Stock Analysis
Life Time Group Holdings, Inc.LTH
P/E 21.82×· 5Y range 15.40–67.23×· bottom 19% of history
Sector: Consumer Cyclical · Industry: Services-Membership Sports & Recreation Clubs
AnalystsStrong Buy19 analystsP/E 21.8× sits at the 19th percentile of its 5.023956194387406-year history.
Cash covers 5% of debt · Q2 2026.
PMP Verdict
Cheap for a reason — weak fundamentals
Risks
- Growth25
- Financial Health26
Cheap for a reason — fundamentals remain weak.
Bull Case
- ✓Piotroski F-Score 8/9 — high earnings quality
- ✓Revenue CAGR 22.8% — durable top-line growth
- ✓P/E 21.8× at bottom 19% of 5-year history
What's happening with LTH
Profile
moat, growth, financial health and earnings quality lag behind.
How is each axis scored?
- Valuation57/100 · Moderate
- P/E vs own history (19th pct)25/25
- FCF yield (-1.7%)0/25
- P/S (2.8x)20/25
- EV/EBIT (23.8x)12/25
- Growth25/100 · Weak
- Revenue CAGR (22.8%)25/25
- Net income CAGR (n/a)0/25
- EPS CAGR 5Y (n/a)0/25
- Fwd implied growth (-14.0%)0/25
- Profitability57/100 · Moderate
- ROIC (5.9%)5/25
- ROE (12.6%)12/25
- Net margin (13.0%)20/25
- Operating margin (17.3%)20/25
- Financial Health26/100 · Weak
- Altman Z (1.39)3/25
- Current ratio (0.66)0/25
- Interest coverage (7.0x)18/25
- Net cash / debt (D/A 48%)5/25
- Quality49/100 · Weak
- Piotroski F (8/9)25/25
- Beneish M (-1.81)12/25
- FCF conversion (-36%)0/25
- Margin stability (σ 12.9%)12/25
- Moat13/100 · Weak
- ROIC >12% years (0/5 yrs)0/25
- Median gross margin (36.0%)13/25
- FCF-positive years (1/5 yrs)0/25
- Worst-year net margin (worst -44.0%)0/25
Risk Flags
- ⚠Altman Z 1.4 — distress-zone balance sheet
- ⚠Negative FCF margin (-0.0%) — burning cash
- ⚠2 loss-making years in recent history
About Life Time Group Holdings, Inc.
Life Time Group Holdings Inc is a lifestyle and leisure brand offering health, fitness, and wellness experiences to a community. Show more
It is engaged in designing, building, and operating distinctive and large, multi-use sports and athletic, professional fitness, family recreation, and spa centers in a resort-like environment, principally in residential locations of metropolitan areas in the United States and Canada.
Headquarters: CHANHASSEN, MN · Employees: 44,000 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
57CP/E (TTM)21.8xB
Grade B: FairPrice / TTM EPS (own statements) — vs own 5Y history: 15.4x–67.2x · 19th pct
P/FCF93.6xD
Grade D: ExpensivePrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative · CapEx exceeds operating cash flow (117% of OCF) — reported FCF understates normalized earning power in this investment phase
FCF Yield-1.7%D
Grade D: NegativeTTM (OCF − CapEx) / Market Cap — vs own 5Y history: -23.4%–2.7% · 63rd pct · CapEx exceeds operating cash flow (117% of OCF) — reported FCF understates normalized earning power in this investment phase
P/S (TTM)2.84xB
Grade B: FairPrice / TTM Revenue (own statements) — vs own 5Y history: 1.0x–3.4x · 93rd pct
EV/EBIT23.8xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 14.4x–32.1x · 76th pct
EV/Sales3.3xB
Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E25.4xC
Grade C: ExpensivePrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio2.74xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio0.28A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield—
TTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio—
Dividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
CapEx exceeds OCF: CapEx exceeds operating cash flow (117% of OCF) — reported FCF understates normalized earning power in this investment phase
Profitability
57CROIC5.9%D
Grade D: LowNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE12.6%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA5.1%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin13.0%A
Grade A: HighNet Income / Revenue
Operating Margin17.3%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin17.3%D
Grade D: LowGross Profit / Revenue
FCF Margin-4.7%D
Grade D: LowFCF / Revenue · CapEx exceeds operating cash flow (117% of OCF) — reported FCF understates normalized earning power in this investment phase
True FCF Margin-6.3%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost · CapEx exceeds operating cash flow (117% of OCF) — reported FCF understates normalized earning power in this investment phase
Growth
25ERevenue CAGR22.8%A
Grade A: HighCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR—
Compound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)—
Compound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth-14.0%D
Grade D: Decl.Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income11.9%C
Grade C: MedStock-based comp/Net income. >30% = dilution risk
SBC / Revenue1.6%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
26EAltman Z-Score1.39D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.66xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.47xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage7.0xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF · CapEx exceeds operating cash flow (117% of OCF) — reported FCF understates normalized earning power in this investment phase
Net Debt/EBIT7.4xD
Grade D: HighLeverage. <2x Low, >4x High
Debt/Equity1.29xC
Grade C: MedDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.05xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
49D+Piotroski F-Score8/9A
Grade A: StrongFinancial strength 0–9. >7 Strong
Beneish M-Score-1.81C
Grade C: Gray zoneEarnings manipulation risk. < -2.22 Safe
FCF Conversion-36.4%D
Grade D: PoorFCF / Net Income · CapEx exceeds operating cash flow (117% of OCF) — reported FCF understates normalized earning power in this investment phase
Margin Stability12.9%C
Grade C: AverageEBIT margin std deviation. Lower = stable
Capex / Revenue33.0%D
Grade D: HeavyTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.39xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Weaver Erik Filed | Weaver Erik | SellOpen market sale | -5787 | |
Singh Ritadhwaja Jebens Filed | Singh Ritadhwaja Jebens | Option exercise | -34826 | |
Singh Ritadhwaja Jebens Filed | Singh Ritadhwaja Jebens | Option exercise | -60686 | |
Singh Ritadhwaja Jebens Filed | Singh Ritadhwaja Jebens | Option exercise | -59400 | |
Singh Ritadhwaja Jebens Filed | Singh Ritadhwaja Jebens | SellOpen market sale | -154912 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Singh Ritadhwaja Jebens Filed | Singh Ritadhwaja Jebens | Option exercise | +34.8K | |
Singh Ritadhwaja Jebens Filed | Singh Ritadhwaja Jebens | Option exercise | +60.7K | |
Singh Ritadhwaja Jebens Filed | Singh Ritadhwaja Jebens | Option exercise | +59.4K |
Option exercise (M) rows report a derivative leg, not an open-market sale — a paired negative entry is the option position being consumed.
