Stock Analysis
Mid-America Apartment Communities, Inc.MAA
P/E 33.72×· 5Y range 25.86–65.29×· 59th percentile of history
Sector: Real Estate · Industry: Real Estate Investment Trusts
AnalystsHold31 analystsP/E 33.7× sits at the 59th percentile of its 5.086926762491444-year history.
Cash covers 1% of debt · FY 2025.
PMP Verdict
Weak fundamentals
Risks
- Growth12
- Financial Health18
Weak fundamentals — valuation is the only support.
What's happening with MAA
Profile
growth, financial health, earnings quality and profitability lag behind.
How is each axis scored?
- Valuation54/100 · Moderate
- P/E vs own history (59th pct)12/25
- FCF yield (6.2%)20/25
- P/S (6.1x)12/25
- EV/EBIT (n/a)10/25
- Growth12/100 · Weak
- Revenue CAGR (5.6%)12/25
- Net income CAGR (-4.6%)0/25
- EPS CAGR 5Y (-4.8%)0/25
- Fwd implied growth (-6.2%)0/25
- Profitability45/100 · Weak
- ROIC (n/a)0/25
- ROE (6.9%)5/25
- Net margin (18.1%)20/25
- Operating margin (24.0%)20/25
- Financial Health18/100 · Weak
- Altman Z (0.18)3/25
- Current ratio (0.09)0/25
- Interest coverage (3.6x)10/25
- Net cash / debt (D/A 45%)5/25
- Quality35/100 · Weak
- Piotroski F (4/9)10/25
- Beneish M (-2.67)25/25
- FCF conversion (n/a)0/25
- Margin stability (n/a)0/25
- Moat50/100 · Moderate
- ROIC >12% years (n/a)0/25
- Median gross margin (n/a)0/25
- FCF-positive years (3/3 yrs)25/25
- Worst-year net margin (worst 15.2%)25/25
Risk Flags
- ⚠Altman Z 0.2 — distress-zone balance sheet
About Mid-America Apartment Communities, Inc.
Mid-America Apartment Communities Inc is a multifamily-focused, self-administered and self-managed real estate investment trust. Show more
The company owns, operates, acquires and selectively develops apartment communities located in the Southeast, Southwest and Mid-Atlantic regions of the U.S. Its business objectives are to generate a sustainable, stable and increasing cash flow that will fund its dividends and distributions through all parts of the real estate investment cycle. It operates in two segments, Same Store and Non-Same Store and Other. The majority of the revenue is derived from Same Store segment.
Headquarters: GERMANTOWN, TN · Employees: 2,507 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
54CP/E (TTM)33.7xC
Grade C: ExpensivePrice / TTM EPS (own statements) — vs own 5Y history: 25.9x–65.3x · 59th pct
P/FCF61.4xD
Grade D: ExpensivePrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield6.2%A
Grade A: ValueLatest stored TTM FCF / Market Cap — vs own 5Y history: 5.9%–7.2% · 50th pct
P/S (TTM)6.10xC
Grade C: ExpensivePrice / TTM Revenue (own statements) — vs own 5Y history: 6.0x–15.5x · lowest in history
EV/EBITDA16.3xB
Grade B: FairEnterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales8.6xC
Grade C: ExpensiveEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E36.0xD
Grade D: ExpensivePrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio2.33xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio-6.45A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield5.32%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio177.4%D
Grade D: UnsustainableDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
45D+ROIC—
NOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE6.9%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA3.4%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin18.1%A
Grade A: HighNet Income / Revenue
Operating Margin—
TTM EBIT / TTM Revenue
Gross Margin58.4%A
Grade A: PremiumGross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
12ERevenue CAGR5.6%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-4.6%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-4.8%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth-6.2%D
Grade D: Decl.Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)+0.3%B
Grade B: FlatShare count change over 5Y
SBC / Net Income4.4%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.8%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
18EAltman Z-Score0.18D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.09xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.04xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage3.6xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity0.93xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.01xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
35DPiotroski F-Score4/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.67A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability—
EBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.19xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Caplan Deborah H Filed | Caplan Deborah H | Grant / award | +121 | |
Case John Filed | Case John | Grant / award | +54 | |
