Stock Analysis
Paccar IncPCAR
P/E 23.29×· 5Y range 10.40–29.05×· top 13% of history
Sector: Consumer Cyclical · Industry: Motor Vehicles & Passenger Car Bodies
AnalystsHold26 analystsP/E 23.3× sits at the 87th percentile of its 5.0978781656399725-year history.
Cash covers 60% of debt · FY 2025.
PMP Verdict
Mixed fundamentals, expensive valuation
Strengths
- Financial Health80
- Quality65
Risks
- Valuation52
- Profitability49
Mixed fundamentals at a demanding price.
Bull Case
- ✓Altman Z 3.1 — safe-zone balance sheet
What's happening with PCAR
Profile
Strong financial health; profitability lags behind.
How is each axis scored?
- Valuation52/100 · Moderate
- P/E vs own history (87th pct)0/25
- FCF yield (6.3%)20/25
- P/S (2.1x)20/25
- EV/EBIT (21.1x)12/25
- Growth55/100 · Moderate
- Revenue CAGR (4.9%)6/25
- Net income CAGR (6.4%)12/25
- EPS CAGR 5Y (6.2%)12/25
- Fwd implied growth (40.6%)25/25
- Profitability49/100 · Weak
- ROIC (9.5%)12/25
- ROE (13.0%)12/25
- Net margin (9.0%)13/25
- Operating margin (11.0%)12/25
- Financial Health80/100 · Strong
- Altman Z (3.09)25/25
- Current ratio (2.55)25/25
- Interest coverage (5.2x)18/25
- Net cash / debt (D/A 14%)12/25
- Quality65/100 · Moderate
- Piotroski F (5/9)15/25
- Beneish M (-2.69)25/25
- FCF conversion (148%)25/25
- Margin stability (σ 512.5%)0/25
- Moat69/100 · Moderate
- ROIC >12% years (8/10 yrs)20/25
- Median gross margin (19.8%)6/25
- FCF-positive years (10/10 yrs)25/25
- Worst-year net margin (worst 6.9%)18/25
Risk Flags
- ⚠P/E 23.3× at top 13% of 5-year history
About Paccar Inc
Paccar is a leading manufacturer of medium- and heavy-duty trucks under the premium nameplates Kenworth and Peterbilt, which are primarily sold in the Americas and Australia, and DAF, which primarily services Europe and South America. Show more
The trucks segment (74% sales) goes to market through a network of 2,200 independent dealers. Paccar maintains an internal finance subsidiary that provides retail and wholesale financing for customers and dealers (6% sales). In recent years, Paccar has aggressively expanded its parts business (20% of sales), including engines, axles, and transmissions for its own truck brands as well as independent producers. The company commands 30% of the Class 8 market share in North America and 15% of the heavy-duty market share in Europe.
Headquarters: BELLEVUE, WA · Employees: 25,900 · Website ↗
Price History
Weekly Candlestick Chart — up to 5Y
Key Metrics
Financial snapshot · Tap any metric for its definition and grade
TTM Snapshot
trailing twelve months · YoYValuation
52CP/E (TTM)23.3xB
Grade B: FairPrice / TTM EPS (own statements) — vs own 5Y history: 10.4x–29.1x · 87th pct
P/FCF19.7xB
Grade B: FairPrice / Free Cash Flow per share (Finnhub). Inverse of FCF yield — negative when FCF is negative
FCF Yield6.3%A
Grade A: ValueTTM (OCF − CapEx) / Market Cap — vs own 5Y history: 3.7%–8.5% · 52nd pct
P/S (TTM)2.10xB
Grade B: FairPrice / TTM Revenue (own statements) — vs own 5Y history: 1.1x–2.6x · 84th pct
EV/EBIT21.1xC
Grade C: ExpensiveEnterprise value / TTM EBIT (D&A not in our data) — capital-structure neutral — vs own 5Y history: 20.3x–25.8x · 18th pct
EV/Sales2.4xB
Grade B: FairEnterprise Value / TTM Revenue (Finnhub) — capital-structure neutral sales multiple
Forward P/E16.6xB
Grade B: FairPrice / next-year EPS estimate — shows whether the TTM multiple is rich or just front-loading growth
P/B Ratio3.03xC
Grade C: ExpensivePrice to Book Value. Neg. equity = heavy buybacks
PEG Ratio1.28B
Grade B: FairFinnhub PEG — their P/E basis ÷ expected EPS growth. Suppressed when their P/E diverges >2× from our TTM P/E (different basis)
Dividend Yield2.46%A
Grade A: PaysTTM dividend yield (Finnhub) — annual dividends / price. None = no dividend; very high yield can signal distress
Payout Ratio57.5%A
Grade A: SafeDividends / Net Income (Finnhub) — share of earnings paid out; >90% or negative = unsustainable
Profitability
49D+ROIC9.5%C
Grade C: AverageNOPAT (EBIT less ~21% tax) / invested capital (equity + debt − cash). Flagship quality metric — durable >15% signals a moat
ROE13.0%C
Grade C: AverageReturn on Equity. Neg. equity = heavy buybacks
ROA5.7%C
Grade C: AverageReturn on Assets (Finnhub) — Net Income / Total Assets; how efficiently assets produce profit
Net Margin9.0%C
Grade C: AverageNet Income / Revenue
Operating Margin11.0%C
Grade C: AverageTTM EBIT / TTM Revenue
Gross Margin20.0%D
Grade D: LowGross Profit / Revenue
FCF Margin13.3%C
Grade C: AverageFCF / Revenue
True FCF Margin13.3%A
