Stock Analysis
PRUDENTIAL PLC ADS (REP 2 ORD SHARES)PUK
P/E 7.47×· 5Y range 7.28–17.68×· bottom 1% of history
Sector: Consumer Defensive
AnalystsStrong Buy21 analystsP/E 7.5× sits at the 1st percentile of its 5.086926762491444-year history.
Cash covers 99% of debt · H2 2025.
PMP Verdict
Cheap for a reason — weak fundamentals
Strengths
- Profitability70
Risks
- Growth0
- Quality12
Cheap for a reason — fundamentals remain weak.
Bull Case
- ✓ROE 18.3% — efficient capital deployment
- ✓Interest coverage 9.0× — debt well covered
- ✓P/E 7.5× at bottom 1% of 5-year history
What's happening with PUK
Profile
growth, moat, earnings quality and financial health lag behind.
How is each axis scored?
- Valuation65/100 · Moderate
- P/E vs own history (1th pct)25/25
- FCF yield (n/a)10/25
- P/S (2.3x)20/25
- EV/EBIT (n/a)10/25
- Growth0/100 · Weak
- Revenue CAGR (n/a)0/25
- Net income CAGR (n/a)0/25
- EPS CAGR 5Y (n/a)0/25
- Fwd implied growth (n/a)0/25
- Profitability70/100 · Moderate
- ROIC (n/a)0/25
- ROE (18.3%)20/25
- Net margin (28.8%)25/25
- Operating margin (31.2%)25/25
- Financial Health41/100 · Weak
- Altman Z (0.09)3/25
- Current ratio (0.35)0/25
- Interest coverage (9.0x)18/25
- Net cash / debt (D/A 0%)20/25
- Quality12/100 · Weak
- Piotroski F (0/9)0/25
- Beneish M (n/a)0/25
- FCF conversion (n/a)0/25
- Margin stability (σ 10.7%)12/25
- Moat0/100 · Weak
- ROIC >12% years (n/a)0/25
- Median gross margin (n/a)0/25
- FCF-positive years (n/a)0/25
- Worst-year net margin (n/a)0/25
Risk Flags
- ⚠Altman Z 0.1 — distress-zone balance sheet
About PRUDENTIAL PLC ADS (REP 2 ORD SHARES)
Originally established in 1848 as the Prudential Mutual Assurance, Investment, and Loan Association, Prudential has changed a lot since. Show more
Set up to sell life insurance and loans to the middle class, the company subsequently diversified into Europe and then North America with the purchase of Jackson National Life around 1985. During its time as owner of Jackson, Prudential focused on building a simple chassis-style product portfolio that allowed customers to choose from a variety of add-ons. The company also became renowned for its focus on building the internal capabilities required to support its strong product offerings, including compelling technology and a large well-trained wholesale salesforce.
Employees: 15,338 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
Valuation
65BP/E (TTM)7.5xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 7.3x–17.7x · lowest in history
P/FCF17.9xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield5.6%A
Grade A: ValueInverse of Finnhub P/FCF (own TTM FCF unavailable)
P/S (TTM)2.30xB
Grade B: FairPrice / TTM Revenue (own statements) — vs own 5Y history: 0.9x–5.8x · 28th pct
EV/EBITDA7.4xA
Grade A: CheapEnterprise value / EBITDA (Finnhub) — capital-structure neutral — vs own 5Y history: 4.9x–32.3x · lowest in history
EV/Sales2.3xB
Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E9.2xA
Grade A: CheapPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.44xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio0.60A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield1.94%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio15.5%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
70B+ROIC—
NOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE18.3%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA1.7%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin28.8%A
Grade A: HighNet Income / Revenue
Operating Margin—
TTM EBIT / TTM Revenue
Gross Margin—
Gross Profit / Revenue
FCF Margin—
FCF / Revenue
True FCF Margin—
TTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
0ERevenue CAGR—
Compound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR—
Compound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)—
Compound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth—
Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)—
Share count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Financial Health
41D+Altman Z-Score0.09D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio0.35xD
Grade D: LowCurrent Assets/Liabilities
Quick Ratio0.35xD
Grade D: Low(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage9.0xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBIT—
Leverage. <2x Low, >4x High
Debt/Equity0.29xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.99xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Quality
12EPiotroski F-Score0/9D
Grade D: WeakFinancial strength 0–9. >7 Strong
Beneish M-Score—
Earnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability10.7%C
Grade C: AverageEBIT margin std deviation. Lower = stable
Capex / Revenue—
TTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.06xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
0EROIC >12% Years—
Share of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)—
Median annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years—
Share of completed fiscal years with positive free cash flow
Net Margin Floor—
Weakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)—
TTM net income per share (Finnhub fallback)
Cash / Share$1.71
Cash & short-term investments per share (Finnhub)
Book Value / Share$7.89
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$5.92B
Total debt obligations (short + long term)
Cash & Equiv.$5.89B
Cash and short-term investments
Net Debt$30.00M
Total Debt minus Cash. Negative = Net Cash position
Total Equity$20.62B
Shareholders' equity (book value)
Asset / Liability—
Total Assets / Total Liabilities
Market
Market Cap$29.65B
Current Market Capitalization
Beta1.05B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: PRUDENTIAL PLC ADS (REP 2 ORD SHARES) (PUK)
PRUDENTIAL PLC ADS (REP 2 ORD SHARES) meets only 0 of 9 Piotroski F-Score criteria — a sign of weak underlying fundamentals.
