Stock Analysis
Tempus AI, Inc. Class A Common StockTEM
Sector: Technology · Industry: Services-Computer Programming, Data Processing, Etc.
AnalystsBuy23 analystsPrice is 46% of the way from the year's low to its high.
Cash covers 57% of debt · Q2 2026.
PMP Verdict
Weak fundamentals
Risks
- Profitability0
- Quality21
Weak fundamentals — valuation is the only support.
Market context
-9.0% today· Z 2.1σ
Bull Case
- ✓Revenue CAGR 49.0% — durable top-line growth
What's happening with TEM
Profile
profitability, moat, earnings quality, growth and valuation lag behind.
How is each axis scored?
- Valuation32/100 · Weak
- P/E vs own history (n/a)10/25
- FCF yield (-2.3%)0/25
- P/S (8.1x)12/25
- EV/EBIT (n/a)10/25
- Growth25/100 · Weak
- Revenue CAGR (49.0%)25/25
- Net income CAGR (n/a)0/25
- EPS CAGR 5Y (n/a)0/25
- Fwd implied growth (n/a)0/25
- Profitability0/100 · Weak
- ROIC (-20.8%)0/25
- ROE (-57.2%)0/25
- Net margin (-17.8%)0/25
- Operating margin (-19.8%)0/25
- Financial Health55/100 · Moderate
- Altman Z (2.65)18/25
- Current ratio (3.30)25/25
- Interest coverage (-6.5x)0/25
- Net cash / debt (D/A 27%)12/25
- Quality21/100 · Weak
- Piotroski F (5/9)15/25
- Beneish M (-1.44)6/25
- FCF conversion (n/a)0/25
- Margin stability (σ 45.5%)0/25
- Moat20/100 · Weak
- ROIC >12% years (0/5 yrs)0/25
- Median gross margin (53.8%)20/25
- FCF-positive years (0/5 yrs)0/25
- Worst-year net margin (worst -115.5%)0/25
Risk Flags
- ⚠Beneish M -1.44 — earnings-manipulation flag
- ⚠Negative FCF margin (-0.2%) — burning cash
- ⚠SBC 13.0% of revenue — real dilution cost
- ⚠5 loss-making years in recent history
- ⚠Interest coverage -6.5× — thin debt cushion
About Tempus AI, Inc. Class A Common Stock
Tempus AI Inc is a technology company. Show more
It has built the Tempus Platform, which comprises both a technology platform to free healthcare data from silos and an operating system to make the resulting data useful. Its Intelligent Diagnostics use AI, including generative AI, to make laboratory tests more accurate, tailored, and personal.
Headquarters: CHICAGO, IL · Employees: 3,800 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
32DP/E (TTM)—
Price / TTM EPS (own statements)
P/FCF—
Price / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield-2.3%D
Grade D: NegativeTTM (OCF − CapEx) / Market Cap — vs own 2Y history: -17.9%–-0.5% · 62nd pct
P/S (TTM)8.14xC
Grade C: ExpensivePrice / TTM Revenue (own statements) — vs own 2Y history: 2.8x–16.7x · 42nd pct
EV/EBITDA—
Enterprise value / EBITDA (Finnhub) — capital-structure neutral
EV/Sales9.5xC
Grade C: ExpensiveEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E—
Price / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio26.18xD
Grade D: Very expensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio-2.29A
Grade A: CheapFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield—
TTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio—
Dividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
0EROIC-20.8%D
Grade D: LowNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE-57.2%D
Grade D: WeakReturn on Equity. Neg. equity = heavy buybacks
ROA-11.2%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin-17.8%D
Grade D: LowNet Income / Revenue
Operating Margin-19.8%D
Grade D: LowTTM EBIT / TTM Revenue
Gross Margin64.0%A
Grade A: PremiumGross Profit / Revenue
FCF Margin-18.4%D
Grade D: LowFCF / Revenue
True FCF Margin-31.4%D
Grade D: LowTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
25ERevenue CAGR49.0%A
Grade A: HighCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR—
Compound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)—
Compound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth—
Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)+188.3%D
Grade D: DilutiveShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue13.0%D
Grade D: HighTTM stock-based comp / TTM Revenue
Financial Health
55CAltman Z-Score2.65C
Grade C: Gray zoneBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio3.30xA
Grade A: HighCurrent Assets/Liabilities
Quick Ratio3.05xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage-6.5xD
Grade D: RiskyEBIT/Interest. >10 Strong
Debt Repayment—
Years to repay net debt via FCF
Net Debt/EBITNet CashA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity3.25xD
Grade D: HighDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.57xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Quality
21EPiotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-1.44D
Grade D: RiskyEarnings manipulation risk. < -2.22 Safe
FCF Conversion—
FCF / Net Income
Margin Stability45.5%D
Grade D: VolatileEBIT margin std deviation. Lower = stable
Capex / Revenue1.8%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.63xC
Grade C: AverageRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Schoenherr Thomas Edward Filed | Schoenherr Thomas Edward | SellOpen market sale | -10281 | |
LEFKOFSKY ERIC P Filed | LEFKOFSKY ERIC P | SellOpen market sale | -160 | |
LEFKOFSKY ERIC P Filed | LEFKOFSKY ERIC P | SellOpen market sale | -14042 | |
