Stock Analysis
Markel Group Inc.MKL
P/E 10.03×· 5Y range 5.63–188.10×· 43th percentile of history
Sector: Financial Services · Industry: Fire, Marine & Casualty Insurance
AnalystsSell15 analystsP/E 10.0× sits at the 43rd percentile of its 5.0513347022587265-year history.
Cash covers 78% of debt · Q2 2026.
PMP Verdict
Weak fundamentals
Strengths
- Profitability64
Risks
- Growth6
- Financial Health48
Weak fundamentals — valuation is the only support.
Bull Case
- ✓Interest coverage 12.5× — debt well covered
What's happening with MKL
Profile
Strong valuation; growth, moat, financial health and earnings quality lag behind.
How is each axis scored?
- Valuation87/100 · Strong
- P/E vs own history (43th pct)12/25
- FCF yield (9.2%)25/25
- P/S (1.5x)25/25
- EV/EBIT (7.7x)25/25
- Growth6/100 · Weak
- Revenue CAGR (4.8%)6/25
- Net income CAGR (-3.5%)0/25
- EPS CAGR 5Y (-1.0%)0/25
- Fwd implied growth (-48.7%)0/25
- Profitability64/100 · Moderate
- ROIC (12.0%)12/25
- ROE (11.7%)12/25
- Net margin (15.2%)20/25
- Operating margin (20.5%)20/25
- Financial Health48/100 · Weak
- Altman Z (0.47)3/25
- Current ratio (n/a)0/25
- Interest coverage (12.5x)25/25
- Net cash / debt (D/A 1%)20/25
- Quality49/100 · Weak
- Piotroski F (5/9)15/25
- Beneish M (-2.21)12/25
- FCF conversion (93%)22/25
- Margin stability (σ 85.0%)0/25
- Moat43/100 · Weak
- ROIC >12% years (6/10 yrs)13/25
- Median gross margin (14.0%)0/25
- FCF-positive years (10/10 yrs)25/25
- Worst-year net margin (worst -1.9%)5/25
Risk Flags
- ⚠Altman Z 0.5 — distress-zone balance sheet
- ⚠2 loss-making years in recent history
About Markel Group Inc.
Markel's primary business is property and casualty insurance. Show more
The company focuses primarily on specialty lines, ranging from areas such as executive liability to commercial equine insurance. The company uses capital generated by its insurance operations to buy noninsurance operations in diverse areas, such as bakery equipment manufacturing and residential homebuilding.
Headquarters: GLEN ALLEN, VA · Employees: 22,900 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
87AP/E (TTM)10.0xA
Grade A: CheapPrice / TTM EPS (own statements) — vs own 5Y history: 5.6x–188.1x · 43rd pct
P/FCF10.6xA
Grade A: CheapPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield9.2%A
Grade A: ValueTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 8.0%–21.8% · 13th pct
P/S (TTM)1.52xA
Grade A: CheapPrice / TTM Revenue (own statements) — vs own 5Y history: 0.8x–1.8x · 84th pct
EV/EBIT7.7xA
Grade A: CheapEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 3.5x–523.3x · 68th pct
EV/Sales1.4xA
Grade A: CheapEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E19.5xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio1.18xA
Grade A: FairPrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.16B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield0.00%B
Grade B: NoneTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio3.0%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
64BROIC12.0%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE11.7%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA3.3%D
Grade D: WeakReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin15.2%A
Grade A: HighNet Income / Revenue
Operating Margin20.5%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin10.5%D
Grade D: LowGross Profit / Revenue
FCF Margin14.0%C
Grade C: AverageFCF / Revenue
True FCF Margin14.0%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
6ERevenue CAGR4.8%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR-3.5%D
Grade D: LowCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)-1.0%D
Grade D: LowCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth-48.7%D
Grade D: Decl.Analyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)-10.2%A
Grade A: BuybacksShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Financial Health
48D+Altman Z-Score0.47D
Grade D: DistressBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio—
Current Assets/Liabilities
Quick Ratio—
(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage12.5xA
Grade A: StrongEBIT/Interest. >10 Strong
Debt Repayment0.4yA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBIT0.3xA
Grade A: LowLeverage. <2x Low, >4x High
Debt/Equity0.22xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.78xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Quality
49D+Piotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.21C
Grade C: Gray zoneEarnings manipulation risk. < -2.22 Safe
FCF Conversion92.7%A
Grade A: StrongFCF / Net Income
Margin Stability85.0%D
Grade D: VolatileEBIT margin std deviation. Lower = stable
Capex / Revenue1.4%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.24xD
