Stock Analysis
Franklin Templeton, Inc.BEN
P/E 19.37×· 5Y range 6.19–46.95×· 66th percentile of history
Sector: Financial Services · Industry: Investment Advice
AnalystsHold17 analystsP/E 19.4× sits at the 66th percentile of its 5.089664613278576-year history.
Cash covers 75% of debt · Q3 2026.
PMP Verdict
Mixed fundamentals, fairly valued
Strengths
- Financial Health80
Risks
- Growth31
- Profitability35
Mixed picture — no clear quality or value edge.
Bull Case
- ✓Interest coverage 17.0× — debt well covered
What's happening with BEN
Profile
Strong financial health; growth and profitability lag behind.
How is each axis scored?
- Valuation55/100 · Moderate
- P/E vs own history (66th pct)5/25
- FCF yield (1.5%)5/25
- P/S (1.7x)25/25
- EV/EBIT (12.4x)20/25
- Growth31/100 · Weak
- Revenue CAGR (1.0%)6/25
- Net income CAGR (-26.8%)0/25
- EPS CAGR 5Y (-28.9%)0/25
- Fwd implied growth (86.0%)25/25
- Profitability35/100 · Weak
- ROIC (6.9%)5/25
- ROE (5.6%)5/25
- Net margin (8.7%)13/25
- Operating margin (14.4%)12/25
- Financial Health80/100 · Strong
- Altman Z (1.77)10/25
- Current ratio (5.49)25/25
- Interest coverage (17.0x)25/25
- Net cash / debt (D/A 2%)20/25
- Quality55/100 · Moderate
- Piotroski F (6/9)15/25
- Beneish M (-2.49)20/25
- FCF conversion (28%)8/25
- Margin stability (σ 9.1%)12/25
- Moat62/100 · Moderate
- ROIC >12% years (5/9 yrs)13/25
- Median gross margin (40.0%)13/25
- FCF-positive years (8/9 yrs)18/25
- Worst-year net margin (worst 5.5%)18/25
Risk Flags
- ⚠Altman Z 1.8 — distress-zone balance sheet
About Franklin Templeton, Inc.
Franklin Templeton provides investment services for individual and institutional investors. Show more
At the end of July 2026, the company had $1.798 trillion in managed assets, composed primarily of equity (42%), fixed-income (25%), multi-asset/balanced (12%) funds, alternatives (16%), and money market funds (5%). Distribution tends to be weighted between retail investors (58% of assets under management) and institutional accounts (39%), with high-net-worth clients accounting for the remainder. Franklin is one of the more global of the US-based asset managers we cover, with 30% of its AUM invested in global/international strategies and 29% sourced from clients domiciled outside the United States.
Headquarters: SAN MATEO, CA · Employees: 10,100 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
55CP/E (TTM)19.3xB
Grade B: FairPrice / TTM EPS (own statements) — vs own 5Y history: 6.2x–46.9x · 66th pct
P/FCF27.2xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield1.5%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 1.3%–13.9% · 6th pct
P/S (TTM)1.69xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 1.1x–2.5x · 59th pct
EV/EBIT12.4xB
Grade B: FairEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 3.7x–29.3x · 66th pct
EV/Sales2.9xB
Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E10.4xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.09xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.33B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield4.51%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio85.4%C
Grade C: HighDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
35DROIC6.9%D
Grade D: LowNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE5.6%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA2.4%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin8.7%C
Grade C: AverageNet Income / Revenue
Operating Margin14.4%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin37.7%C
Grade C: AverageGross Profit / Revenue
FCF Margin2.5%D
Grade D: LowFCF / Revenue
True FCF Margin0.4%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
31DRevenue CAGR1.0%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-26.8%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-28.9%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth86.0%A
Grade A: HighAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-1.0%B
Grade B: FlatShare count change over 5Y
SBC / Net Income24.1%D
Grade D: HighStock-based comp/Net income. >30% = dilution risk
SBC / Revenue2.1%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
80AAltman Z-Score1.77D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio5.49xA
Grade A: HighCurrent Assets/Liabilities
Quick Ratio1.16xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage17.0xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment3.9yC
Grade C: AverageYears to repay net debt via FCF
Net Debt/EBIT0.7xA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.25xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.75xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Quality
55CPiotroski F-Score6/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.49A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion28.5%D
Grade D: PoorFCF / Net Income
Margin Stability9.1%C