- Altman Z-Score of 0.09 is below the 1.81 distress threshold — an elevated financial-risk flag.
See how PUK ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all PUK moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 7 | Pre-market | 23.74 | -3.50% | -3.40 |
| Oct 7 | Regular | 23.50 | -4.49% | -4.55 |
| Oct 7 | After-hours | 23.54 | -4.31% | -4.34 |
| Sep 23 | After-hours | 27.20 | +5.22% | 4.08 |
Frequently Asked Questions about PUK
What is the current PRUDENTIAL PLC ADS (REP 2 ORD SHARES) (PUK) stock price?
PUK is trading at $24.13 at the last market close, up 0.29% on the session. PreMarketPrice tracks PUK pre-market, intraday and after-hours prices.
Is PUK stock a buy right now?
PreMarketPrice's quantitative model rates PRUDENTIAL PLC ADS (REP 2 ORD SHARES)'s financial health at 41/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is PUK stock overvalued?
PRUDENTIAL PLC ADS (REP 2 ORD SHARES) trades at a trailing P/E of 7.5 and our valuation score rates it 65/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does PRUDENTIAL PLC ADS (REP 2 ORD SHARES) report earnings?
No confirmed earnings date is currently scheduled for PUK. The Earnings section lists recent reports and updates as dates are announced.
What sector does PRUDENTIAL PLC ADS (REP 2 ORD SHARES) operate in?
PRUDENTIAL PLC ADS (REP 2 ORD SHARES) operates in the Consumer Defensive sector. The Related Stocks section lists sector peers for comparison.
What does PRUDENTIAL PLC ADS (REP 2 ORD SHARES) do?
Originally established in 1848 as the Prudential Mutual Assurance, Investment, and Loan Association, Prudential has changed a lot since.
About PRUDENTIAL PLC ADS (REP 2 ORD SHARES) (PUK) Stock
PRUDENTIAL PLC ADS (REP 2 ORD SHARES) (PUK) is a US-listed stock operating in the Consumer Defensive sector. As of the latest update, PRUDENTIAL PLC ADS (REP 2 ORD SHARES) is trading at $24.13, up 0.29% on the day with a market capitalization of $29.6 billion. The financial health score for PUK is 41/100, which indicates weak financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for PUK stock.
PUK Stock Analysis & Key Metrics
On PreMarketPrice, you can track PRUDENTIAL PLC ADS (REP 2 ORD SHARES) (PUK) across multiple dimensions:
- Pre-market price & movement: Real-time PUK stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for PUK with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for PRUDENTIAL PLC ADS (REP 2 ORD SHARES) across multiple reporting periods.
- Financial health score: A composite score of 41/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for PUK.
- Sector peers: Compare PUK against 4 other consumer defensive stocks on key financial metrics.
Is PUK a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate PRUDENTIAL PLC ADS (REP 2 ORD SHARES) (PUK) as an investment. The financial health score of 41/100 suggests weak financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.PRUDENTIAL PLC ADS (REP 2 ORD SHARES) (PUK) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.