Grade A: HighTTM (OCF − CapEx − SBC) / TTM Revenue — SBC treated as a real cost
Growth
55CRevenue CAGR4.9%D
Grade D: LowCompound annual revenue growth (up to 5Y depending on data availability)
Net Income CAGR6.4%C
Grade C: OkCompound annual net income growth (up to 5Y depending on data availability)
EPS CAGR (5Y)6.2%C
Grade C: OkCompound annual EPS growth over up to 5Y of per-share earnings (own statements). Null when either endpoint EPS ≤ 0
Implied EPS Growth40.6%A
Grade A: HighAnalyst forward EPS (normalized basis) vs our GAAP TTM EPS — different bases, so extreme values usually mark cyclically depressed TTM earnings, not real growth
Dilution (5Y)+0.7%B
Grade B: FlatShare count change over 5Y
SBC / Net Income—
Stock-based comp/Net income. >30% = dilution risk
SBC / Revenue—
TTM stock-based comp / TTM Revenue
Financial Health
80AAltman Z-Score3.09A
Grade A: SafeBankruptcy risk. >3 Safe, <1.8 Distress
Current Ratio2.55xA
Grade A: HighCurrent Assets/Liabilities
Quick Ratio1.31xA
Grade A: High(Current Assets − Inventory) / Current Liabilities (Finnhub) — stricter liquidity test, excludes inventory
Interest Coverage5.2xC
Grade C: OkEBIT/Interest. >10 Strong
Debt Repayment1.7yA
Grade A: FastYears to repay net debt via FCF
Net Debt/EBIT2.0xC
Grade C: MedLeverage. <2x Low, >4x High
Debt/Equity0.82xA
Grade A: LowDebt / Equity: <1 Conservative, >2 Risky. Not meaningful with non-positive equity; shown as unavailable rather than low debt.
Cash / Debt0.60xC
Grade C: PartialCash covers how much of total debt. >1 = could repay all debt from cash
Quality
65BPiotroski F-Score5/9C
Grade C: AverageFinancial strength 0–9. >7 Strong
Beneish M-Score-2.69A
Grade A: SafeEarnings manipulation risk. < -2.22 Safe
FCF Conversion147.6%A
Grade A: StrongFCF / Net Income
Margin Stability512.5%D
Grade D: VolatileEBIT margin std deviation. Lower = stable
Capex / Revenue2.3%A
Grade A: Asset-lightTTM CapEx / TTM Revenue — high % = capital-hungry business
Asset Turnover0.63xC
Grade C: AverageRevenue / Total Assets (Finnhub) — how efficiently the asset base generates sales
Insider Transactions
SEC Form 4 · 8 recordsP/S codes are the directional signal; grants, option exercises and tax withholding carry none. Form 4 doesn't flag 10b5-1 plans — scheduled sales may appear within open-market sells.
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Pretti Luiz Antonio Dos Santos Filed | Pretti Luiz Antonio Dos Santos | BuyJ | +193 | |
RAMASWAMY SREEGANESH Filed | RAMASWAMY SREEGANESH | BuyJ | +318 | |
Breber Pierre R Filed | Breber Pierre R | BuyJ | +455 | |
Pigott John Filed | Pigott John | BuyJ | +318 | |
Scheiter Dietmar A. Filed | Scheiter Dietmar A. | BuyJ | +3 |
Show 3 more filingsShow fewer filings
| Trade date | Insider | Transaction | Shares | Filed |
|---|---|---|---|---|
Walters William Lance Filed | Walters William Lance | BuyJ | +8 | |
Walters William Lance Filed | Walters William Lance | BuyJ | +75 | |
Gryniewicz Craig R Filed | Gryniewicz Craig R | BuyJ | +22 |
More metrics — Moat, Per Share, Balance Sheet, MarketHide additional metrics
Moat
69BROIC >12% Years8/10 yrsA
Grade A: DurableShare of completed fiscal years with ROIC > 12% — measures multi-year capital-return durability
Gross Margin (Med.)19.8%D
Grade D: WeakMedian annual gross margin across available fiscal years — pricing-power durability
FCF-Positive Years10/10 yrsA
Grade A: DurableShare of completed fiscal years with positive free cash flow
Net Margin Floor6.9%A
Grade A: DurableWeakest annual net margin across completed fiscal years — recession/downcycle resilience
Per Share
EPS (TTM)$4.76
Own TTM net income / shares — same earnings basis as P/E
Cash / Share$10.59
Cash & short-term investments per share (Finnhub)
Book Value / Share$38.61
Shareholders' equity per share (Finnhub). Negative = accumulated losses / heavy buybacks
Balance Sheet
Total Debt$15.78B
Total debt obligations (short + long term)
Cash & Equiv.$9.52B
Cash and short-term investments
Net Debt$6.26B
Total Debt minus Cash. Negative = Net Cash position
Total Equity$19.26B
Shareholders' equity (book value)
Asset / Liability1.77xC
Grade C: AdequateTotal Assets / Total Liabilities
Market
Market Cap$58.33B
Current Market Capitalization
Beta0.95B
Grade B: MarketPrice sensitivity vs the market (Finnhub) — 1.0 moves with market, >1.2 amplifies swings
How grades work: each metric is graded A–D against fixed thresholds (tap a row for the meaning). Card grades map the pillar score to A+–E — a card grade is that pillar's own score, not an average of the rows shown.