KELLY GREEN EDITH Filed | KELLY GREEN EDITH | Grant / award | +223 | |
FISCHER TAMARA D Filed | FISCHER TAMARA D | BuyOpen market buy | +600 | |
FISCHER TAMARA D Filed | FISCHER TAMARA D | BuyOpen market buy | +500 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Caplan Deborah H Filed | Caplan Deborah H | Grant / award | +113 | |
Caplan Deborah H Filed | Caplan Deborah H | Grant / award | +1.4K | |
Case John Filed | Case John | Grant / award | +50 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
50CROIC >12% Years—
Share of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)—
Median annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years3/3 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor15.2%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$3.46
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$0.45
Cash & short-term investments per share (Finnhub)
Book Value / Share$47.00
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$5.43B
Total debt obligations (short + long term)
Cash & Equiv.$60.26M
Cash and short-term investments
Net Debt$5.37B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$5.82B
Shareholders' equity (book value)
Asset / Liability—
Total Assets / Total Liabilities
Market
Market Cap$13.53B
Current Market Capitalization
Beta0.71B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Mid-America Apartment Communities, Inc. (MAA)
Piotroski F-Score of 4/9 indicates mixed fundamentals for Mid-America Apartment Communities, Inc.. Altman Z-Score of 0.18 is below the 1.81 distress threshold — an elevated financial-risk flag.
- Beneish M-Score of -2.67 suggests a low likelihood of earnings manipulation.
- The stock currently yields 5.3% in dividends.
See how MAA ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all MAA moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 8 | Regular | 116.45 | +1.96% | 2.48 |
| Oct 8 | After-hours | 116.19 | +1.73% | 2.26 |
| Oct 7 | After-hours | 114.21 | -2.38% | -2.04 |
Frequently Asked Questions about MAA
What is the current Mid-America Apartment Communities, Inc. (MAA) stock price?
MAA is trading at $116.63 at the last market close, up 0.31% on the session. PreMarketPrice tracks MAA pre-market, intraday and after-hours prices.
Is MAA stock a buy right now?
PreMarketPrice's quantitative model rates Mid-America Apartment Communities, Inc.'s financial health at 18/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is MAA stock overvalued?
Mid-America Apartment Communities, Inc. trades at a trailing P/E of 33.7 and our valuation score rates it 54/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Mid-America Apartment Communities, Inc. report earnings?
No confirmed earnings date is currently scheduled for MAA. The Earnings section lists recent reports and updates as dates are announced.
What sector does Mid-America Apartment Communities, Inc. operate in?
Mid-America Apartment Communities, Inc. operates in the Real Estate sector, within the Real Estate Investment Trusts industry. The Related Stocks section lists sector peers for comparison.
What does Mid-America Apartment Communities, Inc. do?
Mid-America Apartment Communities Inc is a multifamily-focused, self-administered and self-managed real estate investment trust.
About Mid-America Apartment Communities, Inc. (MAA) Stock
Mid-America Apartment Communities, Inc. (MAA) is a US-listed stock operating in the Real Estate sector, specifically the Real Estate Investment Trusts industry. As of the latest update, Mid-America Apartment Communities, Inc. is trading at $116.63, up 0.31% on the day with a market capitalization of $13.5 billion. The financial health score for MAA is 18/100, which indicates poor financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for MAA stock.
MAA Stock Analysis & Key Metrics
On PreMarketPrice, you can track Mid-America Apartment Communities, Inc. (MAA) across multiple dimensions:
- Pre-market price & movement: Real-time MAA stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for MAA with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Mid-America Apartment Communities, Inc. across multiple reporting periods.
- Financial health score: A composite score of 18/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for MAA.
- Sector peers: Compare MAA against 5 other real estate stocks on key financial metrics.
Is MAA a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Mid-America Apartment Communities, Inc. (MAA) as an investment. The financial health score of 18/100 suggests poor financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Mid-America Apartment Communities, Inc. (MAA) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.