Grade D: LowRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 records| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Crowley Andrew G. Filed | Crowley Andrew G. | BuyJ | +7 | |
Crowley Andrew G. Filed | Crowley Andrew G. | BuyJ | +3 | |
Costanzo Brian J. Filed | Costanzo Brian J. | BuyJ | +2 | |
Housel Morgan E. Filed | Housel Morgan E. | BuyJ | +66 | |
Besca Mark Filed | Besca Mark | BuyJ | +81 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Cunningham Lawrence A Filed | Cunningham Lawrence A | BuyJ | +33 | |
Leopold Diane Filed | Leopold Diane | BuyJ | +66 | |
Puckett A. Lynne Filed | Puckett A. Lynne | BuyJ | +66 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
43D+ROIC >12% Years6/10 yrsC
Grade C: ModerateShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)14.0%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor-1.9%D
Grade D: WeakWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$184.40
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$329.13
Cash & short-term investments per share (Finnhub)
Book Value / Share$1531.53
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$4.37B
Total debt obligations (short + long term)
Cash & Equiv.$3.42B
Cash and short-term investments
Net Debt$944.52M
Total Debt minus Cash. Negative = Net Cash position
Total Equity$19.47B
Shareholders' equity (book value)
Asset / Liability—
Total Assets / Total Liabilities
Market
Market Cap$22.92B
Current Market Capitalization
Beta0.61B
Grade B: DefensivePrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 17, 2026
Key Insights: Markel Group Inc. (MKL)
MKL is up 1.40% at the last close. Piotroski F-Score of 5/9 indicates mixed fundamentals for Markel Group Inc.. Altman Z-Score of 0.47 is below the 1.81 distress threshold — an elevated financial-risk flag.
- Takes ~0.4 years to repay net debt from free cash flow.
- Markel Group Inc. posted a net loss in 2 of 10 available completed fiscal years (2016–2025).
- At a valuation score of 87/100, MKL trades near the cheapest end of its own historical range (P/E 10.0).
See how MKL ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all MKL moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 12 | Regular | 1,789.78 | +1.65% | 2.09 |
| Oct 12 | After-hours | 1,790.32 | +1.68% | 2.13 |
| Oct 8 | Regular | 1,771.75 | +2.52% | 4.04 |
| Oct 8 | After-hours | 1,767.82 | +2.29% | 3.70 |
Frequently Asked Questions about MKL
What is the current Markel Group Inc. (MKL) stock price?
MKL is trading at $1850.13 at the last market close, up 1.40% on the session. PreMarketPrice tracks MKL pre-market, intraday and after-hours prices.
Is MKL stock a buy right now?
PreMarketPrice's quantitative model rates Markel Group Inc.'s financial health at 48/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is MKL stock overvalued?
Markel Group Inc. trades at a trailing P/E of 10.0 and our valuation score rates it 87/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Markel Group Inc. report earnings?
No confirmed earnings date is currently scheduled for MKL. The Earnings section lists recent reports and updates as dates are announced.
What sector does Markel Group Inc. operate in?
Markel Group Inc. operates in the Financial Services sector, within the Fire, Marine & Casualty Insurance industry. The Related Stocks section lists sector peers for comparison.
What does Markel Group Inc. do?
Markel's primary business is property and casualty insurance.
About Markel Group Inc. (MKL) Stock
Markel Group Inc. (MKL) is a US-listed stock operating in the Financial Services sector, specifically the Fire, Marine & Casualty Insurance industry. As of the latest update, Markel Group Inc. is trading at $1850.13, up 1.40% on the day with a market capitalization of $22.9 billion. The financial health score for MKL is 48/100, which indicates moderate financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for MKL stock.
MKL Stock Analysis & Key Metrics
On PreMarketPrice, you can track Markel Group Inc. (MKL) across multiple dimensions:
- Pre-market price & movement: Real-time MKL stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for MKL with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Markel Group Inc. across multiple reporting periods.
- Financial health score: A composite score of 48/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for MKL.
- Sector peers: Compare MKL against 6 other financial services stocks on key financial metrics.
Is MKL a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Markel Group Inc. (MKL) as an investment. The financial health score of 48/100 suggests moderate financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Markel Group Inc. (MKL) trades on NYSE. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.