Stock Analysis
BJs Wholesale Club Holdings, Inc. Common StockBJ
P/E 22.48×· 5Y range 15.62–28.74×· 77th percentile of history
Sector: Consumer Cyclical · Industry: Retail-Variety Stores
AnalystsBuy32 analystsP/E 22.5× sits at the 77th percentile of its 5.089664613278576-year history.
Cash covers 1% of debt · Q2 2027.
PMP Verdict
Mixed fundamentals, expensive valuation
Strengths
- Quality75
- Financial Health61
Risks
- Valuation47
- Growth41
Mixed fundamentals at a demanding price.
Bull Case
- ✓Altman Z 3.2 — safe-zone balance sheet
- ✓ROE 26.3% — efficient capital deployment
- ✓Interest coverage 19.3× — debt well covered
What's happening with BJ
Profile
Strong earnings quality; growth, valuation and profitability lag behind.
How is each axis scored?
- Valuation47/100 · Weak
- P/E vs own history (77th pct)5/25
- FCF yield (2.5%)5/25
- P/S (0.6x)25/25
- EV/EBIT (19.2x)12/25
- Growth41/100 · Weak
- Revenue CAGR (6.5%)12/25
- Net income CAGR (7.9%)12/25
- EPS CAGR 5Y (9.1%)12/25
- Fwd implied growth (3.1%)5/25
- Profitability48/100 · Weak
- ROIC (13.1%)12/25
- ROE (26.3%)25/25
- Net margin (2.7%)6/25
- Operating margin (3.8%)5/25
- Financial Health61/100 · Moderate
- Altman Z (3.17)25/25
- Current ratio (0.73)6/25
- Interest coverage (19.3x)25/25
- Net cash / debt (D/A 34%)5/25
- Quality75/100 · Strong
- Piotroski F (4/9)10/25
- Beneish M (-4.41)25/25
- FCF conversion (57%)15/25
- Margin stability (σ 0.6%)25/25
- Moat68/100 · Moderate
- ROIC >12% years (9/9 yrs)25/25
- Median gross margin (18.5%)6/25
- FCF-positive years (9/9 yrs)25/25
- Worst-year net margin (worst 1.0%)12/25
About BJs Wholesale Club Holdings, Inc. Common Stock
BJ's Wholesale Club, founded in 1984, operates a membership-based warehouse club model primarily along the US East Coast, with roughly 260 clubs and a growing domestic presence across 21 states. Show more
In fiscal 2025, the company generated over $21 billion in revenue. BJ's offers a value-oriented assortment skewed toward grocery, perishables, and consumables (72% of sales), general merchandise (11%), and gasoline (17%). Its business model is supported by recurring membership fee income and private-label brands such as Wellsley Farms and Berkley Jensen.
Headquarters: MARLBOROUGH, MA · Employees: 35,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
47D+P/E (TTM)22.5xB
Grade B: FairPrice / TTM EPS (own statements) — vs own 5Y history: 15.6x–28.7x · 77th pct
P/FCF31.5xC
Grade C: ExpensivePrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative · Elevated investment — CapEx = 68% of operating cash flow, weighing on reported FCF
FCF Yield2.5%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 1.7%–6.6% · 28th pct · Elevated investment — CapEx = 68% of operating cash flow, weighing on reported FCF
P/S (TTM)0.61xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.4x–0.8x · 81st pct
EV/EBIT19.2xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 11.9x–20.5x · 96th pct
EV/Sales0.6xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E21.8xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio5.92xC
Grade C: ExpensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio4.42D
Grade D: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield—
TTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio0.0%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Elevated investment: Elevated investment — CapEx = 68% of operating cash flow, weighing on reported FCF
Profitability
48D+ROIC13.1%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE26.3%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA7.7%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin2.7%D
Grade D: LowNet Income / Revenue
Operating Margin3.8%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin18.6%D
Grade D: LowGross Profit / Revenue
FCF Margin1.5%D
Grade D: LowFCF / Revenue · Elevated investment — CapEx = 68% of operating cash flow, weighing on reported FCF
True FCF Margin1.3%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost · Elevated investment — CapEx = 68% of operating cash flow, weighing on reported FCF
Growth
41D+Revenue CAGR6.5%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR7.9%C
Grade C: OkCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)9.1%C
Grade C: OkCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth3.1%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-7.6%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income8.2%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.2%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
61BAltman Z-Score3.17A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.73xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.11xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage19.3xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment8.4yC
Grade C: AverageYears to repay net debt via FCF · Elevated investment — CapEx = 68% of operating cash flow, weighing on reported FCF
Net Debt/EBIT3.3xC
Grade C: MedLeverage. <2x Low, >4x High
Debt/Equity1.26xC
Grade C: MedDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.01xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
75B+Piotroski F-Score4/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-4.41A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion56.7%C