LEFKOFSKY ERIC P Filed | LEFKOFSKY ERIC P | SellOpen market sale | -29367 | |
LEFKOFSKY ERIC P Filed | LEFKOFSKY ERIC P | SellOpen market sale | -6431 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
LEFKOFSKY ERIC P Filed | LEFKOFSKY ERIC P | SellOpen market sale | -24 | |
LEFKOFSKY ERIC P Filed | LEFKOFSKY ERIC P | SellOpen market sale | -2091 | |
LEFKOFSKY ERIC P Filed | LEFKOFSKY ERIC P | SellOpen market sale | -4420 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
20EROIC >12% Years0/5 yrsD
Grade D: WeakShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)53.8%A
Grade A: DurableMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years0/5 yrsD
Grade D: WeakShare of completed fiscal years with positive free cash flow
Net Margin Floor-115.5%D
Grade D: WeakWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)—
TTM net income per share (Finnhub fallback)
Cash / Share$4.53
Cash & short-term investments per share (Finnhub)
Book Value / Share$2.47
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$1.44B
Total debt obligations (short + long term)
Cash & Equiv.$815.99M
Cash and short-term investments
Net Debt$628.18M
Total Debt minus Cash. Negative = Net Cash position
Total Equity$444.93M
Shareholders' equity (book value)
Asset / Liability1.23xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$11.65B
Current Market Capitalization
Beta2.37D
Grade D: High volatilityPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Tempus AI, Inc. Class A Common Stock (TEM)
TEM is down 9.01% at the last close. Piotroski F-Score of 5/9 indicates mixed fundamentals for Tempus AI, Inc. Class A Common Stock. Altman Z-Score of 2.65 falls in the grey zone (1.81–2.99) — financial distress is unlikely but not ruled out. Beneish M-Score of -1.44 is above the −1.78 flag threshold, a signal that reported earnings warrant closer scrutiny. Revenue has compounded at roughly 49% annually — a strong growth profile.
- Free-cash-flow margin is negative (-18%) — the business currently burns cash.
- Company has negative FCF, making debt repayment from operations difficult.
- Interest coverage of -6.5× leaves little room for earnings shocks.
- Tempus AI, Inc. Class A Common Stock posted a net loss in 5 of 5 available completed fiscal years (2021–2025).
See how TEM ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all TEM moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 16 | Regular | 64.22 | -9.72% | -2.05 |
| Oct 16 | After-hours | 64.18 | -9.78% | -2.07 |
| Oct 6 | Regular | 72.00 | -13.83% | -2.99 |
| Oct 6 | After-hours | 72.58 | -13.13% | -2.84 |
Frequently Asked Questions about TEM
What is the current Tempus AI, Inc. Class A Common Stock (TEM) stock price?
TEM is trading at $64.72 at the last market close, down 9.01% on the session. PreMarketPrice tracks TEM pre-market, intraday and after-hours prices.
Is TEM stock a buy right now?
PreMarketPrice's quantitative model rates Tempus AI, Inc. Class A Common Stock's financial health at 55/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is TEM stock overvalued?
Tempus AI, Inc. Class A Common Stock trades at a trailing P/E of n/a and our valuation score rates it 32/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Tempus AI, Inc. Class A Common Stock report earnings?
No confirmed earnings date is currently scheduled for TEM. The Earnings section lists recent reports and updates as dates are announced.
What sector does Tempus AI, Inc. Class A Common Stock operate in?
Tempus AI, Inc. Class A Common Stock operates in the Technology sector, within the Services-Computer Programming, Data Processing, Etc. industry. The Related Stocks section lists sector peers for comparison.
What does Tempus AI, Inc. Class A Common Stock do?
Tempus AI Inc is a technology company.
About Tempus AI, Inc. Class A Common Stock (TEM) Stock
Tempus AI, Inc. Class A Common Stock (TEM) is a US-listed stock operating in the Technology sector, specifically the Services-Computer Programming, Data Processing, Etc. industry. As of the latest update, Tempus AI, Inc. Class A Common Stock is trading at $64.72, down 9.01% on the day with a market capitalization of $11.7 billion. The financial health score for TEM is 55/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for TEM stock.
TEM Stock Analysis & Key Metrics
On PreMarketPrice, you can track Tempus AI, Inc. Class A Common Stock (TEM) across multiple dimensions:
- Pre-market price & movement: Real-time TEM stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for TEM with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Tempus AI, Inc. Class A Common Stock across multiple reporting periods.
- Financial health score: A composite score of 55/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for TEM.
- Sector peers: Compare TEM against 6 other technology stocks on key financial metrics.
Is TEM a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Tempus AI, Inc. Class A Common Stock (TEM) as an investment. The financial health score of 55/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Tempus AI, Inc. Class A Common Stock (TEM) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.