Stock Analysis
Fidelity National Information Services, Inc.FIS
P/E 5.51×· 5Y range 4.96–854.37×· bottom 2% of history
Sector: Technology · Industry: Services-Business Services, Nec
AnalystsBuy33 analystsP/E 5.5× sits at the 2nd percentile of its 5.0978781656399725-year history.
Cash covers 4% of debt · Q2 2026.
PMP Verdict
Mixed fundamentals, cheap valuation
Strengths
- Quality87
- Profitability70
Risks
- Growth11
- Financial Health18
Mixed business trading cheap — priced for skepticism.
Bull Case
- ✓ROE 21.0% — efficient capital deployment
- ✓P/E 5.5× at bottom 2% of 5-year history
What's happening with FIS
Profile
Strong valuation and earnings quality; growth, financial health and moat lag behind.
How is each axis scored?
- Valuation87/100 · Strong
- P/E vs own history (2th pct)25/25
- FCF yield (15.3%)25/25
- P/S (1.5x)25/25
- EV/EBIT (20.4x)12/25
- Growth11/100 · Weak
- Revenue CAGR (-6.3%)0/25
- Net income CAGR (-2.2%)0/25
- EPS CAGR 5Y (2.0%)6/25
- Fwd implied growth (2.8%)5/25
- Profitability70/100 · Moderate
- ROIC (4.1%)5/25
- ROE (21.0%)20/25
- Net margin (27.6%)25/25
- Operating margin (15.7%)20/25
- Financial Health18/100 · Weak
- Altman Z (-0.16)3/25
- Current ratio (0.53)0/25
- Interest coverage (2.1x)10/25
- Net cash / debt (D/A 47%)5/25
- Quality87/100 · Strong
- Piotroski F (5/9)15/25
- Beneish M (-2.94)25/25
- FCF conversion (84%)22/25
- Margin stability (σ 4.3%)25/25
- Moat38/100 · Weak
- ROIC >12% years (0/10 yrs)0/25
- Median gross margin (36.4%)13/25
- FCF-positive years (10/10 yrs)25/25
- Worst-year net margin (worst -115.1%)0/25
Risk Flags
- ⚠Altman Z -0.2 — distress-zone balance sheet
- ⚠2 loss-making years in recent history
- ⚠Interest coverage 2.1× — thin debt cushion
- ⚠Revenue shrinking 6.3%/yr
About Fidelity National Information Services, Inc.
Fidelity National Information Services provides core processing and ancillary services to banks, but its business has expanded over time. Show more
By acquiring SunGard in 2015, the company now provides record-keeping and other services to investment firms. In a recent deal with Global Payments, FIS sold off its remaining interest in Worldpay and acquired Global Payment's issuer processing business.
Headquarters: JACKSONVILLE, FL · Employees: 44,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
87AP/E (TTM)5.5xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.0x–854.4x · 2nd pct
P/FCF9.8xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield15.3%A
Grade A: ValueTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 4.9%–16.9% · 98th pct
P/S (TTM)1.51xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 1.4x–6.4x · 1st pct
EV/EBIT20.4xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 6.1x–124.9x · 13th pct
EV/Sales3.2xB
Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E5.3xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.15xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio0.58A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield4.64%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio26.0%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
70B+ROIC4.1%D
Grade D: LowNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE21.0%A
Grade A: StrongReturn on Equity. Neg. equity = heavy buybacks
ROA8.8%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin27.6%A
Grade A: HighNet Income / Revenue
Operating Margin15.7%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin36.0%C
Grade C: AverageGross Profit / Revenue
FCF Margin23.1%A
Grade A: HighFCF / Revenue
True FCF Margin21.6%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
11ERevenue CAGR-6.3%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-2.2%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)2.0%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth2.8%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-16.8%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income5.5%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue1.5%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
18EAltman Z-Score-0.16D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.53xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.48xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage2.1xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt Repayment7.3yC
Grade C: AverageYears to repay net debt via FCF
Net Debt/EBIT10.7xD
Grade D: HighLeverage. <2x Low, >4x High
Debt/Equity1.33xC
Grade C: MedDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.04xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
87APiotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.94A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion83.7%A
Grade A: StrongFCF / Net Income
Margin Stability4.3%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue1.3%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.32xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Keller Charles H. Filed | Keller Charles H. | Grant / award | +1.4K | |
Duet Donald Joseph Filed | Duet Donald Joseph | Grant / award | +9.5K | |
Keller Charles H. Filed | Keller Charles H. | Grant / award | +7.1K | |
Goldstein Jeffrey A Filed | Goldstein Jeffrey A | BuyOpen market buy | +1.4K | |