Grade C: AverageFCF / Net Income · Elevated investment — CapEx = 68% of operating cash flow, weighing on reported FCF
Margin Stability0.6%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue3.3%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover2.95xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Eddy Robert W. Filed | Eddy Robert W. | SellOpen market sale | -1000 | |
Eddy Robert W. Filed | Eddy Robert W. | SellOpen market sale | -2000 | |
Eddy Robert W. Filed | Eddy Robert W. | SellOpen market sale | -5000 | |
Eddy Robert W. Filed | Eddy Robert W. | Option exercise | -172184 | |
Eddy Robert W. Filed | Eddy Robert W. | SellOpen market sale | -15784 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Eddy Robert W. Filed | Eddy Robert W. | SellOpen market sale | -100900 | |
Eddy Robert W. Filed | Eddy Robert W. | SellOpen market sale | -37500 | |
Eddy Robert W. Filed | Eddy Robert W. | SellOpen market sale | -18000 |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
68BROIC >12% Years9/9 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)18.5%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years9/9 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor1.0%C
Grade C: ModerateWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$4.58
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$0.24
Cash & short-term investments per share (Finnhub)
Book Value / Share$17.38
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$2.77B
Total debt obligations (short + long term)
Cash & Equiv.$29.98M
Cash and short-term investments
Net Debt$2.74B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$2.20B
Shareholders' equity (book value)
Asset / Liability1.38xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$13.00B
Current Market Capitalization
Beta0.17B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Aug 2026 · Ratio snapshot Oct 17, 2026
Key Insights: BJs Wholesale Club Holdings, Inc. Common Stock (BJ)
Piotroski F-Score of 4/9 indicates mixed fundamentals for BJs Wholesale Club Holdings, Inc. Common Stock. Altman Z-Score of 3.17 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk. Beneish M-Score of -4.41 suggests a low likelihood of earnings manipulation.
- Takes ~8.4 years to repay net debt from free cash flow.
- Return on equity of 26.3% is well above the market average.
See how BJ ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for BJ in the last 30 days.
See BJ move history →Frequently Asked Questions about BJ
What is the current BJs Wholesale Club Holdings, Inc. Common Stock (BJ) stock price?
BJ is trading at $102.95 at the last market close, down 0.31% on the session. PreMarketPrice tracks BJ pre-market, intraday and after-hours prices.
Is BJ stock a buy right now?
PreMarketPrice's quantitative model rates BJs Wholesale Club Holdings, Inc. Common Stock's financial health at 61/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is BJ stock overvalued?
BJs Wholesale Club Holdings, Inc. Common Stock trades at a trailing P/E of 22.5 and our valuation score rates it 47/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does BJs Wholesale Club Holdings, Inc. Common Stock report earnings?
No confirmed earnings date is currently scheduled for BJ. The Earnings section lists recent reports and updates as dates are announced.
What sector does BJs Wholesale Club Holdings, Inc. Common Stock operate in?
BJs Wholesale Club Holdings, Inc. Common Stock operates in the Consumer Cyclical sector, within the Retail-Variety Stores industry. The Related Stocks section lists sector peers for comparison.
What does BJs Wholesale Club Holdings, Inc. Common Stock do?
BJ's Wholesale Club, founded in 1984, operates a membership-based warehouse club model primarily along the US East Coast, with roughly 260 clubs and a growing domestic presence across 21 states.
About BJs Wholesale Club Holdings, Inc. Common Stock (BJ) Stock
BJs Wholesale Club Holdings, Inc. Common Stock (BJ) is a US-listed stock operating in the Consumer Cyclical sector, specifically the Retail-Variety Stores industry. As of the latest update, BJs Wholesale Club Holdings, Inc. Common Stock is trading at $102.95, down 0.31% on the day with a market capitalization of $13.0 billion. The financial health score for BJ is 61/100, which indicates good financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for BJ stock.
BJ Stock Analysis & Key Metrics
On PreMarketPrice, you can track BJs Wholesale Club Holdings, Inc. Common Stock (BJ) across multiple dimensions:
- Pre-market price & movement: Real-time BJ stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for BJ with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for BJs Wholesale Club Holdings, Inc. Common Stock across multiple reporting periods.
- Financial health score: A composite score of 61/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for BJ.
- Sector peers: Compare BJ against 6 other consumer cyclical stocks on key financial metrics.
Is BJ a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate BJs Wholesale Club Holdings, Inc. Common Stock (BJ) as an investment. The financial health score of 61/100 suggests good financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.BJs Wholesale Club Holdings, Inc. Common Stock (BJ) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.