Jackson Financial Inc. (JXN) Stock Analysis
Market Closed
Sector: Financial Services · Industry: Life Insurance
AnalystsBuy8 analystsWhat's happening with JXN
Price History
5-Year Weekly Candlestick Chart
Profile
growth, profitability, financial health and earnings quality lag behind.
How is each axis scored?
- Valuation55/100 · Moderate
- P/E vs own history (n/a)10/25
- FCF yield (n/a)10/25
- P/S (1.5x)25/25
- EV/EBIT (n/a)10/25
- Growth0/100 · Weak
- Revenue CAGR (-6.8%)0/25
- Net income CAGR (-69.7%)0/25
- EPS CAGR 5Y (n/a)0/25
- Fwd implied growth (n/a)0/25
- Profitability0/100 · Weak
- ROIC (-6.6%)0/25
- ROE (-3.9%)0/25
- Net margin (-6.4%)0/25
- Operating margin (-8.5%)0/25
- Financial Health28/100 · Weak
- Altman Z (0.05)3/25
- Current ratio (n/a)0/25
- Interest coverage (-16.0x)0/25
- Net cash / debt (Net cash)25/25
- Quality34/100 · Weak
- Piotroski F (7/9)22/25
- Beneish M (-1.84)12/25
- FCF conversion (n/a)0/25
- Margin stability (σ 42.1%)0/25
About Jackson Financial Inc.
Jackson Financial Inc helps Americans grow and protect their retirement savings and income to enable them to pursue financial freedom for life. Show more
Its retail product offerings are comprised of annuities, designed to help retail investors save for and live in retirement. Its diverse suite of annuities includes a variable, fixed index, and fixed annuities. The company manages its business through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks and Corporate and Other segments. The company generates the majority of its revenue from the Retail Annuities segment, which offers a variety of retirement income and savings products of variable annuities, registered index-linked annuities ("RILA"), fixed index annuities, fixed annuities, and payout annuities.
Headquarters: LANSING, MI · Employees: 3,890 · Website ↗
Insider Transactions
Recent SEC Form 4 filings
- SellOpen market sale · filed 2026-08-13-5000 sh2026-08-12
- SellOpen market sale · filed 2026-08-06-7500 sh2026-08-05
- BuyGrant / award · filed 2026-06-03+1.7K sh2026-06-01
- BuyGrant / award · filed 2026-06-03+1.7K sh2026-06-01
- BuyGrant / award · filed 2026-06-03+1.7K sh2026-06-01
+3 more recent filings
Key Metrics
Financial snapshot — pillar inputs plus per-share and market context
Valuation
55CP/E (TTM)—
Price / TTM EPS (own statements)
P/FCF1.5xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield67.0%A
Grade A: ValueTTM FCF / Market Cap
P/S (TTM)1.51xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.1x–3.0x · 64th pct
EV/EBITDA88.4xD
Grade D: ExpensiveEnterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales0.9xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E4.4xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio0.93xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio11.94D
Grade D: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield3.16%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio988.9%D
Grade D: UnsustainableDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
0EROIC-6.6%D
Grade D: LowNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE-3.9%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA0.0%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin-6.4%D
Grade D: LowNet Income / Revenue
Operating Margin-8.5%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin51.1%A
Grade A: PremiumGross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Financial Health
28EAltman Z-Score0.05D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio—
Current Assets/Liabilities
Quick Ratio—
(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage-16.0xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT7.1xD
Grade D: HighLeverage. <2x Low, >4x High
Debt/Equity0.21xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt2.73xA
Grade A: CoveredCash covers how much of total debt. >1 = could repay all debt from cash
Growth
0ERevenue CAGR-6.8%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-69.7%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)—
Compound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth—
Implied 1Y EPS growth from forward P/E vs our TTM EPS. Sparse — only where forward estimates exist
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue2.4%A
Grade A: LowTTM stock-based comp / TTM Revenue
Quality
34DPiotroski F-Score7/9A
Grade A: StrongFinancial strength 0–9. >7 Strong
Beneish M-Score-1.84C
Grade C: Gray zoneEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability42.1%D
Grade D: VolatileEBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.02xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Per Share, Balance Sheet, MarketHide additional metrics
Per Share
EPS (TTM)—
TTM net income per share (Finnhub fallback)
Cash / Share$51.98
Cash & short-term investments per share (Finnhub)
Book Value / Share$148.94
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$2.03B
Total debt obligations (short + long term)
Cash & Equiv.$5.54B
Cash and short-term investments
Net Debt$-3.51BA
Grade A: Net CashTotal Debt minus Cash. Negative = Net Cash position
Total Equity$9.50B
Shareholders' equity (book value)
Asset / Liability1.03xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$8.80B
Current Market Capitalization
Beta1.38C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
Takeaway
JXN exhibits weak financial health and negligible profitability and growth, while its current valuation trades near its historical average.
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Mar 2026 · Ratio snapshot Sep 24, 2026
Key Insights: Jackson Financial Inc. (JXN)
Composite verdict for Jackson Financial Inc.: JXN exhibits weak financial health and negligible profitability and growth, while its current valuation trades near its historical average.. Jackson Financial Inc. meets 7 of 9 Piotroski F-Score criteria, placing its fundamental strength in the top tier of US-listed stocks. Altman Z-Score of 0.05 is below the 1.81 distress threshold — an elevated financial-risk flag.
- Revenue has been contracting (CAGR ≈ -7%), which weighs on the growth outlook.
- Interest coverage of -16.0× leaves little room for earnings shocks.
- The stock currently yields 3.2% in dividends.
See how JXN ranks on the Capex Tracker — top 50 capital spenders compared.
No significant market moves for JXN in the last 30 days.
See JXN move history →Frequently Asked Questions about JXN
Is JXN stock a buy right now?
PreMarketPrice's quantitative model rates Jackson Financial Inc.'s financial health at 28/100 — JXN exhibits weak financial health and negligible profitability and growth, while its current valuation trades near its historical average.. This is a data-driven snapshot of fundamentals, not investment advice.
Is JXN stock overvalued?
Jackson Financial Inc. trades at a trailing P/E of n/a and our valuation score rates it 55/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Jackson Financial Inc. report earnings?
No confirmed earnings date is currently scheduled for JXN. The Earnings section lists recent reports and updates as dates are announced.
What sector does Jackson Financial Inc. operate in?
Jackson Financial Inc. operates in the Financial Services sector, within the Life Insurance industry. The Related Stocks section lists sector peers for comparison.
What does Jackson Financial Inc. do?
Jackson Financial Inc helps Americans grow and protect their retirement savings and income to enable them to pursue financial freedom for life.
About Jackson Financial Inc. (JXN) Stock
Jackson Financial Inc. (JXN) is a US-listed stock operating in the Financial Services sector, specifically the Life Insurance industry. Real-time pricing data for Jackson Financial Inc. is available on this page with a market capitalization of $8.8 billion. The financial health score for JXN is 28/100, which indicates poor financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for JXN stock.
JXN Stock Analysis & Key Metrics
On PreMarketPrice, you can track Jackson Financial Inc. (JXN) across multiple dimensions:
- Pre-market price & movement: Real-time JXN stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for JXN with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Jackson Financial Inc. across multiple reporting periods.
- Financial health score: A composite score of 28/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for JXN.
- Sector peers: Compare JXN against 10 other financial services stocks on key financial metrics.
Is JXN a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Jackson Financial Inc. (JXN) as an investment. The financial health score of 28/100 suggests poor financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Jackson Financial Inc. (JXN) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.