Chakravarthy Anil Filed | Chakravarthy Anil | Grant / award | +5.5K |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Hook Lisa Filed | Hook Lisa | Grant / award | +5.5K | |
Lauer Gary L Filed | Lauer Gary L | Grant / award | +5.5K | |
ANASENES NICOLE Filed | ANASENES NICOLE | Grant / award | +5.5K |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
38DROIC >12% Years0/10 yrsD
Grade D: WeakShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)36.4%C
Grade C: ModerateMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor-115.1%D
Grade D: WeakWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$6.54
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$1.99
Cash & short-term investments per share (Finnhub)
Book Value / Share$31.08
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$21.26B
Total debt obligations (short + long term)
Cash & Equiv.$744.00M
Cash and short-term investments
Net Debt$20.51B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$16.04B
Shareholders' equity (book value)
Asset / Liability1.57xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$18.48B
Current Market Capitalization
Beta0.90B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Fidelity National Information Services, Inc. (FIS)
Piotroski F-Score of 5/9 indicates mixed fundamentals for Fidelity National Information Services, Inc.. Altman Z-Score of -0.16 is below the 1.81 distress threshold — an elevated financial-risk flag. Beneish M-Score of -2.94 suggests a low likelihood of earnings manipulation. Revenue has been contracting (CAGR ≈ -6%), which weighs on the growth outlook. Fidelity National Information Services, Inc. converts about 23% of revenue into free cash flow — strong cash generation.
- Takes ~7.3 years to repay net debt from free cash flow.
- Fidelity National Information Services, Inc. posted a net loss in 2 of 10 available completed fiscal years (2016–2025).
- At a valuation score of 87/100, FIS trades near the cheapest end of its own historical range (P/E 5.5).
- Return on equity of 21.0% is well above the market average.
- The stock currently yields 4.6% in dividends.
See how FIS ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all FIS moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 13 | Regular | 35.28 | +2.98% | 2.07 |
| Oct 5 | Regular | 33.54 | +3.39% | 2.69 |
| Oct 5 | After-hours | 33.59 | +3.55% | 2.78 |
Frequently Asked Questions about FIS
What is the current Fidelity National Information Services, Inc. (FIS) stock price?
FIS is trading at $36.01 at the last market close, down 0.33% on the session. PreMarketPrice tracks FIS pre-market, intraday and after-hours prices.
Is FIS stock a buy right now?
PreMarketPrice's quantitative model rates Fidelity National Information Services, Inc.'s financial health at 18/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is FIS stock overvalued?
Fidelity National Information Services, Inc. trades at a trailing P/E of 5.5 and our valuation score rates it 87/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Fidelity National Information Services, Inc. report earnings?
No confirmed earnings date is currently scheduled for FIS. The Earnings section lists recent reports and updates as dates are announced.
What sector does Fidelity National Information Services, Inc. operate in?
Fidelity National Information Services, Inc. operates in the Technology sector, within the Services-Business Services, Nec industry. The Related Stocks section lists sector peers for comparison.
What does Fidelity National Information Services, Inc. do?
Fidelity National Information Services provides core processing and ancillary services to banks, but its business has expanded over time.
About Fidelity National Information Services, Inc. (FIS) Stock
Fidelity National Information Services, Inc. (FIS) is a US-listed stock operating in the Technology sector, specifically the Services-Business Services, Nec industry. As of the latest update, Fidelity National Information Services, Inc. is trading at $36.01, down 0.33% on the day with a market capitalization of $18.5 billion. The financial health score for FIS is 18/100, which indicates poor financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for FIS stock.
FIS Stock Analysis & Key Metrics
On PreMarketPrice, you can track Fidelity National Information Services, Inc. (FIS) across multiple dimensions:
- Pre-market price & movement: Real-time FIS stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for FIS with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Fidelity National Information Services, Inc. across multiple reporting periods.
- Financial health score: A composite score of 18/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for FIS.
- Sector peers: Compare FIS against 6 other technology stocks on key financial metrics.
Is FIS a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Fidelity National Information Services, Inc. (FIS) as an investment. The financial health score of 18/100 suggests poor financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Fidelity National Information Services, Inc. (FIS) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.