Grade C: AverageEBIT margin std deviation. Lower = stable
Capex / Revenue0.5%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.28xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Oshita Lindsey Harumi Filed | Oshita Lindsey Harumi | Grant / award | +6.5K | |
Gamba Daniel Filed | Gamba Daniel | Grant / award | +82.0K | |
Nicholls Matthew Filed | Nicholls Matthew | Grant / award | +117.4K | |
Nicholls Matthew Filed | Nicholls Matthew | Grant / award | +99.7K | |
Merchant Thomas C Filed | Merchant Thomas C | Grant / award | +18.4K |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Merchant Thomas C Filed | Merchant Thomas C | Grant / award | +19.2K | |
Murphy Terrence Filed | Murphy Terrence | Grant / award | +3.7K | |
Murphy Terrence Filed | Murphy Terrence | Grant / award | +137.6K |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
62BROIC >12% Years5/9 yrsC
Grade C: ModerateShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)40.0%C
Grade C: ModerateMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years8/9 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor5.5%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$1.60
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$7.41
Cash & short-term investments per share (Finnhub)
Book Value / Share$23.13
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$3.57B
Total debt obligations (short + long term)
Cash & Equiv.$2.67B
Cash and short-term investments
Net Debt$901.80M
Total Debt minus Cash. Negative = Net Cash position
Total Equity$14.40B
Shareholders' equity (book value)
Asset / Liability1.66xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$15.72B
Current Market Capitalization
Beta1.62C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Franklin Templeton, Inc. (BEN)
BEN is down 1.27% at the last close. Piotroski F-Score of 6/9 indicates mixed fundamentals for Franklin Templeton, Inc.. Altman Z-Score of 1.77 is below the 1.81 distress threshold — an elevated financial-risk flag.
- Beneish M-Score of -2.49 suggests a low likelihood of earnings manipulation.
- Takes ~3.9 years to repay net debt from free cash flow.
- The stock currently yields 4.5% in dividends.
See how BEN ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all BEN moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 15 | Regular | 31.25 | +2.34% | 2.38 |
| Oct 15 | After-hours | 31.38 | +2.78% | 2.76 |
Frequently Asked Questions about BEN
What is the current Franklin Templeton, Inc. (BEN) stock price?
BEN is trading at $30.98 at the last market close, down 1.27% on the session. PreMarketPrice tracks BEN pre-market, intraday and after-hours prices.
Is BEN stock a buy right now?
PreMarketPrice's quantitative model rates Franklin Templeton, Inc.'s financial health at 80/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is BEN stock overvalued?
Franklin Templeton, Inc. trades at a trailing P/E of 19.3 and our valuation score rates it 55/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Franklin Templeton, Inc. report earnings?
No confirmed earnings date is currently scheduled for BEN. The Earnings section lists recent reports and updates as dates are announced.
What sector does Franklin Templeton, Inc. operate in?
Franklin Templeton, Inc. operates in the Financial Services sector, within the Investment Advice industry. The Related Stocks section lists sector peers for comparison.
What does Franklin Templeton, Inc. do?
Franklin Templeton provides investment services for individual and institutional investors.
About Franklin Templeton, Inc. (BEN) Stock
Franklin Templeton, Inc. (BEN) is a US-listed stock operating in the Financial Services sector, specifically the Investment Advice industry. As of the latest update, Franklin Templeton, Inc. is trading at $30.98, down 1.27% on the day with a market capitalization of $15.7 billion. The financial health score for BEN is 80/100, which indicates excellent financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for BEN stock.
BEN Stock Analysis & Key Metrics
On PreMarketPrice, you can track Franklin Templeton, Inc. (BEN) across multiple dimensions:
- Pre-market price & movement: Real-time BEN stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for BEN with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Franklin Templeton, Inc. across multiple reporting periods.
- Financial health score: A composite score of 80/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for BEN.
- Sector peers: Compare BEN against 6 other financial services stocks on key financial metrics.
Is BEN a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Franklin Templeton, Inc. (BEN) as an investment. The financial health score of 80/100 suggests excellent financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Franklin Templeton, Inc. (BEN) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.