low likelihood of earnings manipulation.
- At a valuation score of 90/100, WRB trades near the cheapest end of its own historical range (P/E 14.5).
See how WRB ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all WRB moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 8 | Regular | 72.09 | +3.38% | 3.29 |
| Oct 8 | After-hours | 72.05 | +3.33% | 3.24 |
| Oct 1 | Regular | 68.91 | +2.02% | 2.02 |
| Oct 1 | After-hours | 68.90 | +2.01% | 2.01 |
Frequently Asked Questions about WRB
What is the current W.R. Berkley Corporation (WRB) stock price?
WRB is trading at $75.42 in after-hours trading, up 1.96% on the session. PreMarketPrice tracks WRB pre-market, intraday and after-hours prices.
Is WRB stock a buy right now?
PreMarketPrice's quantitative model rates W.R. Berkley Corporation's financial health at 61/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is WRB stock overvalued?
W.R. Berkley Corporation trades at a trailing P/E of 14.5 and our valuation score rates it 90/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does W.R. Berkley Corporation report earnings?
No confirmed earnings date is currently scheduled for WRB. The Earnings section lists recent reports and updates as dates are announced.
What sector does W.R. Berkley Corporation operate in?
W.R. Berkley Corporation operates in the Financial Services sector, within the Fire, Marine & Casualty Insurance industry. The Related Stocks section lists sector peers for comparison.
What does W.R. Berkley Corporation do?
W.
About W.R. Berkley Corporation (WRB) Stock
W.R. Berkley Corporation (WRB) is a US-listed stock operating in the Financial Services sector, specifically the Fire, Marine & Casualty Insurance industry. As of the latest update, W.R. Berkley Corporation is trading at $75.42, up 1.96% on the day with a market capitalization of $28.0 billion. The financial health score for WRB is 61/100, which indicates good financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for WRB stock.
WRB Stock Analysis & Key Metrics
On PreMarketPrice, you can track W.R. Berkley Corporation (WRB) across multiple dimensions:
- Pre-market price & movement: Real-time WRB stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for WRB with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for W.R. Berkley Corporation across multiple reporting periods.
- Financial health score: A composite score of 61/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for WRB.
- Sector peers: Compare WRB against 6 other financial services stocks on key financial metrics.
Is WRB a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate W.R. Berkley Corporation (WRB) as an investment. The financial health score of 61/100 suggests good financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.W.R. Berkley Corporation (WRB) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.