Stock Analysis
Penske Automotive Group, Inc.PAG
P/E 14.90×· 5Y range 5.19–15.70×· top 3% of history
Sector: Consumer Cyclical · Industry: Retail-Auto Dealers & Gasoline Stations
AnalystsHold15 analystsP/E 14.9× sits at the 97th percentile of its 5.0513347022587265-year history.
Cash covers 1% of debt · Q2 2026.
PMP Verdict
Mixed fundamentals, expensive valuation
Strengths
- Quality80
Risks
- Valuation49
- Growth17
Mixed fundamentals at a demanding price.
Bull Case
- ✓ROE 16.0% — efficient capital deployment
- ✓Interest coverage 19.2× — debt well covered
What's happening with PAG
Profile
Strong earnings quality; growth, profitability, valuation and financial health lag behind.
How is each axis scored?
- Valuation49/100 · Weak
- P/E vs own history (97th pct)0/25
- FCF yield (4.4%)12/25
- P/S (0.4x)25/25
- EV/EBIT (18.7x)12/25
- Growth17/100 · Weak
- Revenue CAGR (5.6%)12/25
- Net income CAGR (-5.8%)0/25
- EPS CAGR 5Y (-1.3%)0/25
- Fwd implied growth (0.6%)5/25
- Profitability36/100 · Weak
- ROIC (6.5%)5/25
- ROE (16.0%)20/25
- Net margin (2.8%)6/25
- Operating margin (3.8%)5/25
- Financial Health49/100 · Weak
- Altman Z (2.11)18/25
- Current ratio (0.98)6/25
- Interest coverage (19.2x)25/25
- Net cash / debt (D/A 50%)0/25
- Quality80/100 · Strong
- Piotroski F (6/9)15/25
- Beneish M (-2.62)25/25
- FCF conversion (65%)15/25
- Margin stability (σ 1.0%)25/25
- Moat50/100 · Moderate
- ROIC >12% years (6/10 yrs)13/25
- Median gross margin (16.0%)0/25
- FCF-positive years (10/10 yrs)25/25
- Worst-year net margin (worst 1.7%)12/25
Risk Flags
- ⚠P/E 14.9× at top 3% of 5-year history
About Penske Automotive Group, Inc.
Penske Automotive Group operates in 19 US states and overseas. Show more
It has about 150 US and Puerto Rico light-vehicle stores as well as 217 franchised dealerships overseas, primarily in the United Kingdom but also in Australia, Germany, Italy, and Japan. The company is the third-largest US publicly traded dealership in terms of light-vehicle revenue and sells more than 40 brands, with over 90% of retail automotive revenue coming from luxury and import names. Other segments are service and finance and insurance. The firm's Premier Truck Group owns 45 truck dealerships selling mostly Freightliner and Western Star brands, and Penske owns 15 used-vehicle stores, mostly in the US and UK under the CarShop (US) and Sytner Select (UK) brands. Penske is based in Bloomfield Hills, Michigan.
Headquarters: BLOOMFIELD HILLS, MI · Employees: 27,700 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
49D+P/E (TTM)14.9xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.2x–15.7x · 97th pct
P/FCF22.7xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield4.4%C
Grade C: LowTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 4.1%–19.8% · 3rd pct
P/S (TTM)0.42xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.3x–0.4x · 96th pct
EV/EBIT18.7xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 5.4x–19.3x · 97th pct
EV/Sales0.6xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E14.8xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio2.39xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio2.69C
Grade C: ExpensiveFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.63%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio39.0%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
36DROIC6.5%D
Grade D: LowNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE16.0%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA5.2%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin2.8%D
Grade D: LowNet Income / Revenue
Operating Margin3.8%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin16.1%D
Grade D: LowGross Profit / Revenue
FCF Margin1.9%D
Grade D: LowFCF / Revenue
True FCF Margin1.8%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
17ERevenue CAGR5.6%C
Grade C: OkCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-5.8%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-1.3%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth0.6%B
Grade B: LowAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-18.6%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income3.1%A
Grade A: LowStock-based comp/Net income. >30% = dilution risk
SBC / Revenue0.1%A
Grade A: LowTTM stock-based comp / TTM Revenue
Financial Health
49D+Altman Z-Score2.11C
Grade C: Gray zoneBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.98xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.21xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage19.2xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment15.3yD
Grade D: SlowYears to repay net debt via FCF
Net Debt/EBIT7.5xD
Grade D: HighLeverage. <2x Low, >4x High
Debt/Equity1.61xC
Grade C: MedDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.01xD
Grade D: ThinCash covers how much of total debt. >1 = could repay all debt from cash
Quality
80APiotroski F-Score6/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.62A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion65.1%C