Financials as of Jun 2026 · Ratio snapshot Oct 16, 2026
Key Insights: Paccar Inc (PCAR)
Piotroski F-Score of 5/9 indicates mixed fundamentals for Paccar Inc. Altman Z-Score of 3.09 sits comfortably in the safe zone (≥ 2.99), indicating low bankruptcy risk. Beneish M-Score of -2.69 suggests a low likelihood of earnings manipulation.
- Takes ~1.7 years to repay net debt from free cash flow.
- The stock currently yields 2.5% in dividends.
See how PCAR ranks on the Capex Tracker — top 50 capital spenders compared.
Recent Market Moves
See all PCAR moves →| Date | Session | Price | Move | Z-Score |
|---|---|---|---|---|
| Oct 15 | Regular | 110.76 | +2.03% | 2.23 |
| Oct 15 | After-hours | 110.81 | +2.07% | 2.27 |
| Oct 8 | Regular | 109.28 | +2.26% | 2.95 |
| Oct 8 | After-hours | 109.66 | +2.62% | 3.30 |
| Oct 1 | Pre-market | 114.00 | +3.82% | 3.73 |
Frequently Asked Questions about PCAR
What is the current Paccar Inc (PCAR) stock price?
PCAR is trading at $110.82 at the last market close, up 0.01% on the session. PreMarketPrice tracks PCAR pre-market, intraday and after-hours prices.
Is PCAR stock a buy right now?
PreMarketPrice's quantitative model rates Paccar Inc's financial health at 80/100. This is a data-driven snapshot of fundamentals, not investment advice.
Is PCAR stock overvalued?
Paccar Inc trades at a trailing P/E of 23.3 and our valuation score rates it 52/100 (higher = cheaper vs. its own history). See the Valuation History and Key Metrics sections for forward P/E, EV/EBITDA and PEG context.
When does Paccar Inc report earnings?
No confirmed earnings date is currently scheduled for PCAR. The Earnings section lists recent reports and updates as dates are announced.
What sector does Paccar Inc operate in?
Paccar Inc operates in the Consumer Cyclical sector, within the Motor Vehicles & Passenger Car Bodies industry. The Related Stocks section lists sector peers for comparison.
What does Paccar Inc do?
Paccar is a leading manufacturer of medium- and heavy-duty trucks under the premium nameplates Kenworth and Peterbilt, which are primarily sold in the Americas and Australia, and DAF, which primarily services Europe and South America.
About Paccar Inc (PCAR) Stock
Paccar Inc (PCAR) is a US-listed stock operating in the Consumer Cyclical sector, specifically the Motor Vehicles & Passenger Car Bodies industry. As of the latest update, Paccar Inc is trading at $110.82, up 0.01% on the day with a market capitalization of $58.3 billion. The financial health score for PCAR is 80/100, which indicates excellent financial strength based on profitability, leverage, liquidity, and growth metrics. This page provides real-time pre-market pricing, earnings calendar, financial health analysis, and valuation metrics for PCAR stock.
PCAR Stock Analysis & Key Metrics
On PreMarketPrice, you can track Paccar Inc (PCAR) across multiple dimensions:
- Pre-market price & movement: Real-time PCAR stock price with percentage change, updated continuously during pre-market and regular trading hours.
- Valuation & P/E history: Historical P/E, P/S, and P/B ratios for PCAR with trend analysis and normalized valuation multiples.
- Financial statements: Revenue, net income, assets, liabilities, and equity for Paccar Inc across multiple reporting periods.
- Financial health score: A composite score of 80/100 based on Altman Z-Score, Piotroski F-Score, profitability, and leverage metrics for PCAR.
- Sector peers: Compare PCAR against 5 other consumer cyclical stocks on key financial metrics.
Is PCAR a Good Stock to Buy?
This page provides data-driven analysis to help you evaluate Paccar Inc (PCAR) as an investment. The financial health score of 80/100 suggests excellent financial fundamentals. Valuation metrics show whether the stock is trading above or below its historical average.However, this is not financial advice — always do your own research before investing.
Data on this page is sourced from real-time market feeds, Polygon.io, and Finnhub.Paccar Inc (PCAR) trades on NYSE/NASDAQ. Pre-market trading occurs 4:00 AM – 9:30 AM ET. Regular market hours are 9:30 AM – 4:00 PM ET.