Stock Analysis
East-West Bancorp IncEWBC
P/E 12.02×· 5Y range 5.65–16.26×· 63th percentile of history
Sector: Financial Services · Industry: State Commercial Banks
AnalystsStrong Buy23 analystsP/E 12.0× sits at the 63rd percentile of its 5.062286105407256-year history.
Cash covers 114% of debt · Q2 2026.
PMP Verdict
Mixed fundamentals, fairly valued
Strengths
- Profitability90
- Growth77
Risks
- Financial Health31
Mixed picture — no clear quality or value edge.
Bull Case
- ✓Piotroski F-Score 7/9 — high earnings quality
- ✓ROE 15.6% — efficient capital deployment
- ✓Revenue CAGR 25.2% — durable top-line growth
What's happening with EWBC
Profile
Strong profitability, growth, valuation and moat; financial health lags behind.
How is each axis scored?
- Valuation75/100 · Strong
- P/E vs own history (63th pct)5/25
- FCF yield (10.7%)25/25
- P/S (3.7x)20/25
- EV/EBIT (9.7x)25/25
- Growth77/100 · Strong
- Revenue CAGR (25.2%)25/25
- Net income CAGR (11.0%)20/25
- EPS CAGR 5Y (11.8%)20/25
- Fwd implied growth (7.1%)12/25
- Profitability90/100 · Strong
- ROIC (15.8%)20/25
- ROE (15.6%)20/25
- Net margin (30.5%)25/25
- Operating margin (36.3%)25/25
- Financial Health31/100 · Weak
- Altman Z (0.17)3/25
- Current ratio (n/a)0/25
- Interest coverage (0.8x)3/25
- Net cash / debt (Net cash)25/25
- Quality62/100 · Moderate
- Piotroski F (7/9)22/25
- Beneish M (-2.46)20/25
- FCF conversion (n/a)0/25
- Margin stability (σ 7.9%)20/25
- Moat75/100 · Strong
- ROIC >12% years (10/10 yrs)25/25
- Median gross margin (n/a)0/25
- FCF-positive years (5/5 yrs)25/25
- Worst-year net margin (worst 25.7%)25/25
Risk Flags
- ⚠Altman Z 0.2 — distress-zone balance sheet
- ⚠Interest coverage 0.8× — thin debt cushion
About East-West Bancorp Inc
East West Bancorp Inc operates in U. Show more
S. and Asia. The Bank provides range of personal and commercial banking services to individuals and businesses. In addition to offering traditional deposit products that include personal and business checking and savings accounts, money market, and time deposits, the Bank also offers foreign exchange, treasury management and wealth management services. The Bank has three operating segments, (1) Consumer and Business Banking, (2) Commercial Banking and (3) Treasury and Other. The company generates the majority of its revenue from the Commercial banking segment.
Headquarters: PASADENA, CA · Employees: 3,500 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
75B+P/E (TTM)12.0xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.7x–16.3x · 63rd pct
P/FCF9.2xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield10.7%A
Grade A: ValueLatest stored TTM FCF / Market Cap — vs own 5Y history: 7.3%–22.6% · 67th pct
P/S (TTM)3.66xB
Grade B: FairPrice / TTM Revenue (own statements) — vs own 5Y history: 1.9x–7.1x · 63rd pct
EV/EBIT9.7xA
Grade A: CheapEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 0.7x–10.6x · 95th pct
EV/Sales—
Enterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E11.2xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.88xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.47B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.28%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio26.9%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
90A+ROIC15.8%A
Grade A: MoatNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE15.6%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA1.8%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin30.5%A
Grade A: HighNet Income / Revenue
Operating Margin36.3%A
Grade A: HighTTM EBIT / TTM Revenue
Gross Margin—
Gross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
77B+Revenue CAGR25.2%A
Grade A: HighCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR11.0%C
Grade C: OkCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)11.8%C
Grade C: OkCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth7.1%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-4.2%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income6.0%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue1.8%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
31DAltman Z-Score0.17D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio—
Current Assets/Liabilities
Quick Ratio—
(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage0.8xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBITNet CashA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.48xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt1.14xA
Grade A: CoveredCash covers how much of total debt. >1 = could repay all debt from cash
Quality
62BPiotroski F-Score7/9A
Grade A: StrongFinancial strength 0–9. >7 Strong
Beneish M-Score-2.46A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability7.9%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover—
Revenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Del Moral-Niles Christopher Filed | Del Moral-Niles Christopher | Tax withholding | -4050 | |
Del Moral-Niles Christopher Filed | Del Moral-Niles Christopher | Grant / award | +9.8K | |
Alvarez Manuel Pham Filed | Alvarez Manuel Pham | SellOpen market sale | -810 | |
LIU JACK C Filed | LIU JACK C | SellOpen market sale | -1000 | |
KRAUSE DOUGLAS PAUL Filed | KRAUSE DOUGLAS PAUL | SellOpen market sale | -10000 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Oh Irene H Filed | Oh Irene H | SellOpen market sale | -800 | |
Oh Irene H Filed | Oh Irene H | SellOpen market sale | -500 | |
Oh Irene H Filed | Oh Irene H | SellOpen market sale | -11211 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
75B+ROIC >12% Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)—
Median annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years5/5 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor25.7%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$10.56
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$32.24
Cash & short-term investments per share (Finnhub)
Book Value / Share$67.48
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$4.46B
Total debt obligations (short + long term)
Cash & Equiv.$5.09B
Cash and short-term investments
Net Debt$-630.74MA
Grade A: Net CashTotal Debt minus Cash. Negative = Net Cash position
Total Equity$9.25B
Shareholders' equity (book value)
Asset / Liability—
Total Assets / Total Liabilities
Market
Market Cap$17.38B
Current Market Capitalization
Beta1.01B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: East-West Bancorp Inc (EWBC)
East-West Bancorp Inc meets 7 of 9 Piotroski F-Score criteria, placing its fundamental strength in the top tier of US-listed stocks. Altman Z-Score of 0.17 is below the 1.81 distress threshold — an elevated financial-risk flag. Beneish M-Score of -2.46 suggests a low likelihood of earnings manipulation. Revenue has compounded at roughly 25% annually, with net income growing about 11% per year — a strong growth profile.
- Interest coverage of 0.8× leaves little room for earnings shocks.
- At a valuation score of 75/100, EWBC trades near the cheapest end of its own historical range (P/E 12.0).
- The stock currently yields 2.3% in dividends.
See how EWBC ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for EWBC in the last 30 days.
See EWBC move history →Frequently Asked Questions about EWBC
What is the current East-West Bancorp Inc (EWBC) stock price?
EWBC is trading at $126.88 at the last market close, up 0.49% on the session. PreMarketPrice tracks EWBC pre-market, intraday and after-hours prices.
Is EWBC stock a buy right now?
PreMarketPrice's quantitative model rates East-West Bancorp Inc's financial health at 31/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is EWBC stock overvalued?
East-West Bancorp Inc trades at a trailing P/E of 12.0 and our valuation score rates it 75/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does East-West Bancorp Inc report earnings?
No confirmed earnings date is currently scheduled for EWBC. The Earnings section lists recent reports and updates as dates are announced.
What sector does East-West Bancorp Inc operate in?
East-West Bancorp Inc operates in the Financial Services sector, within the State Commercial Banks industry. The Related Stocks section lists sector peers for comparison.
What does East-West Bancorp Inc do?
East West Bancorp Inc operates in U.
About East-West Bancorp Inc (EWBC) Stock
East-West Bancorp Inc (EWBC) is a US-listed stock operating in the Financial Services sector, specifically the State Commercial Banks industry. As of the latest update, East-West Bancorp Inc is trading at $126.88, up 0.49% on the day with a market capitalization of $17.4 billion. The financial health score for EWBC is 31/100, which indicates weak financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for EWBC stock.
EWBC Stock Analysis & Key Metrics
On PreMarketPrice, you can track East-West Bancorp Inc (EWBC) across multiple dimensions:
- Pre-market price & movement: Real-time EWBC stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for EWBC with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for East-West Bancorp Inc across multiple reporting periods.
- Financial health score: A composite score of 31/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for EWBC.
- Sector peers: Compare EWBC against 6 other financial services stocks on key financial metrics.
Is EWBC a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate East-West Bancorp Inc (EWBC) as an investment. The financial health score of 31/100 suggests weak financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.East-West Bancorp Inc (EWBC) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.