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
13EROIC >12% Years0/5 yrsD
Grade D: WeakShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)36.0%C
Grade C: ModerateMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years1/5 yrsD
Grade D: WeakShare of completed fiscal years with positive free cash flow
Net Margin Floor-44.0%D
Grade D: WeakWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$1.86
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$1.02
Cash & short-term investments per share (Finnhub)
Book Value / Share$14.79
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$4.28B
Total debt obligations (short + long term)
Cash & Equiv.$228.46M
Cash and short-term investments
Net Debt$4.05B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$3.30B
Shareholders' equity (book value)
Asset / Liability1.65xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$9.05B
Current Market Capitalization
Beta1.54C
Grade C: VolatilePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Life Time Group Holdings, Inc. (LTH)
Life Time Group Holdings, Inc. meets 8 of 9 Piotroski F-Score criteria, placing its fundamental strength in the top tier of US-listed stocks. Altman Z-Score of 1.39 is below the 1.81 distress threshold — an elevated financial-risk flag. Revenue has compounded at roughly 23% annually — a strong growth profile.
- Free-cash-flow margin is negative (-5%) — the business currently burns cash.
- Company has negative FCF, making debt repayment from operations difficult.
- Life Time Group Holdings, Inc. posted a net loss in 2 of 5 available completed fiscal years (2021–2025).
See how LTH ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all LTH moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Sep 23 | Regular | 39.27 | +2.83% | 2.12 |
| Sep 23 | After-hours | 39.67 | +3.88% | 2.72 |
| Sep 22 | Regular | 37.87 | -5.11% | -2.96 |
| Sep 22 | After-hours | 38.08 | -4.58% | -2.59 |
Frequently Asked Questions about LTH
What is the current Life Time Group Holdings, Inc. (LTH) stock price?
LTH is trading at $40.52 at the last market close, down 0.10% on the session. PreMarketPrice tracks LTH pre-market, intraday and after-hours prices.
Is LTH stock a buy right now?
PreMarketPrice's quantitative model rates Life Time Group Holdings, Inc.'s financial health at 26/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is LTH stock overvalued?
Life Time Group Holdings, Inc. trades at a trailing P/E of 21.8 and our valuation score rates it 57/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Life Time Group Holdings, Inc. report earnings?
No confirmed earnings date is currently scheduled for LTH. The Earnings section lists recent reports and updates as dates are announced.
What sector does Life Time Group Holdings, Inc. operate in?
Life Time Group Holdings, Inc. operates in the Consumer Cyclical sector, within the Services-Membership Sports & Recreation Clubs industry. The Related Stocks section lists sector peers for comparison.
What does Life Time Group Holdings, Inc. do?
Life Time Group Holdings Inc is a lifestyle and leisure brand offering health, fitness, and wellness experiences to a community.
About Life Time Group Holdings, Inc. (LTH) Stock
Life Time Group Holdings, Inc. (LTH) is a US-listed stock operating in the Consumer Cyclical sector, specifically the Services-Membership Sports & Recreation Clubs industry. As of the latest update, Life Time Group Holdings, Inc. is trading at $40.52, down 0.10% on the day with a market capitalization of $9.1 billion. The financial health score for LTH is 26/100, which indicates poor financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for LTH stock.
LTH Stock Analysis & Key Metrics
On PreMarketPrice, you can track Life Time Group Holdings, Inc. (LTH) across multiple dimensions:
- Pre-market price & movement: Real-time LTH stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for LTH with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Life Time Group Holdings, Inc. across multiple reporting periods.
- Financial health score: A composite score of 26/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for LTH.
- Sector peers: Compare LTH against 4 other consumer cyclical stocks on key financial metrics.
Is LTH a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Life Time Group Holdings, Inc. (LTH) as an investment. The financial health score of 26/100 suggests poor financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Life Time Group Holdings, Inc. (LTH) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.