Grade C: AverageFCF / Net Income
Margin Stability1.0%A
Grade A: StableEBIT margin std deviation. Lower = stable
Capex / Revenue0.9%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover1.78xA
Grade A: HighRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Davis Lisa Ann Filed | Davis Lisa Ann | Grant / award | +170 | |
Duerheimer Wolfgang Filed | Duerheimer Wolfgang | Grant / award | +158 | |
Pierce Sandra E. Filed | Pierce Sandra E. | Grant / award | +80 | |
Hoogendoorn David Filed | Hoogendoorn David | Grant / award | +10 | |
SCOTT RAYMOND E Filed | SCOTT RAYMOND E | Grant / award | +10 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
SMITH GREG C Filed | SMITH GREG C | Grant / award | +144 | |
Davis Lisa Ann Filed | Davis Lisa Ann | Grant / award | +209 | |
Hoogendoorn David Filed | Hoogendoorn David | Grant / award | +12 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
50CROIC >12% Years6/10 yrsC
Grade C: ModerateShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)16.0%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor1.7%C
Grade C: ModerateWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$14.25
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$1.06
Cash & short-term investments per share (Finnhub)
Book Value / Share$88.56
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$9.37B
Total debt obligations (short + long term)
Cash & Equiv.$69.50M
Cash and short-term investments
Net Debt$9.30B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$5.83B
Shareholders' equity (book value)
Asset / Liability1.46xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$13.95B
Current Market Capitalization
Beta0.93B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Penske Automotive Group, Inc. (PAG)
Piotroski F-Score of 6/9 indicates mixed fundamentals for Penske Automotive Group, Inc.. Altman Z-Score of 2.11 falls in the grey zone (1.81–2.99) — financial distress is unlikely but not ruled out. Beneish M-Score of -2.62 suggests a low likelihood of earnings manipulation.
- Takes ~15.3 years to repay net debt from free cash flow.
- The stock currently yields 2.6% in dividends.
See how PAG ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all PAG moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 15 | Pre-market | 211.00 | +8.32% | 7.51 |
| Oct 15 | Regular | 211.80 | +8.73% | 7.84 |
| Oct 15 | After-hours | 212.59 | +9.14% | 8.17 |
| Oct 8 | Regular | 198.47 | +2.19% | 2.75 |
| Oct 8 | After-hours | 198.05 | +1.97% | 2.53 |
Frequently Asked Questions about PAG
What is the current Penske Automotive Group, Inc. (PAG) stock price?
PAG is trading at $212.42 at the last market close, up 0.20% on the session. PreMarketPrice tracks PAG pre-market, intraday and after-hours prices.
Is PAG stock a buy right now?
PreMarketPrice's quantitative model rates Penske Automotive Group, Inc.'s financial health at 49/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is PAG stock overvalued?
Penske Automotive Group, Inc. trades at a trailing P/E of 14.9 and our valuation score rates it 49/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Penske Automotive Group, Inc. report earnings?
No confirmed earnings date is currently scheduled for PAG. The Earnings section lists recent reports and updates as dates are announced.
What sector does Penske Automotive Group, Inc. operate in?
Penske Automotive Group, Inc. operates in the Consumer Cyclical sector, within the Retail-Auto Dealers & Gasoline Stations industry. The Related Stocks section lists sector peers for comparison.
What does Penske Automotive Group, Inc. do?
Penske Automotive Group operates in 19 US states and overseas.
About Penske Automotive Group, Inc. (PAG) Stock
Penske Automotive Group, Inc. (PAG) is a US-listed stock operating in the Consumer Cyclical sector, specifically the Retail-Auto Dealers & Gasoline Stations industry. As of the latest update, Penske Automotive Group, Inc. is trading at $212.42, up 0.20% on the day with a market capitalization of $13.9 billion. The financial health score for PAG is 49/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for PAG stock.
PAG Stock Analysis & Key Metrics
On PreMarketPrice, you can track Penske Automotive Group, Inc. (PAG) across multiple dimensions:
- Pre-market price & movement: Real-time PAG stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for PAG with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Penske Automotive Group, Inc. across multiple reporting periods.
- Financial health score: A composite score of 49/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for PAG.
- Sector peers: Compare PAG against 6 other consumer cyclical stocks on key financial metrics.
Is PAG a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Penske Automotive Group, Inc. (PAG) as an investment. The financial health score of 49/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Penske Automotive Group, Inc. (PAG) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.